Author Topic: Zelle Payments  (Read 2981 times)

Offline SearchGuy

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Zelle Payments
« on: May 22, 2017, 10:42:46 AM »
Just got an email from Capital One that they are moving from clearXchange to Zelle
By checking their list of partners I see Chase there too, does that mean Chase is also making the switch?...
Is it clearXchange just merging with another company?
Also limits previously capped by CXC will now be controlled by C1
https://www.zellepay.com/partners
« Last Edit: May 22, 2017, 10:52:48 AM by SearchGuy »


Offline SearchGuy

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« Last Edit: May 22, 2017, 03:09:56 PM by SearchGuy »

Offline jose34

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Re: Zelle Payments
« Reply #3 on: May 23, 2017, 08:08:39 AM »
and for everyone else who does not want to click on the link
"clearXchange, also known as Zelle". ( https://en.wikipedia.org)
It means its the same company.

Offline bermo

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Re: Zelle Payments
« Reply #4 on: October 07, 2018, 11:55:03 PM »
Do most banks with zelle have instant transfers like bofa and chase?
Thanks

Offline Yammer

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Re: Zelle Payments
« Reply #5 on: October 08, 2018, 12:40:05 AM »
Do most banks with zelle have instant transfers like bofa and chase?
Thanks
Yes.

But there's always a chance that it can be delayed for various reasons

Offline tzifanya54

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Re: Zelle Payments
« Reply #6 on: October 08, 2018, 07:35:58 PM »
Yes.

But there's always a chance that it can be delayed for various reasons
Depends on size of transfer... I found that cap1 holds funds for 3 days when over 1k. Didnít have that with chase.

Offline S209

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Re: Zelle Payments
« Reply #7 on: October 15, 2018, 01:58:05 AM »
Depends on size of transfer... I found that cap1 holds funds for 3 days when over 1k. Didnít have that with chase.
I found that Capital One holds for 3 days with all transfers. Chase and WF were instant.
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Offline grodnoking

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Re: Zelle Payments
« Reply #8 on: October 15, 2018, 06:41:41 AM »
TD transfers instantly, shows up on balance, but lists as pending for a day or so, so not sure exactly what the deal is.
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Offline tzifanya54

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Re: Zelle Payments
« Reply #9 on: October 15, 2018, 01:10:45 PM »
I found that Capital One holds for 3 days with all transfers. Chase and WF were instant.
Smaller transactions were instant for me with Cap 1.

Offline S209

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Re: Zelle Payments
« Reply #10 on: October 15, 2018, 03:19:28 PM »
Smaller transactions were instant for me with Cap 1.
Weird. Doesn't seem the type to be YMMV. Perhaps it depends on the account status, age etc.?
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Offline mercaz1

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Re: Zelle Payments
« Reply #11 on: October 15, 2018, 03:25:44 PM »
the first time I did it on Cap 1 it took a few days but since then its been instantaneous

Offline shmielyosef

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Re: Zelle Payments
« Reply #12 on: November 11, 2018, 08:37:40 AM »
Tried sending money from citizens bank account to a chase accnt with zelle in the citizens app. It says that if the email is registered with zelle it receives the money pretty quickly. Yet in my case i tried sending on wed and it says it'll get to the account on tuesday. Is this normal?

Offline Aron27

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Re: Zelle Payments
« Reply #13 on: November 11, 2018, 02:55:48 PM »
Tried sending money from citizens bank account to a chase accnt with zelle in the citizens app. It says that if the email is registered with zelle it receives the money pretty quickly. Yet in my case i tried sending on wed and it says it'll get to the account on tuesday. Is this normal?
I dont know about citizen bank but i use zelle with chase, bank of america, capital one and wells fargo and it is instant. I think there are some banks that take longer but that seems way to long. You sure it was through zelle and not ach?.

Offline shmielyosef

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Re: Zelle Payments
« Reply #14 on: November 11, 2018, 02:57:07 PM »
I dont know about citizen bank but i use zelle with chase, bank of america, capital one and wells fargo and it is instant. I think there are some banks that take longer but that seems way to long. You sure it was through zelle and not ach?.
Yes. I use it a ton with chase. First time with citizens and it doesn't seem to be instant at all. It def is zelle