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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1181701 times)

Offline yoshapman

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2280 on: April 04, 2016, 01:19:57 PM »
the more claims u make the more likely they r to ask for receipts ime.

Correct but in past years it seems it wasn't as much of an issue. My wife had only 2 claims this year and both required receipts even though they were for small amounts. Same with my family member, this was her first this year.

Offline chinagel

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2281 on: April 04, 2016, 01:25:49 PM »
Correct but in past years it seems it wasn't as much of an issue. My wife had only 2 claims this year and both required receipts even though they were for small amounts. Same with my family member, this was her first this year.
i had about a month ago 100 dollar claim instantly approved

Offline eliraps

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2282 on: April 04, 2016, 01:46:59 PM »
u can ask amex cs to investigate the charge and get a receipt from merchant and then use it for return protection
In what context can I ask them to investigate the charge?

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2283 on: April 04, 2016, 05:11:10 PM »
can i file a claim with amex on something that was paid with paypal, funded through an amex cc?
Absolutely. I've done it multiple times
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Offline newdealseeker

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2284 on: April 04, 2016, 10:18:47 PM »
the more claims u make the more likely they r to ask for receipts ime.
In Dec, for my second claim for '15, they requested receipt for $30 item

Offline JamesIV

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2285 on: April 06, 2016, 08:54:28 PM »
Does RP work for items bought on Ebay?

Offline JamesIV

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2286 on: April 06, 2016, 09:06:24 PM »
Does RP work for items bought on Ebay?
Also does RP cover items bought with Amex through Paypal?

Offline rileywiles23

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2287 on: April 06, 2016, 10:33:03 PM »
Also does RP cover items bought with Amex through Paypal?
Was literally answered 3 posts before yours.
Life is as good as you make it...

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2288 on: April 07, 2016, 12:24:48 AM »
Was literally answered 3 posts before yours.
To be fair that was a PayPal question. But I personally have answers the eBay question at least twice in this thread. SIHF
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Offline sammy n

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2289 on: April 07, 2016, 12:37:35 AM »
Does RP work for items bought on Ebay?
Also does RP cover items bought with Amex through Paypal?
Yes.

Offline dandandan

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2290 on: April 07, 2016, 03:53:42 PM »
A store has a 14 day return policy.  They might offer an exchange after this time period, but not a given.  Would an item be covered if they end up offering an exchange? From my reading of the terms, the program is a return protection program not an exchange protection. It says 'if you try to return an item within 90 days' not if you try to exchange an item within 90 days. Can you advise before I make the purchase? Thanks.

Offline chinagel

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2291 on: April 07, 2016, 03:55:57 PM »
A store has a 14 day return policy.  They might offer an exchange after this time period, but not a given.  Would an item be covered if they end up offering an exchange? From my reading of the terms, the program is a return protection program not an exchange protection. It says 'if you try to return an item within 90 days' not if you try to exchange an item within 90 days. Can you advise before I make the purchase? Thanks.
according to t&c if they offer you a store credit its not covered

Offline etech0

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2292 on: April 07, 2016, 03:57:37 PM »
A store has a 14 day return policy.  They might offer an exchange after this time period, but not a given.  Would an item be covered if they end up offering an exchange? From my reading of the terms, the program is a return protection program not an exchange protection. It says 'if you try to return an item within 90 days' not if you try to exchange an item within 90 days. Can you advise before I make the purchase? Thanks.
Will the store let you exchange for 90 days?
Workflowy. You won't know what you're missing until you try it.

Offline dandandan

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2293 on: April 07, 2016, 04:26:23 PM »
Will the store let you exchange for 90 days?

The website states a 7 day return policy. I emailed the company and they told me 14 days.  There is nothing about exchanges or store credit on the website, although I know somebody that was able to exchange an item after the 14 day time frame. Thoughts?

Offline E-MAN

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2294 on: April 07, 2016, 05:18:31 PM »
I've been denied if can get store credit within 90 days

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2295 on: April 07, 2016, 07:12:48 PM »
The website states a 7 day return policy. I emailed the company and they told me 14 days.  There is nothing about exchanges or store credit on the website, although I know somebody that was able to exchange an item after the 14 day time frame. Thoughts?
How do you do a return? Is it automated like Amazon (where if it's past 30 days you simply cannot do it), or do you need to send an email. If you need an email, you might need to email them and see what they say. Also, if they offer only an exchange but no credit, that may be eligible.
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Offline chinagel

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2296 on: April 07, 2016, 07:40:56 PM »
Also, if they offer only an exchange but no credit, that may be eligible.
not according to t&c

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2297 on: April 13, 2016, 12:15:37 PM »
anyone ever attempt a return claim for indiegogo or kickstarter order? Assuming you got the item within 90 days.  Don't see why it wouldnt' work, but just curious if anyone actually tried
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Offline keepsmiling123

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2298 on: April 13, 2016, 12:23:47 PM »
Filed a claim for my wife's Lenovo laptop.
Diagnostic was paid for buy Amex and they refunded the whole computer amount w/o asking for the device to be sent to them.
Bought a new computer the next day on my new SPG biz Amex :)

Offline talkitup90

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #2299 on: April 13, 2016, 12:24:40 PM »
Filed a claim for my wife's Lenovo laptop.
Diagnostic was paid for buy Amex and they refunded the whole computer amount w/o asking for the device to be sent to them.
Bought a new computer the next day on my new SPG biz Amex :)

Purchase protection? What happened to the laptop?