PSA: I had a nightmare of an ordeal with a Citi checking offer a few months ago. My funds were in limbo between a different bank and Citi. Also, last year's 40k TYP offer needed CFPB's intervention. Bottom line: I don't open Citi accounts anymore.
If you're looking for fast and easy bonuses, look into M&T. They are absolutely amazing! Search Doc for all his posts on their offers. Easy to make several thousand dollars off them.
BTW, I think bank bonuses are so much better than cc bonuses. No hard pull (usually); no min spend; not points, just cash! Oh, and no FRs!
I don't know why there is so little discussion of this on DDF.