As the OP, I am stunned by the crass and mean response. Sorry if I troubled you. I am recovering from an accident that nearly took my life and now must contend with living on disability rather than the lucrative position I once held. I deal with pain 24/7 and am doing my best. This IS my research and I assumed that there would be helpful people on this site. There seem to be, but they are overshadowed by a personality that obviously has zero derech eretz. Thanks for making my experience here embarrassing and upsetting.