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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1332458 times)

Offline zaltz

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4600 on: August 27, 2024, 04:12:24 PM »
If I have a coupon clipped on that lowered the price on Amazon.
Is it still considered that I paid it in full with my Amex card?

Offline Yo ssi

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4601 on: August 27, 2024, 05:09:34 PM »
If I have a coupon clipped on that lowered the price on Amazon.
Is it still considered that I paid it in full with my Amex card?
Yes (same as any sale)
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Offline jc1234

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4602 on: August 28, 2024, 05:20:43 PM »
The purchase protection forum is very inactive so i am posting here. I wanted to see if anyone has a DP on using purchase protection for drones. I just bough a DJI Avata 2 and I plan on bringing it on vacation. I am worried that something will happen to it, so I called Amex Assurance to confirm if it would be covered in the case of Damage, Loss or Theft. The woman on the phone said that it would be covered. Please let me know if you have had experience with this. I probably won't bring the drone if it won't be covered.

Offline jl75

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4603 on: August 29, 2024, 10:44:15 AM »
The purchase protection forum is very inactive so i am posting here. I wanted to see if anyone has a DP on using purchase protection for drones. I just bough a DJI Avata 2 and I plan on bringing it on vacation. I am worried that something will happen to it, so I called Amex Assurance to confirm if it would be covered in the case of Damage, Loss or Theft. The woman on the phone said that it would be covered. Please let me know if you have had experience with this. I probably won't bring the drone if it won't be covered.

Hopefully somebody here will be able to give you information specific to Purchase Protection, but in the meantime, I just wanted to share that about six months ago, I successfully claimed a DJI drone on Return Protection. My guess would be that if a DJI drone qualifies for AmEx Return Protection, it would also qualify for AmEx Purchase Protection, especially since you've already called and the person you spoke to also said that it would qualify. Like I said, though, hopefully someone here has PP-related experience that they can share with you.

Offline miles lover

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4604 on: September 11, 2024, 08:15:38 PM »
 Anyone else having trouble loading docs? I’m trying to load and it just shows it’s buffering. Tried incognito, mobile, pc.

Offline 6girls

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4605 on: September 11, 2024, 08:20:38 PM »
Anyone else having trouble loading docs? I’m trying to load and it just shows it’s buffering. Tried incognito, mobile, pc.
yes,me too!

Offline Spoon

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4606 on: September 11, 2024, 09:39:09 PM »
yes,me too!


I've had success waiting 5-10 seconds between each pic

Offline bmw

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4607 on: September 12, 2024, 02:07:25 AM »

Offline petun

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4608 on: September 12, 2024, 06:25:01 AM »

I've had success waiting 5-10 seconds between each pic
Could you explain what you mean by that please? I tried three different browsers, a Mac, and a PC and nothing worked!

Offline Spoon

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4609 on: September 12, 2024, 02:48:14 PM »
Could you explain what you mean by that please? I tried three different browsers, a Mac, and a PC and nothing worked!
the endless buffering usually happens to me in the middle of uploading the pics after the 1st or 2nd pic so I upload each pic slowly- not one immediately after the next. This is on chrome.

Offline petun

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4610 on: September 12, 2024, 03:20:02 PM »
the endless buffering usually happens to me in the middle of uploading the pics after the 1st or 2nd pic so I upload each pic slowly- not one immediately after the next. This is on chrome.
Thanks! In my case I cannot get anything to load! Haven’t tried again today though.

Offline petun

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4611 on: September 12, 2024, 03:58:50 PM »
Just tried uploading documents and it still doesn't work. I've tried three days in a row so far. Wondering if anyone has called Amex about this?

Offline geewitz71

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4612 on: September 12, 2024, 08:53:35 PM »
Uploads are working now. Just did.

Offline eternity88

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4613 on: September 18, 2024, 04:24:19 AM »
does anyone know if pillow works for return protection? bought a pillow and hurting my neck and can't return

Offline jl75

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4614 on: September 18, 2024, 11:14:23 AM »
does anyone know if pillow works for return protection? bought a pillow and hurting my neck and can't return

It should, as pillows don't seem to fall under any of the exceptions (see https://www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/policies/NAC-Benefit-Guides/RP_Benefit_Guide_Rev_10-20.pdf).

Offline jl75

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4615 on: September 25, 2024, 12:09:04 PM »
Wondering if anyone else has had this experience recently (or even in the past): I submitted a claim almost two weeks ago and included my correct e-mail address, but never received the follow-up e-mail and PDF documents that they normally send, and the case remained as "open" on the claims webpage. Just today, I received in the mail the letter and documents to fill out. They didn't request anything special, just that I fill out the documents and submit proof of purchase, and it told me to upload it to the usual website, so, basically, the exact same process (and letter and forms) as always except that they sent me the documents by mail instead of by e-mail. Has anyone else had this happen, or have any idea why they'd do this?

Offline 6girls

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4616 on: September 25, 2024, 12:22:52 PM »
Wondering if anyone else has had this experience recently (or even in the past): I submitted a claim almost two weeks ago and included my correct e-mail address, but never received the follow-up e-mail and PDF documents that they normally send, and the case remained as "open" on the claims webpage. Just today, I received in the mail the letter and documents to fill out. They didn't request anything special, just that I fill out the documents and submit proof of purchase, and it told me to upload it to the usual website, so, basically, the exact same process (and letter and forms) as always except that they sent me the documents by mail instead of by e-mail. Has anyone else had this happen, or have any idea why they'd do this?
Yes. No idea why

Offline marble1980

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4617 on: September 25, 2024, 10:41:37 PM »
Wondering if anyone else has had this experience recently (or even in the past): I submitted a claim almost two weeks ago and included my correct e-mail address, but never received the follow-up e-mail and PDF documents that they normally send, and the case remained as "open" on the claims webpage. Just today, I received in the mail the letter and documents to fill out. They didn't request anything special, just that I fill out the documents and submit proof of purchase, and it told me to upload it to the usual website, so, basically, the exact same process (and letter and forms) as always except that they sent me the documents by mail instead of by e-mail. Has anyone else had this happen, or have any idea why they'd do this?

Yes, same thing just happened to me. Attempt to slow down velocity on those with frequent claims?

Offline jl75

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4618 on: September 26, 2024, 02:12:19 AM »
Yes, same thing just happened to me. Attempt to slow down velocity on those with frequent claims?

Could very well be...I submitted the claim on the 13th, and the documents just arrived in the mail on the 25th (the funny thing is that I submitted a second claim which was also over $100 at the same time, and that was approved within 24 hours without any request for documents or receipts from me). The only other thing I can think of is that since people were having trouble uploading documents a week or so ago, maybe AmEx Assurance was having similar tech problems on their end? I'm going to upload my documents today, so we'll see if there's any additional delay. Have you already submitted yours, and if so, did yours get approved quickly without them requesting anything additional?

Offline idkmybffjill

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #4619 on: September 26, 2024, 01:22:05 PM »
Yes, same thing just happened to me. Attempt to slow down velocity on those with frequent claims?

I filed a claim earlier this week and received the digital document request within 24 hours via email. So maybe the paper mail ones were sent when people here said there were issues with the document upload site?

Also, anyone has filed a claim recently and gotten it approved, how long did it take for your claim to be approved after you submitted all the requested documentation?