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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1184299 times)

Offline tec

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1900 on: November 11, 2015, 04:29:11 PM »
Do laptops qualify for return protection?
(Someone told me he thinks they don't)

Offline stbaum

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1901 on: November 11, 2015, 04:30:03 PM »
Do laptops qualify for return protection?
(Someone told me he thinks they don't)

PUTPAC
My greatest achievement? I am fluent in FRIENDS quotes

Offline tec

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1902 on: November 11, 2015, 04:37:36 PM »
PUTPAC
Meant to ask, even if officially they don't cover laptops, does ayone know if they usually cover them anyway?

Offline gavhaller

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1903 on: November 11, 2015, 05:17:42 PM »
what if after i filed a successful return protection and got to keep the item, the merchant allowed as a exception to return the item?
$450 item- got refunded 300 via amex, now i get another 450 back? mucho fraud right?

Offline CS91

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1904 on: November 12, 2015, 12:52:31 AM »
what if after i filed a successful return protection and got to keep the item, the merchant allowed as a exception to return the item?
$450 item- got refunded 300 via amex, now i get another 450 back? mucho fraud right?

Probably. I'd call Amex. Why would you contact the merchant after Amex gave you the credit though?

Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1905 on: November 12, 2015, 01:14:17 AM »
Probably. I'd call Amex. Why would you contact the merchant after Amex gave you the credit though?
Probably for the $150 he didn't get refunded.
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Offline yakrot

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1906 on: November 12, 2015, 01:25:14 AM »
Probably. I'd call Amex. Why would you contact the merchant after Amex gave you the credit though?
Maybe he contacted them b4 but they only got back to him after

Offline WAM

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1907 on: November 12, 2015, 03:26:10 AM »
I feel you. I hate how PayPal doesn't allow to use a card when you have a balance (unless you transfer to a bank account first) and how they always default your payment to pull from your bank account unless you are alert and change it each time.

PayPal really sucks.
That's why I don't keep a bank account on file by them. Yimach shemom.

Offline clockhand

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1908 on: November 12, 2015, 08:14:38 AM »
Do we know what the cutoff is?  $1000 per a year -- is that based on order/purchase date, claim date (I doubt it), or refund/credits date?

Thanks.

Offline mrprez27

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1909 on: November 12, 2015, 09:34:09 AM »
What do you guys do if you lost your recipts?

Offline Marco Polo

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1910 on: November 12, 2015, 09:49:23 AM »
What do you guys do if you lost your recipts?
See if store can pull another copy for you.
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Offline gavhaller

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1911 on: November 12, 2015, 11:01:25 AM »
Maybe he contacted them b4 but they only got back to him after
I bought something online and had it shipped to the store- they told me initially they cannot cancel the purchase and refund it unless I physically show up in the store. I shipped it out of state to family, so obviously that wasn't going to happen. I find out now that after 60 days no pick-up they automatically cancel it.

Offline mrprez27

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1912 on: November 12, 2015, 11:05:29 AM »
See if store can pull another copy for you.




Yep I tried that :( , I know most major retailers can pull it up in their system.

Though the place in question is one of those small privately owned phone stores that sell tons of sim cards, phone cases and etc. It wasn't fraudulent so I'm not going to dispute... No computer cash register...It's one of those credit card portable readers (not the square) which gives you small printed receipt. Purchased a $130 phone. Do you think it's wrong/unethical if I just make a receipt with the exact cost?

Offline CS91

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1913 on: November 12, 2015, 11:12:40 AM »
Yep I tried that :( , I know most major retailers can pull it up in their system.

Though the place in question is one of those small privately owned phone stores that sell tons of sim cards, phone cases and etc. It wasn't fraudulent so I'm not going to dispute... No computer cash register...It's one of those credit card portable readers (not the square) which gives you small printed receipt. Purchased a $130 phone. Do you think it's wrong/unethical if I just make a receipt with the exact cost?

Probably unethical and not worth the legal implications of them catching you. Maybe just being honest with Amex and telling them the situation will cause them to waive the requirement for the receipt as a courtesy. Of course, once you go that route, there's no going back and trying something else if it fails.

Offline mrprez27

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1914 on: November 12, 2015, 11:14:50 AM »
Probably unethical and not worth the legal implications of them catching you. Maybe just being honest with Amex and telling them the situation will cause them to waive the requirement for the receipt as a courtesy. Of course, once you go that route, there's no going back and trying something else if it fails.

true, thanks

Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1915 on: November 12, 2015, 11:30:57 AM »
Yep I tried that :( , I know most major retailers can pull it up in their system.

Though the place in question is one of those small privately owned phone stores that sell tons of sim cards, phone cases and etc. It wasn't fraudulent so I'm not going to dispute... No computer cash register...It's one of those credit card portable readers (not the square) which gives you small printed receipt. Purchased a $130 phone. Do you think it's wrong/unethical if I just make a receipt with the exact cost?
Try http://www.fakereceipt.us/sales_receipt.php
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Offline CS91

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Offline pixi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1917 on: November 12, 2015, 11:33:02 AM »
I hope you're joking...
I never did it,  but it might help
money doesn't talk......      it SCREAMS !

Offline rileywiles23

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1918 on: November 12, 2015, 11:34:04 AM »
If a store accept returns,  but makes you pay for the return shipping, will Amex  cover the shipping costs ?
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Offline CS91

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1919 on: November 12, 2015, 11:47:09 AM »
I never did it,  but it might help

Probably a discussion for the ethics thread, but I would steer clear of that website. Especially when dealing with things like return protection. Messing with them on that qualifies as insurance fraud.