Author Topic: Zelle Payments  (Read 8272 times)

Offline SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 6254
  • Total likes: 205
  • DansDeals.com Hat Tips 103
    • View Profile
  • Location: Brooklyn exodus
Zelle Payments
« on: May 22, 2017, 10:42:46 AM »
Just got an email from Capital One that they are moving from clearXchange to Zelle
By checking their list of partners I see Chase there too, does that mean Chase is also making the switch?...
Is it clearXchange just merging with another company?
Also limits previously capped by CXC will now be controlled by C1
https://www.zellepay.com/partners
« Last Edit: May 22, 2017, 10:52:48 AM by SearchGuy »


Offline SearchGuy

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Dec 2012
  • Posts: 6254
  • Total likes: 205
  • DansDeals.com Hat Tips 103
    • View Profile
  • Location: Brooklyn exodus
« Last Edit: May 22, 2017, 03:09:56 PM by SearchGuy »

Offline jose34

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2016
  • Posts: 2397
  • Total likes: 154
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Zelle Payments
« Reply #3 on: May 23, 2017, 08:08:39 AM »
and for everyone else who does not want to click on the link
"clearXchange, also known as Zelle". ( https://en.wikipedia.org)
It means its the same company.

Offline bermo

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2014
  • Posts: 1559
  • Total likes: 20
  • DansDeals.com Hat Tips 11
    • View Profile
Re: Zelle Payments
« Reply #4 on: October 07, 2018, 11:55:03 PM »
Do most banks with zelle have instant transfers like bofa and chase?
Thanks

Offline Yammer

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2015
  • Posts: 3695
  • Total likes: 217
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Zelle Payments
« Reply #5 on: October 08, 2018, 12:40:05 AM »
Do most banks with zelle have instant transfers like bofa and chase?
Thanks
Yes.

But there's always a chance that it can be delayed for various reasons

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5629
  • Total likes: 233
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Zelle Payments
« Reply #6 on: October 08, 2018, 07:35:58 PM »
Yes.

But there's always a chance that it can be delayed for various reasons
Depends on size of transfer... I found that cap1 holds funds for 3 days when over 1k. Didn’t have that with chase.

Offline S209

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2016
  • Posts: 7469
  • Total likes: 3930
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood
  • Programs: Marriott Gold, Star Alliance Gold, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Caesars Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, ANA Platinum, DDF Lifetime Prez Platinum Elite, AmEx Platinum
Re: Zelle Payments
« Reply #7 on: October 15, 2018, 01:58:05 AM »
Depends on size of transfer... I found that cap1 holds funds for 3 days when over 1k. Didn’t have that with chase.
I found that Capital One holds for 3 days with all transfers. Chase and WF were instant.
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline grodnoking

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Nov 2014
  • Posts: 5847
  • Total likes: 767
  • DansDeals.com Hat Tips 17
    • View Profile
Re: Zelle Payments
« Reply #8 on: October 15, 2018, 06:41:41 AM »
TD transfers instantly, shows up on balance, but lists as pending for a day or so, so not sure exactly what the deal is.
I'm not who you think I am.

Offline tzifanya54

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jan 2012
  • Posts: 5629
  • Total likes: 233
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Zelle Payments
« Reply #9 on: October 15, 2018, 01:10:45 PM »
I found that Capital One holds for 3 days with all transfers. Chase and WF were instant.
Smaller transactions were instant for me with Cap 1.

Offline S209

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2016
  • Posts: 7469
  • Total likes: 3930
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood
  • Programs: Marriott Gold, Star Alliance Gold, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Caesars Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, ANA Platinum, DDF Lifetime Prez Platinum Elite, AmEx Platinum
Re: Zelle Payments
« Reply #10 on: October 15, 2018, 03:19:28 PM »
Smaller transactions were instant for me with Cap 1.
Weird. Doesn't seem the type to be YMMV. Perhaps it depends on the account status, age etc.?
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline mercaz1

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2011
  • Posts: 2097
  • Total likes: 66
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: NY
Re: Zelle Payments
« Reply #11 on: October 15, 2018, 03:25:44 PM »
the first time I did it on Cap 1 it took a few days but since then its been instantaneous

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Zelle Payments
« Reply #12 on: November 11, 2018, 08:37:40 AM »
Tried sending money from citizens bank account to a chase accnt with zelle in the citizens app. It says that if the email is registered with zelle it receives the money pretty quickly. Yet in my case i tried sending on wed and it says it'll get to the account on tuesday. Is this normal?

Offline Aron27

  • Dansdeals Gold Elite
  • ***
  • Join Date: Dec 2014
  • Posts: 160
  • Total likes: 4
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Zelle Payments
« Reply #13 on: November 11, 2018, 02:55:48 PM »
Tried sending money from citizens bank account to a chase accnt with zelle in the citizens app. It says that if the email is registered with zelle it receives the money pretty quickly. Yet in my case i tried sending on wed and it says it'll get to the account on tuesday. Is this normal?
I dont know about citizen bank but i use zelle with chase, bank of america, capital one and wells fargo and it is instant. I think there are some banks that take longer but that seems way to long. You sure it was through zelle and not ach?.

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Zelle Payments
« Reply #14 on: November 11, 2018, 02:57:07 PM »
I dont know about citizen bank but i use zelle with chase, bank of america, capital one and wells fargo and it is instant. I think there are some banks that take longer but that seems way to long. You sure it was through zelle and not ach?.
Yes. I use it a ton with chase. First time with citizens and it doesn't seem to be instant at all. It def is zelle

Offline miles lover

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 938
  • Total likes: 31
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood NJ
Re: Zelle Payments
« Reply #15 on: November 11, 2018, 08:05:02 PM »
I just had a payment from Usaa to chase with zelle and it wasn’t instant. I guess sometimes it is and sometimes it isn’t. Very not cool.

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Zelle Payments
« Reply #16 on: November 11, 2018, 09:40:52 PM »
I just had a payment from Usaa to chase with zelle and it wasn’t instant. I guess sometimes it is and sometimes it isn’t. Very not cool.
Did you at least get an email to the address associated with the chase account that you're being sent money? In my case i didnt even receive an email...

Offline miles lover

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Dec 2013
  • Posts: 938
  • Total likes: 31
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: Lakewood NJ
Re: Zelle Payments
« Reply #17 on: November 11, 2018, 09:42:10 PM »
Did you at least get an email to the address associated with the chase account that you're being sent money? In my case i didnt even receive an email...
Yes I got email. It said it’s gonna be available in 3 days

Offline shmielyosef

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2016
  • Posts: 399
  • Total likes: 9
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
Re: Zelle Payments
« Reply #18 on: November 11, 2018, 09:43:01 PM »
Yes I got email. It said it’s gonna be available in 3 days
Very strange then that i didn't even get an email.

Offline SamDaMan

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Sep 2010
  • Posts: 585
  • Total likes: 29
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: cleveland rox!
Re: Zelle Payments
« Reply #19 on: April 08, 2021, 01:27:46 AM »
Is there a way to make a user account so an employee can send or receive money but they can't see the account balance?
But I'm still proud to be from clev!