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5% categories for fourth quarter of 2017:
Dept. stores and Walmart

There are three possibilities for how many points are earned. In the following examples, the effective rates are assuming you cash out the points for 1 cent each, but if you can transfer them to Sapphire Preferred or Ink, the effective rate could be much higher.
  • Cardholders without a Chase checking account
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 1 point, an effective rate of 1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points, an effective rate of 5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points, an effective rate of 5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points, an effective rate of 5%.
  • Cardholders with a Chase checking account in older program
    1 base point per dollar plus 10% of the base points plus 10 points per transaction for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories.
    Example 1: Spend $1 on a parking meter. Earn 11.1 points, an effective rate of 11.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 61 points, an effective rate of 6.1%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 520 points, an effective rate of 5.2%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7660 points, an effective rate of 5.11%.
  • Cardholders with a Chase checking account in newer program
    1 base point per dollar for all spending. Additional 4 bonus points per dollar for spending up to $1500 in quarterly categories. Annual bonus of 10% of the total of base and bonus points (until February 2016).
    Example 1: Spend $1 on a parking meter. Earn 1 point on the next statement and .1 points at year's end, an effective rate of 1.1%.
    Example 2: Spend $10 to refill a Metrocard in 2016 Q1. Earn 50 points on the next statement and 5 points at year's end, an effective rate of 5.5%.
    Example 3: Spend $100 to buy a Long Island Rail Road Peak Ten-Trip ticket between zones 1 and 3 in 2016 Q1. Earn 500 points on the next statement and 50 points at year's end, an effective rate of 5.5%.
    Example 4: Spend $1500 at 7-Eleven in 2016 Q1. Earn 7500 points on the next statement and 750 points at year's end, an effective rate of 5.5%.

« Last edited by jj1000 on March 14, 2018, 12:39:32 PM »

Author Topic: Chase Freedom Master Thread  (Read 553700 times)

Offline Alexsei

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Re: Chase Freedom Master Thread
« Reply #2860 on: October 15, 2023, 05:56:27 PM »
This quarter, Wholesale clubs like Costco earn 5%.

Would this include Costco gas too?

Thanks.
Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category.
Jews ≠ Zionists
Palestinians ≠ Hamas
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Offline ae123

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Re: Chase Freedom Master Thread
« Reply #2861 on: October 17, 2023, 03:18:30 PM »
Gas, fuel, wholesale specialty service purchases such as travel, insurance, cell phone and home improvement will not qualify in this category.
Thank you.

Offline Dan

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Re: Chase Freedom Master Thread
« Reply #2862 on: October 17, 2023, 03:21:43 PM »
This quarter, Wholesale clubs like Costco earn 5%.

Would this include Costco gas too?

Thanks.
Sure, just use a cash card bought on Freedom.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Iz

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Re: Chase Freedom Master Thread
« Reply #2863 on: December 30, 2023, 06:13:41 PM »
Bingo in Lakewood posting as grocery.

Online Davidthebest

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Re: Chase Freedom Master Thread
« Reply #2864 on: December 31, 2023, 04:37:51 PM »
If I Make a transaction today with PayPal will it post as 12/31 and still get 5% back?

Offline Gvann

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Re: Chase Freedom Master Thread
« Reply #2865 on: January 01, 2024, 04:23:32 PM »
If I Make a transaction today with PayPal will it post as 12/31 and still get 5% back?

i believe chase is based on when you make the purchase not when it posts but I may be wrong. Amex is based off when it posts

Offline Aviw

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Re: Chase Freedom Master Thread
« Reply #2866 on: March 14, 2024, 09:50:53 AM »