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[Updated With More Changes] Major Changes Are Coming For American Express Benefits! Master Chart Of What’s Being Added And Removed - https://www.dansdeals.com/credit-cards/major-changes-coming-american-express-benefits-master-chart-whats-added-removed/


$300 per item, 1K per card per year. So if you have an SPG card and a PRG card you'll only have 2k of total RP coverage, regardless of how many AUs you have on each card.

If you are unsure if an item qualifies for RP, then instead of asking for opinions here (slightly better than asking medical advice on facebook mind you), PUTPAC and ask the RP reps. You don't need to give your name or card info, just say you have an item or you will be buying an item and the store has a crappy return policy and want to make sure if there is a problem you can return it.


Direct number: 800-225-3750

Link to Claims Center: https://online.americanexpress.com/myca/onlineclaims/us/onlineclaims.do?request_type=authreg_onlineclaims&intlink=us-ser-onlineclaims-welcome-claimscenter
or
Return Protection:  www.americanexpress.com/return This is for when, in the first 3 months, the original seller won't accept a return, and the product is still in new condition.
Purchase Protection:  www.americanexpress.com/purchase This is for when, in the first 3 months, a purchase is lost, stolen, or broken.
Extended Warranty: www.americanexpress.com/warranty This covers only what the original warranty covers and extends it for up to 1 year.

Amex can approve RP claims even after the card is closed/cancelled, though YMMV.

CLICK HERE to see the full T&C for the Return Protection on your specific Amex card.

Author Topic: AMEX Return Protection: Did They Make You Return The Item?  (Read 1176480 times)

Offline Dascc

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1960 on: December 10, 2015, 05:38:31 PM »
If they want the item back when do they inform you?

Had a claim approved on a poor fitting dress for the wife. Credit has already been applied to my account.

the claim letter didn't mention sending the item back. I want to drop if off during my next goodwill run but wanted to be sure they wouldn't ask for it back afterwards.

Offline benjie1305

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1961 on: December 10, 2015, 05:41:50 PM »

If they want the item back when do they inform you?

Had a claim approved on a poor fitting dress for the wife. Credit has already been applied to my account.

the claim letter didn't mention sending the item back. I want to drop if off during my next goodwill run but wanted to be sure they wouldn't ask for it back afterwards.

Then you are set.
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Offline bzam99

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1962 on: December 12, 2015, 10:01:34 PM »
If I have to pay for shipping to return an item- would I be able to claim the return protection instead of paying it?

Offline rileywiles23

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1963 on: December 12, 2015, 11:21:05 PM »

If I have to pay for shipping to return an item- would I be able to claim the return protection instead of paying it?
RP doesn't work for return shipping charges.
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Offline elliotchou

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1964 on: December 14, 2015, 11:38:01 AM »
I submitted a claim and got denied. They told me the reason why this claim has been denied is that I can return that merchant to the store even though the store only accept exchange, NOT return. However, in my case, the jeans I purchased was sold out. I can only exchange for other products which I do not need.

Thus, just wanna share with you, if the store can exchange, not return, AMEX will still not accept your return request.

Offline E-MAN

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1965 on: December 14, 2015, 11:47:38 AM »
I submitted a claim and got denied. They told me the reason why this claim has been denied is that I can return that merchant to the store even though the store only accept exchange, NOT return. However, in my case, the jeans I purchased was sold out. I can only exchange for other products which I do not need.

Thus, just wanna share with you, if the store can exchange, not return, AMEX will still not accept your return request.
-1

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1966 on: December 19, 2015, 10:09:31 PM »
I submitted a claim and got denied. They told me the reason why this claim has been denied is that I can return that merchant to the store even though the store only accept exchange, NOT return. However, in my case, the jeans I purchased was sold out. I can only exchange for other products which I do not need.

