Author Topic: Lowering Credit Card Limits to increase Offers  (Read 1614 times)

Offline puzzlefighter

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Lowering Credit Card Limits to increase Offers
« on: May 25, 2017, 04:58:04 PM »
Hello all,

I have about 100k in total credit limit after various cycles of opening and closing credit cards but moving the limit to a different card. However, despite having a credit score between 795 (trans) and 815 (eqfx) or so for a long time now, I never see any pre-qualified offers for me on the Chase website. If I were to request a credit line decreases on my largest line card (like 30k+ decrease), would that have a potential benefit for increasing the likelihood of these offers coming my way?

Offline BP16

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Re: Lowering Credit Card Limits to increase Offers
« Reply #1 on: May 25, 2017, 05:54:46 PM »
No

Offline Buruch

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Re: Lowering Credit Card Limits to increase Offers
« Reply #2 on: May 25, 2017, 06:26:19 PM »
Very possible, depending on other factors, but please see the misc cc questions thread.

Offline yitrap

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Offline BP16

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Re: Lowering Credit Card Limits to increase Offers
« Reply #4 on: May 25, 2017, 10:09:14 PM »

Offline yitrap

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Re: Lowering Credit Card Limits to increase Offers
« Reply #5 on: May 25, 2017, 10:20:30 PM »
No source needed
Oh. How silly of me.