Author Topic: Amex F/R Master Thread (Read 1878602 times)

hvaces42 · « **Reply #4540 on:** August 24, 2015, 09:50:30 PM »

Quote from: AJK on August 24, 2015, 09:00:38 PM

I'd definitely dump some in AC.

Or you can just sell and buy back as needed.

Just did AC, topped off Avios, and did some Flying Blue as well.
They said that i could requeat reinstatement of the personal cards. Anyone know what that entails?

DMYD · « **Reply #4541 on:** August 24, 2015, 10:25:59 PM »

Quote from: hvaces42 on August 24, 2015, 09:50:30 PM

Just did AC, topped off Avios, and did some Flying Blue as well.
They said that i could requeat reinstatement of the personal cards. Anyone know what that entails?

Do you have a personal Income?

hvaces42 · « **Reply #4542 on:** August 24, 2015, 11:24:29 PM »

Quote from: DMYD on August 24, 2015, 10:25:59 PM

Do you have a personal Income?

Last years returns are nothing 1k in income.

DMYD · « **Reply #4543 on:** August 24, 2015, 11:33:29 PM »

Quote from: hvaces42 on August 24, 2015, 11:24:29 PM

Last years returns are nothing 1k in income.

Then you may have a hard time to get it reinstated if they ask for your personal Tax Return.

zer0k1 · « **Reply #4544 on:** September 01, 2015, 05:17:33 PM »

I was recently fr'd I shut down all cards. Applied for more and was approved, then fr'd 2 weeks later so again closing all cards. However for someone passed an fr but was told to close all cards except 1, would he be less likely to get hit with an fr if he applies for more cards now that the fr is over and he "passed"?

Jm1248 · « **Reply #4545 on:** September 01, 2015, 07:27:11 PM »

Quote from: zer0k1 on September 01, 2015, 05:17:33 PM

I was recently fr'd I shut down all cards. Applied for more and was approved, then fr'd 2 weeks later so again closing all cards. However for someone passed an fr but was told to close all cards except 1, would he be less likely to get hit with an fr if he applies for more cards now that the fr is over and he "passed"?

How long after fr did you apply for new cards? Did you do anything to trigger second fr? Don't think passing fr makes it any less likely to get hit again

jonathanb613 · « **Reply #4546 on:** September 02, 2015, 01:46:41 PM »

Hello, I am a 21 year old business owner, started about 7 months ago and doing quite well.I spend on average 150k per month on my Amex platinum card. I pay it off in full each month and it has been going fine until today.I received a call from the financial auditing team, letting me know that my spending abilities will be frozen until I submit all of my financials and bank statements for review. (I am currently working with my accountant/ bookkeeper to get all the info but it will take a few days)

Does anyone have any pointers or tips on what to provide that will allow me to keep spending with the same limits that I now have? Any information or help is greatly appreciated!!

SearchGuy · « **Reply #4547 on:** September 02, 2015, 01:47:27 PM »

1 Post! Wow you should be the expert here

SearchGuy · « **Reply #4548 on:** September 02, 2015, 01:48:44 PM »

Mods I'm impressed, I'm changing my signature right now.

AsherO · « **Reply #4549 on:** September 02, 2015, 01:50:57 PM »

Quote from: SearchGuy on September 02, 2015, 01:48:44 PM

Mods I'm impressed, I'm changing my signature right now.

I was actually about to merge this with thread/topic 8. Isn't it interesting this was one of the first threads started on DDF?

etech0 · « **Reply #4550 on:** September 02, 2015, 02:01:34 PM »

Quote from: SearchGuy on September 02, 2015, 01:48:44 PM

Mods I'm impressed, I'm changing my signature right now.

Can't wait to see

Jm1248 · « **Reply #4551 on:** September 02, 2015, 02:14:19 PM »

Quote from: jonathanb613 on September 02, 2015, 01:46:41 PM

Hello, I am a 21 year old business owner, started about 7 months ago and doing quite well.I spend on average 150k per month on my Amex platinum card. I pay it off in full each month and it has been going fine until today.I received a call from the financial auditing team, letting me know that my spending abilities will be frozen until I submit all of my financials and bank statements for review. (I am currently working with my accountant/ bookkeeper to get all the info but it will take a few days)

Does anyone have any pointers or tips on what to provide that will allow me to keep spending with the same limits that I now have? Any information or help is greatly appreciated!!

