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Author Topic: Platinum annual fee  (Read 1859 times)

Offline yissie

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Platinum annual fee
« on: May 30, 2011, 08:40:00 AM »
How does one redeem annual fee credit after cancelling plat card
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Offline Q274

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Re: Platinum annual fee
« Reply #1 on: May 30, 2011, 08:54:22 AM »
After the fee is credited to your acct, you can call and ask for a check
« Last Edit: May 30, 2011, 10:26:41 AM by Dan »
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Offline AsherO

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Re: Platinum annual fee
« Reply #2 on: May 30, 2011, 10:05:05 AM »
Quote from: Y. Dinovitzer on May 30, 2011, 08:54:22 AM
After the fee is credited to your acct, you can call and ask for a check
+1

They also offer to apply a credit to another Amex account you have, but as Dan points pout that isn't a good idea as it decreases your rewards (e.g. SPG starpoints) by lowering your spend on the card by $450 (or whatever the amount of your credit was).
« Last Edit: May 30, 2011, 10:26:52 AM by Dan »
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Offline Cholentfresser

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Re: Platinum annual fee
« Reply #3 on: May 30, 2011, 10:37:54 AM »
what do u mean that it lowers tour spend on the card?  if I already spent $450 on my gold card and now I'm getting this $450 put on my gold card, why wouldn't I get the points for the amount spent?
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Offline AsherO

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Re: Platinum annual fee
« Reply #4 on: May 30, 2011, 10:40:45 AM »
Quote from: Cholentfresser on May 30, 2011, 10:37:54 AM
what do u mean that it lowers tour spend on the card?  if I already spent $450 on my gold card and now I'm getting this $450 put on my gold card, why wouldn't I get the points for the amount spent?

Because your net amount would be $0.
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Offline Cholentfresser

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Re: Platinum annual fee
« Reply #5 on: May 30, 2011, 10:45:06 AM »
but why would that be any different than if I made a $450 payment to my card before my statement closes?

would it count for the $1k threshold at least?
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Offline Q274

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Re: Platinum annual fee
« Reply #6 on: May 30, 2011, 03:50:14 PM »
It is a computer generated thing- afaik- at the end of the month looks at your bill and adjusts your points, if you end up with a negative balance then they will deduct that from your point total
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Offline Cholentfresser

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Re: Platinum annual fee
« Reply #7 on: May 30, 2011, 06:59:22 PM »
but will the amount spent still be counted for the $1k in 3 months?
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Offline elikay

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Re: Platinum annual fee
« Reply #8 on: May 30, 2011, 07:41:41 PM »
I don't know if the computer will figure out the 1k but you should haveno problem getting it from CS.
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