Author Topic: Amex F/R Master Thread (Read 1874554 times)

unavailable · « **Reply #5900 on:** December 01, 2015, 11:50:10 PM »

Quote from: pixi on December 01, 2015, 11:47:59 PM

Well, if you are unavailable why should the rep be?

I wasn't unavailable when he put me in fr

pixi · « **Reply #5901 on:** December 01, 2015, 11:56:42 PM »

Quote from: unavailable on December 01, 2015, 11:50:10 PM

I wasn't unavailable when he put me in fr

Was referring to your ddf username

unavailable · « **Reply #5902 on:** December 02, 2015, 12:02:29 AM »

I knew

pixi · « **Reply #5903 on:** December 02, 2015, 12:03:59 AM »

Quote from: unavailable on December 02, 2015, 12:02:29 AM

I knew

So you where unavailable when you got the FR since you are a member since 2013

unavailable · « **Reply #5904 on:** December 02, 2015, 12:07:05 AM »

Before I started to do all the ddf things, I thought it would be best to be invisible or at least unavailable

Hershelsdeals · « **Reply #5905 on:** December 02, 2015, 09:17:18 AM »

Whats the best way forward, i need to complete 20k spend on a new BP card on a new account, i already spent 5k.

I'm trying to avoid an F/R at all costs.

Is it safe to pay the $5k and charge another $5k? And repeat, or should I wait for the statement to close?

Yehuda25 · « **Reply #5906 on:** December 02, 2015, 09:20:04 AM »

Quote from: Hershelsdeals on December 02, 2015, 09:17:18 AM

Whats the best way forward, i need to complete 20k spend on a new BP card on a new account, i already spent 5k.

I'm trying to avoid an F/R at all costs.

Is it safe to pay the $5k and charge another $5k? And repeat, or should I wait for the statement to close?

FR is sometimes random, some can spend 30k no issues, some get fr/d after nothing. I would say if you want to be the safest, wait for the statement to close, though may not be necessary as technically they are not lending so much if you rinse and repeat.

pixi · « **Reply #5907 on:** December 02, 2015, 10:32:47 AM »

Quote from: unavailable on December 02, 2015, 10:13:46 AM

Finally I spoke to him, he wants me to send in tax form

People with legit amount of income shouldn't be worried from a FR at all, sounds more scary then it actually is.

aro123 · « **Reply #5908 on:** December 04, 2015, 10:05:15 AM »

Quote from: aro123 on November 29, 2015, 04:07:29 PM

i got approaved for an amex business platinum card . however when i tried to use the card it got denied so i checked the website and its shows by my available credit $0 . not no preset spending limit that most charge cards show. however it does not say charging suspended or anything else. anyone know what this means?

so i called amex and they said took off the fraud alert and said that the reason charges are getting denied is because it is over my $0 credit limit. and even though i got approved for the card i got a approved with a $0 limit!!!
so i huca and the rep tells me there is a glitch that some people have got a $0 credit limit and amex is working on it and she will get back to me.
i am still waiting and stuck in limbo...
(wondering what happens when i get charged the af will it get denied or will amex let me go over my limit for there benefit)

coralsnake · « **Reply #5909 on:** December 04, 2015, 10:37:37 AM »

Quote from: aro123 on December 04, 2015, 10:05:15 AM

so i called amex and they said took off the fraud alert and said that the reason charges are getting denied is because it is over my $0 credit limit. and even though i got approved for the card i got a approved with a $0 limit!!!
so i huca and the rep tells me there is a glitch that some people have got a $0 credit limit and amex is working on it and she will get back to me.
i am still waiting and stuck in limbo...
(wondering what happens when i get charged the af will it get denied or will amex let me go over my limit for there benefit)

AF is not a charge that needs CL available.

