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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1184121 times)

Offline wonderlust

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1860 on: October 29, 2015, 07:57:06 PM »
Got wife jewelry for $1200 she lost it at a wedding, Amex asked for receipt and got credit.

Also bought a photo printer from adorama for $400 for a project in the end the project didn't happen and adorama wouldn't take it back was still in box. Amex just asked for receipt and sent credit didn't ask for item.

They gave you credit for 1200$? This was purchase protection I'm assuming..

Offline benjie1305

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1861 on: October 29, 2015, 08:01:39 PM »
Got wife jewelry for $1200 she lost it at a wedding, Amex asked for receipt and got credit.

Also bought a photo printer from adorama for $400 for a project in the end the project didn't happen and adorama wouldn't take it back was still in box. Amex just asked for receipt and sent credit didn't ask for item.

Wait. You got $1200 and $400 respectively credited back fully using return protection?
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Offline tec

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1862 on: October 29, 2015, 08:35:20 PM »
If I file a claim for return protection for an item I paid $500, will they ask me to return the item even though they are only refunding $300?

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1863 on: October 30, 2015, 11:39:29 AM »
If I file a claim for return protection for an item I paid $500, will they ask me to return the item even though they are only refunding $300?
unllkely.
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Offline tec

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Offline jack12

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1865 on: November 01, 2015, 07:24:44 AM »
If I file a claim for return protection for an item I paid $500, will they ask me to return the item even though they are only refunding $300?
I just filed a return protection claim for a $900 item - they gave me $300 back and did not ask for the item

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1866 on: November 01, 2015, 08:13:50 AM »
I just filed a return protection claim for a $900 item - they gave me $300 back and did not ask for the item
I assume your just posting this for reference for all who keep asking about rp for301+ items?
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Offline jack12

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1867 on: November 01, 2015, 08:56:58 AM »
I assume your just posting this for reference for all who keep asking about rp for301+ items?
Correct

Offline oiseli48

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1868 on: November 01, 2015, 09:00:15 AM »
Amex called and told me to send the item in. I haven't yet, and I got an email that all they need is the receipt.

Offline medster

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1869 on: November 08, 2015, 11:27:28 AM »
Filed a rp claim on a suit which I had done alterations (hemmed and fixed the waist) and got refunded the price of the suit ($200) but not the alterations (25). the charge for the alterations was stated explicitly on the same receipt as the suit itself so I thought they might deny the whole claim but they didn't. I sent in the receipt but they didn't ask for the suit back

Offline googwallet

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1870 on: November 08, 2015, 10:55:21 PM »
If I can still return the item to the original store (it's within the 30 days), however the store will charge a 10% restocking fee, can I file a RP claim?


Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1871 on: November 08, 2015, 11:32:46 PM »
If I can still return the item to the original store (it's within the 30 days), however the store will charge a 10% restocking fee, can I file a RP claim?
Yes you can,  but to be on the safe side rather wait till the 30 days passes
money doesn't talk......      it SCREAMS !

Offline googwallet

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1872 on: November 08, 2015, 11:41:00 PM »
Yes you can,  but to be on the safe side rather wait till the 30 days passes
Thanks

Offline stbaum

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1873 on: November 09, 2015, 10:53:11 AM »
If I can still return the item to the original store (it's within the 30 days), however the store will charge a 10% restocking fee, can I file a RP claim?

i wanted to do that with Next. they charge shipping fee to send back. i asked AMEX if they can refund the shipping charge. the CSR said, no, but just wait till their policy expires and file a claim! :)
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Offline insider

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1874 on: November 09, 2015, 06:42:26 PM »
I'm not sure if my question belongs to this thread. Dan mentioned that we could reject the terms of the rebate card, and get a check instead.

Where can I find more info about amex rebates? Does amex ask to fill out rebate form and send it them?

Quote
$350 Mail In Rebate Linky (You can call the number on the AMEX card, reject the terms of the rebate card, and get a check instead). This is a new rebate for November purchases. You can use this rebate even if you have taken advantage of it before November. Limit 1 November rebate per household.

http://www.dansdeals.com/archives/77284

Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1875 on: November 10, 2015, 10:13:44 AM »
Made a claim,  got denied because part of the item was paid with my PayPal balance
money doesn't talk......      it SCREAMS !

Offline benjie1305

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1876 on: November 10, 2015, 10:15:10 AM »
Made a claim,  got denied because part of the item was paid with my PayPal balance

Yep. Needs to be in full with Amex.
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Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1877 on: November 10, 2015, 10:16:00 AM »
Yep. Needs to be in full with Amex.
I didn't know that.  I guess you learn from your (my)  mistakes
money doesn't talk......      it SCREAMS !

Offline Marco Polo

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1878 on: November 10, 2015, 10:18:50 AM »
While slightly different, i got an extended warranty approved when the full charge was not on the card.
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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1879 on: November 10, 2015, 10:21:00 AM »
Who ends up paying when we use this benefit, the merchant or Amex?