Author Topic: Chase 5/24 rule  (Read 12921 times)

Offline Samb

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Re: Chase 5/24 rule
« Reply #80 on: August 17, 2020, 10:56:22 PM »
I have one card that chase closed literally 2 days after applying for it.
But it shows up on my CR and now I'm 5/24.

Is there anything I can do to get it off my CR?
Dispute it as a error application

Offline pointer

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Re: Chase 5/24 rule
« Reply #81 on: August 18, 2020, 12:43:08 AM »
Dispute it as a error application
Any chance chase will take adverse action? Will they even know that I disputed the account?

Any risk disputing a legitimate application?

Offline Samb

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Re: Chase 5/24 rule
« Reply #82 on: August 18, 2020, 09:10:53 AM »
Any chance chase will take adverse action? Will they even know that I disputed the account?

Any risk disputing a legitimate application?
I did in the past it worked with us bank not sure about chase

Offline nobiggy

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Re: Chase 5/24 rule
« Reply #83 on: August 23, 2020, 10:21:54 PM »
Dp, I just had success in getting approved for the Chase Ink Preferred even though I am 5/24. My Chase Private Client banker was able to send an application to my email and have me fill it out. You may need to provide a valid reason for wanting another card though. For instance I did not have any business cards with Chase.. Anyone else have success in bypassing Chase 5/24?

I thought Chase PC doesn't help.

Offline yaakovely

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Re: Chase 5/24 rule
« Reply #84 on: August 23, 2020, 10:29:36 PM »
I thought Chase PC doesn't help.
I thought so to until now. It worked for my wife and I, hence the dp;)

Offline pointer

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Re: Chase 5/24 rule
« Reply #85 on: August 27, 2020, 06:14:34 PM »
Dispute it as a error application
I disputed the account with Experian on the basis that the account is closed (Which interestingly is one of the options you can select).
And The account was removed!

Offline shmooz

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Dan and the Chase 5/24 rule
« Reply #86 on: October 21, 2020, 01:31:04 PM »
Dan got a new CSR card after 4 years. He hasn't applied for 5 cards in two years? Or there is a way around it?

Offline m65

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Re: Dan and the Chase 5/24 rule
« Reply #87 on: October 21, 2020, 02:11:57 PM »
Dan got a new CSR card after 4 years. He hasn't applied for 5 cards in two years? Or there is a way around it?
@Dan will not answer that question

Offline shmooz

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Re: Dan and the Chase 5/24 rule
« Reply #88 on: October 21, 2020, 02:32:54 PM »
@Dan will not answer that question

right, which is why i'm sure he figured it out. otherwise, he would just say he held off so he could apply again.

so its a riddle for us to figure out

Online jew

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Re: Chase 5/24 rule
« Reply #89 on: October 21, 2020, 02:40:50 PM »
There are also many many business cards that can be got over 2 years

Online jew

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Re: Chase 5/24 rule
« Reply #90 on: October 21, 2020, 02:41:26 PM »
Thought I doubt Dan really doesn’t have any trick/ connection....

Offline davidd75

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Re: Chase 5/24 rule
« Reply #91 on: October 21, 2020, 02:49:19 PM »
There are also many many business cards that can be got over 2 years

right so maybe he is just applying for mostly business cards?

Offline shmooz

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Re: Chase 5/24 rule
« Reply #92 on: October 21, 2020, 02:53:24 PM »
right so maybe he is just applying for mostly business cards?

so why not just say that?

Offline m65

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Re: Chase 5/24 rule
« Reply #93 on: October 21, 2020, 03:12:16 PM »
his silence is screaming

Online Euclid

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Re: Chase 5/24 rule
« Reply #94 on: October 21, 2020, 03:19:07 PM »
What's the conspiracy theory here? That since he's an affiliate they treat him differently? Definitely possible; though I tend to say it's highly improbable.

Occam's razor says that he probably strategically applied to consumer cards over the past few years, same as the rest of us. There are plenty of lucrative business cards.

Offline shmooz

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Re: Chase 5/24 rule
« Reply #95 on: October 21, 2020, 03:37:47 PM »
There is or was a way to get around 5/24 for business cards by doing a paper application. There could be a way for personal cards too. 

Offline davidd75

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Re: Chase 5/24 rule
« Reply #96 on: October 21, 2020, 04:58:50 PM »
so why not just say that?

Some things are better left unsaid for the masses

Offline shmooz

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Re: Chase 5/24 rule
« Reply #97 on: October 21, 2020, 06:49:01 PM »
Some things are better left unsaid for the masses

If you mean applying for biz cards, that's not any secret, must be something else

Offline mmgfarb

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Re: Chase 5/24 rule
« Reply #98 on: October 21, 2020, 07:12:11 PM »
Chase private banking.
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Re: Chase 5/24 rule
« Reply #99 on: October 21, 2020, 07:16:06 PM »
Leaked Link? ;D