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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1184139 times)

Offline Dan

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3640 on: June 30, 2021, 01:39:55 PM »
I'm looking to buy an item with my amex preferred and get return protection but the merchant is cash only. They are happy to revive money at their PayPal E-mail address. If I send the money to the email address from the card and say it's for goods and services will it have return protection?
Tia!
Sure, as long as you have a receipt for the item.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Mf1

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3641 on: June 30, 2021, 01:43:46 PM »
Ok
Thanks
Do you know what details they require on the receipt as this is a pretty heimeshe business that I don't think has things set up that officially...

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3642 on: June 30, 2021, 02:10:46 PM »
Ok
Thanks
Do you know what details they require on the receipt as this is a pretty heimeshe business that I don't think has things set up that officially...
Business name and address probably, item detail, charge, tax amount if any,
READ THE DARN WIKI!!!!

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Offline Mf1

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3643 on: June 30, 2021, 02:37:20 PM »
K thank you

Offline talkitup90

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3644 on: July 05, 2021, 01:59:15 AM »
Has anyone ever been able to successfully use return protection on perfume / cologne?

Online Cat18

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3645 on: July 05, 2021, 08:32:49 AM »
just filed my first ever claim (on chase or amex) and received credit within a week.

nothing said of returning item so assume can keep :)

feel so stupid that never took advantage of these cc benefits for years.

Offline pointer

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3646 on: July 05, 2021, 08:53:49 AM »
Did RP on a $300 item, seems like AMEX no longer reimburses sales tax over $300 like they used to.

Looks like someone didn't use this benefit on a $300 item in a while  :)

If an item is $300 + tax, do they also refund the tax or the total including tax is capped at $300?
The latter.
Can confirm, recently had a return where the tax pushed the item over $300. It was a partial reimbursement of the cost, capped at $300.
Confirming as well that RP is up to $300 max, including tax.

Does anyone have any other DP?
maxed out at 300

Offline TBD

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3647 on: July 05, 2021, 02:55:54 PM »
yes I removed the card and made new login and it works fine
Thanks. Works wonderfull

Offline greatdeals

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3648 on: July 06, 2021, 05:11:51 PM »
can you do amex return protection for an item from ali?

Offline Mf1

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3649 on: July 06, 2021, 06:57:12 PM »
can you do amex return protection for an item from ali?
Had the same question.
Not sure.
I believe there is a clause saying it has to be a us seller...

Offline etech0

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3650 on: July 06, 2021, 07:09:20 PM »
can you do amex return protection for an item from ali?
I have, no issues
Workflowy. You won't know what you're missing until you try it.

Offline efflpetzel

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3651 on: July 08, 2021, 02:36:48 PM »
is there a list somewhere of all amex cards that currently offer Return Protection

Offline yossig

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3652 on: July 08, 2021, 04:34:20 PM »
Will a item there was partially paid for with a store gift card be covered at least for the part that was paid by credit card?

Offline Cls2020

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3653 on: July 08, 2021, 04:38:25 PM »
Will a item there was partially paid for with a store gift card be covered at least for the part that was paid by credit card?
I believe earlier in the thread there are cases where a few dollars were paid with eBay bucks which allowed them to deny the claim.  If it is listed on the receipt it may be problematic.

Offline yossig

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3654 on: July 08, 2021, 05:15:08 PM »
I believe earlier in the thread there are cases where a few dollars were paid with eBay bucks which allowed them to deny the claim.  If it is listed on the receipt it may be problematic.
on my confirmation email it doesn’t list what the payment method was.

Offline pointer

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3656 on: July 09, 2021, 09:41:44 AM »
on my confirmation email it doesn’t list what the payment method was.
But if it lists the purchase amount and then the charge on your Amex is less than the full amount it has the same effect.

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3657 on: July 11, 2021, 03:36:52 PM »
But if it lists the purchase amount and then the charge on your Amex is less than the full amount it has the same effect.
ok thanks

Offline mmgfarb

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3658 on: July 11, 2021, 06:05:16 PM »
Had the same question.
Not sure.
I believe there is a clause saying it has to be a us seller...
Purchase has to be made in the US, does not have to be a US seller.
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Offline Yehudaa

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #3659 on: July 11, 2021, 06:21:14 PM »
Purchase has to be made in the US
Even so, I made a claim for an item from a Canadian company, paid for in CAD and shipped to Canada and they still covered it. Maybe they don't always enforce the US requirement...