CS91 · « **Reply #5910 on:** December 05, 2015, 07:56:27 PM »

Just tried buying a GC at CVS and purchased was blocked because of a fraud alert. Called them up, and they transferred me to the F/R team but nobody answered. Started shvitzing but called back and this time, the rep just transferred me to normal fraud team and they just confirmed that it was me and said that my card is good to go. I'm guessing that just means that the first rep was a n00b?

pixi · « **Reply #5911 on:** December 05, 2015, 08:33:45 PM »

Quote from: CS91 on December 05, 2015, 07:56:27 PM

Just tried buying a GC at CVS and purchased was blocked because of a fraud alert. Called them up, and they transferred me to the F/R team but nobody answered. Started shvitzing but called back and this time, the rep just transferred me to normal fraud team and they just confirmed that it was me and said that my card is good to go. I'm guessing that just means that the first rep was a n00b?

Sort of.

CS91 · « **Reply #5912 on:** December 05, 2015, 10:22:01 PM »

Quote from: pixi on December 05, 2015, 08:33:45 PM

Sort of.

What does that mean? Are you saying that I was on the border and should be cautious for a bit now?

am77 · « **Reply #5913 on:** December 06, 2015, 09:17:18 AM »

Quote from: aro123 on December 04, 2015, 10:05:15 AM

so i called amex and they said took off the fraud alert and said that the reason charges are getting denied is because it is over my $0 credit limit. and even though i got approved for the card i got a approved with a $0 limit!!!
so i huca and the rep tells me there is a glitch that some people have got a $0 credit limit and amex is working on it and she will get back to me.
i am still waiting and stuck in limbo...
(wondering what happens when i get charged the af will it get denied or will amex let me go over my limit for there benefit)

I have the same thing the rep claims it should be fixed in around 3 weeks (I hope on time to do pggm for dec) I hope we can flight the annual fee bec what benefit do I have from the card if I can't spend anything

Yehuda25 · « **Reply #5914 on:** December 06, 2015, 06:30:29 PM »

Quote from: CS91 on December 05, 2015, 07:56:27 PM

Just tried buying a GC at CVS and purchased was blocked because of a fraud alert. Called them up, and they transferred me to the F/R team but nobody answered. Started shvitzing but called back and this time, the rep just transferred me to normal fraud team and they just confirmed that it was me and said that my card is good to go. I'm guessing that just means that the first rep was a n00b?

its happened to me, im not exactly sure what it means, it was actually a month or so AFTER I passed an FR.

CS91 · « **Reply #5915 on:** December 06, 2015, 06:41:54 PM »

Quote from: Yehuda25 on December 06, 2015, 06:30:29 PM

its happened to me, im not exactly sure what it means, it was actually a month or so AFTER I passed an FR.

What did you do after it happened? Took it easy on the MS for a bit? Because I feel like I should do that but have a couple bonuses to hit...

David Smith · « **Reply #5916 on:** December 06, 2015, 06:46:57 PM »

Quote from: CS91 on December 06, 2015, 06:41:54 PM

What did you do after it happened? Took it easy on the MS for a bit? Because I feel like I should do that but have a couple bonuses to hit...

If anything, I've heard the opposite.

yakrot · « **Reply #5917 on:** December 06, 2015, 06:53:36 PM »

Quote from: David Smith on December 06, 2015, 06:46:57 PM

If anything, I've heard the opposite.

meaning what? No reason to slow down once you pass? Even that is not necessarily suggested, but the real question is whether this can be considered an f/r

D93 · « **Reply #5918 on:** December 07, 2015, 12:53:15 AM »

Quote from: Yehuda25 on December 06, 2015, 06:30:29 PM

its happened to me, im not exactly sure what it means, it was actually a month or so AFTER I passed an FR.

The 1st or 2nd or 3rd FR?!

Yehuda25 · « **Reply #5919 on:** December 07, 2015, 12:57:05 AM »

Quote from: D93 on December 07, 2015, 12:53:15 AM

The 1st or 2nd or 3rd FR?!

consider yourself lucky:)

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Author Topic: Amex F/R Master Thread (Read 1874554 times)