You can provide the docs and hope for the best. Don't think there is much you can do. Maybe it would help to explain to them why you need such a high credit line and how you plan on keeping up all the payments

tzifanya54 · « **Reply #4552 on:** September 02, 2015, 02:21:12 PM »

Quote from: jonathanb613 on September 02, 2015, 01:46:41 PM

Hello, I am a 21 year old business owner, started about 7 months ago and doing quite well.I spend on average 150k per month on my Amex platinum card. I pay it off in full each month and it has been going fine until today.I received a call from the financial auditing team, letting me know that my spending abilities will be frozen until I submit all of my financials and bank statements for review. (I am currently working with my accountant/ bookkeeper to get all the info but it will take a few days)

Does anyone have any pointers or tips on what to provide that will allow me to keep spending with the same limits that I now have? Any information or help is greatly appreciated!!

The bigger issue for you will be that they might impose a hard limit in the charge card. They are known to do it at the end of a FR, quite often.

yitrap · « **Reply #4553 on:** September 02, 2015, 02:25:21 PM »

Quote from: AsherO on September 02, 2015, 01:50:57 PM

I was actually about to merge this with thread/topic 8. Isn't it interesting this was one of the first threads started on DDF?

Number 1 doesn't exist anymore but number 3 and 4 were Venice and Maui master threads, who was Levi and how did he have a guest profile?

SearchGuy · « **Reply #4554 on:** September 02, 2015, 02:34:10 PM »

Quote from: AsherO on September 02, 2015, 01:50:57 PM

I was actually about to merge this with thread/topic 8. Isn't it interesting this was one of the first threads started on DDF?

It is considering that by thread 8 someone was F/Red already... today that would mean within 5 minutes...
BTW I listened to your signature

hvaces42 · « **Reply #4555 on:** September 03, 2015, 06:13:00 PM »

So I'm just not understanding what exactly is going on with my accounts. F/R said that the were cancelling my accounts. Everything is still accessible when i log in except that it says charging suspended call ******** etc. SPG sent me new cards that i received today, 10 days post accounts being cancelled. I was able to activate cards. I chat with rep and he says they just need me to call in about a fraud alert.?!?! Im afraid to call and see if it gets transferred to F/R dept.

DMYD · « **Reply #4556 on:** September 03, 2015, 06:58:39 PM »

Quote from: hvaces42 on September 03, 2015, 06:13:00 PM

So I'm just not understanding what exactly is going on with my accounts. F/R said that the were cancelling my accounts. Everything is still accessible when i log in except that it says charging suspended call ******** etc. SPG sent me new cards that i received today, 10 days post accounts being cancelled. I was able to activate cards. I chat with rep and he says they just need me to call in about a fraud alert.?!?! Im afraid to call and see if it gets transferred to F/R dept.

If your FRd your FRd just call and get over with it.

Jm1248 · « **Reply #4557 on:** September 03, 2015, 07:00:01 PM »

Quote from: hvaces42 on September 03, 2015, 06:13:00 PM

So I'm just not understanding what exactly is going on with my accounts. F/R said that the were cancelling my accounts. Everything is still accessible when i log in except that it says charging suspended call ******** etc. SPG sent me new cards that i received today, 10 days post accounts being cancelled. I was able to activate cards. I chat with rep and he says they just need me to call in about a fraud alert.?!?! Im afraid to call and see if it gets transferred to F/R dept.

All your accounts were shut or only biz? If you had pending accounts those would automatically be placed under fr as well

hvaces42 · « **Reply #4558 on:** September 03, 2015, 08:27:30 PM »

Quote from: Jm1248 on September 03, 2015, 07:00:01 PM

All your accounts were shut or only biz? If you had pending accounts those would automatically be placed under fr as well

They verbally told us that they would be cancelling all biz and personal. Havent gotten anything in writing.

Jm1248 · « **Reply #4559 on:** September 03, 2015, 09:00:34 PM »

Quote from: hvaces42 on September 03, 2015, 08:27:30 PM

They verbally told us that they would be cancelling all biz and personal. Havent gotten anything in writing.

So what are the new spg cards from? Is it something you had applied for but not yet received?

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Author Topic: Amex F/R Master Thread (Read 1878602 times)