Author Topic: Amex F/R Master Thread (Read 1876102 times)

Emkay · « **Reply #3600 on:** February 10, 2015, 02:59:40 AM »

Quote from: steves on February 10, 2015, 01:59:44 AM

As well, has anyone here been reaccepted to AMEX after proactively closing their cards without having to go through an F/R?

Yes

Tom Brady · « **Reply #3601 on:** February 10, 2015, 06:29:55 AM »

Does anyone know if you're more likely to get an f/r if you add several AUs on your amex without a social than if you add them with a social?

Emkay · « **Reply #3602 on:** February 10, 2015, 07:02:30 AM »

Quote from: Tom Brady on February 10, 2015, 06:29:55 AM

Does anyone know if you're more likely to get an f/r if you add several AUs on your amex without a social than if you add them with a social?

Nobody knows the algorithm but I highly doubt it

Tom Brady · « **Reply #3603 on:** February 10, 2015, 07:40:40 AM »

Quote from: Emkay on February 10, 2015, 07:02:30 AM

Nobody knows the algorithm but I highly doubt it

Thanks. Also do you know if people have frequently been able to add several AUs without triggering an f/r or will they usually do one if more than a couple are added?

Emkay · « **Reply #3604 on:** February 10, 2015, 07:43:43 AM »

Quote from: Tom Brady on February 10, 2015, 07:40:40 AM

Thanks. Also do you know if people have frequently been able to add several AUs without triggering an f/r or will they usually do one if more than a couple are added?

You can do more than several no problem

Tom Brady · « **Reply #3605 on:** February 10, 2015, 07:50:05 AM »

Quote from: Emkay on February 10, 2015, 07:43:43 AM

You can do more than several no problem

Great. Thanks

TimT · « **Reply #3606 on:** February 10, 2015, 08:24:33 AM »

Quote from: Tom Brady on February 10, 2015, 07:40:40 AM

Thanks. Also do you know if people have frequently been able to add several AUs without triggering an f/r or will they usually do one if more than a couple are added?

People added a ton of au's before SBS & there haven't been mass reports of f/r's.

Super Speed · « **Reply #3607 on:** February 10, 2015, 08:53:20 AM »

Quote from: steves on February 10, 2015, 01:59:44 AM

I got a message from AMEX FR Dept. This morning. I do not have tax returns, however I do have a lot of money going through my accounts:)..

Anything in particular that I can say to them to convince them to only look at my bank statements?

Is their a known or estimated amount of money needed to be in the bank to pass this F/R?

As well, has anyone here been reaccepted to AMEX after proactively closing their cards without having to go through an F/R?

I know someone who passed an F/R with only $100 in his account.

moto · « **Reply #3608 on:** February 10, 2015, 08:58:18 AM »

Quote from: steves on February 10, 2015, 01:59:44 AM

I got a message from AMEX FR Dept. This morning. I do not have tax returns, however I do have a lot of money going through my accounts:).. What do you tell Amex that you want them to just check your bank statements? Reason for that of course is because you don't have a 1099 etc..?

Anything in particular that I can say to them to convince them to only look at my bank statements?

Is their a known or estimated amount of money needed to be in the bank to pass this F/R?

As well, has anyone here been reaccepted to AMEX after proactively closing their cards without having to go through an F/R?

VacationLover · « **Reply #3609 on:** February 10, 2015, 10:25:02 AM »

Quote from: Super Speed on February 10, 2015, 08:53:20 AM

I know someone who passed an F/R with only $100 in his account.

I know someone who passed it with $1 income!! They let him with his 4 Amex cards total credit limit well above 100k!!

steves · « **Reply #3610 on:** February 10, 2015, 11:13:33 AM »

Ok, thanks for all the help. Ill let you know how it works out.

steves · « **Reply #3611 on:** February 10, 2015, 11:46:47 AM »

They asked me a bunch of questions, employment, phone numbers etc. Than they asked how much I made in 2013 (which is the last time you could've filed taxes..) which I said 20k, and than she said she specifically needs tax forms from that year, I tried asking for bank statements etc. But that didn't work. So basically when they ask you about 2013 say you started working in 2014..

Should I proactively close my cards? Can I do that with any agent or only with the agent assigned to my case?

Red · « **Reply #3612 on:** February 10, 2015, 12:40:08 PM »

Quote from: VacationLover on February 10, 2015, 10:25:02 AM

I know someone who passed it with $1 income!! They let him with his 4 Amex cards total credit limit well above 100k!!

He filed taxes with a $1 income?

VacationLover · « **Reply #3613 on:** February 10, 2015, 12:43:00 PM »

Quote from: Red on February 10, 2015, 12:40:08 PM

He filed taxes with a $1 income?

Yes.

Emkay · « **Reply #3614 on:** February 10, 2015, 01:38:22 PM »

Quote from: VacationLover on February 10, 2015, 12:43:00 PM

Yes.

Baffling

eAge · « **Reply #3615 on:** February 10, 2015, 06:25:20 PM »

Quote from: steves on February 10, 2015, 11:46:47 AM

Should I proactively close my cards? Can I do that with any agent or only with the agent assigned to my case?

Any agent

eAge · « **Reply #3616 on:** February 10, 2015, 06:30:49 PM »

A merchant refunded me yesterday $1,800 instead of charging it...
Sure enough I was just F/Red.
Weird thing is that I passed an F/R June 2014, and now 7 months later, again

Talmid Muvhak · « **Reply #3617 on:** February 10, 2015, 07:20:02 PM »

Quote from: Emkay on February 10, 2015, 01:38:22 PM

Baffling

\
not baffling, but EIC.

steves · « **Reply #3618 on:** February 11, 2015, 11:31:37 AM »

Is it OK to close my ccs with a balance on them?

noturbizniss · « **Reply #3619 on:** February 12, 2015, 01:34:56 AM »

Quote from: steves on February 11, 2015, 11:31:37 AM

Is it OK to close my ccs with a balance on them?

Ya. U just have to pay it off.

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Author Topic: Amex F/R Master Thread (Read 1876102 times)