Thus, just wanna share with you, if the store can exchange, not return, AMEX will still not accept your return request.
The store might give you credit. Which might still be a decline reason...
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Offline Mplace

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1967 on: December 19, 2015, 10:43:07 PM »
RP doesn't work for return shipping charges.
-1
Did a rp with the reason of needing to pay return shipping
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Offline Mplace

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1968 on: December 19, 2015, 10:46:11 PM »
I made a rp claim, and I got an email to call, I called and they said they need a receipt, a day later I got an email to call and send receipt, sent receipt and didn't call (as they didn't want anything last time) now I got an email That they are waiting for me to call,
what does this usually mean
It's a $600 product
What's your plan for yud shvat?

Offline Emkay

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1969 on: December 20, 2015, 01:43:10 AM »
I made a rp claim, and I got an email to call, I called and they said they need a receipt, a day later I got an email to call and send receipt, sent receipt and didn't call (as they didn't want anything last time) now I got an email That they are waiting for me to call,
what does this usually mean
It's a $600 product
Why not call and find out?
Scared of something?

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1970 on: December 20, 2015, 09:45:12 AM »
I made a rp claim, and I got an email to call, I called and they said they need a receipt, a day later I got an email to call and send receipt, sent receipt and didn't call (as they didn't want anything last time) now I got an email That they are waiting for me to call,
what does this usually mean
It's a $600 product
Call. They just want to know the condition (brand new unused in sure) and why you can't return it to the store. Painless.
READ THE DARN WIKI!!!!

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Offline Iz

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1971 on: December 21, 2015, 09:02:37 PM »
I bought $70 headphones in Oct., and called RP now, and (after a very long wait) the rep was very nice, and approved the credit, and I can keep it too. Thanks, Dan! :)

Offline noturbizniss

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1972 on: December 21, 2015, 09:27:33 PM »
I bought $70 headphones in Oct., and called RP now, and (after a very long wait) the rep was very nice, and approved the credit, and I can keep it too. Thanks, Dan! :)
All on one phone call? Wow, that's great!
READ THE DARN WIKI!!!!

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Offline newdealseeker

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1973 on: December 22, 2015, 02:35:35 AM »
They're requesting an itemized store receipt for a $30 item. Is that standard procedure lately?

Offline Iz

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1974 on: December 22, 2015, 08:55:04 AM »
All on one phone call? Wow, that's great!
Yes, albeit a very long one.
Update: The credit posted online in less than 12 hours!

Offline Oceanblue

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1975 on: December 22, 2015, 11:41:57 AM »
They're requesting an itemized store receipt for a $30 item. Is that standard procedure lately?

Is it your first return? I've found for mine and my girlfriend's first RP claim they had us each submit receipts despite it being for less than $100.  Since then, any item under $100 hasn't required me to send anything in.

Offline newdealseeker

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1976 on: December 22, 2015, 11:57:09 AM »
Is it your first return? I've found for mine and my girlfriend's first RP claim they had us each submit receipts despite it being for less than $100.  Since then, any item under $100 hasn't required me to send anything in.
No, not my first return. That's why I knew this seems to be different. It's actually the first time they're asking for an itemized receipt under $100 from me.
So I was wondering if something changed and this will be standard procedure now.
And no, I didn't excessively return

Offline hide4

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1977 on: December 22, 2015, 03:21:29 PM »
If i get  an amex offer to spend at a certain store and i want to do an rp, do i have to deduct that amount that was credited b/c of the offer when filing the rp???  ;)
« Last Edit: December 22, 2015, 03:43:19 PM by hide4 »

Offline joe1234

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1978 on: December 22, 2015, 03:40:25 PM »
-1
i got denied because i was able to get store credit.

Offline hide4

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Re: AMEX Return Protection: Did They Make You Return The Item?
« Reply #1979 on: December 22, 2015, 03:45:47 PM »
If i get  an amex offer to spend at a certain store and i want to do an rp, do i have to deduct that amount that was credited b/c of the offer when filing the rp???  ;)
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