Author Topic: Amex F/R Master Thread (Read 1854744 times)

AJK · « **Reply #1060 on:** March 16, 2012, 12:25:16 PM »

Quote from: lcyitz on March 16, 2012, 12:10:16 PM

So if I claim that I'm home and my household income is my parents income?

Meaning I send them my fathers tax papers.

Zero traction at the F/R stage.

(Though if you have a joint account with them with activity AND you can get AmEx to accept it, that may work.)

dans fan · « **Reply #1061 on:** March 16, 2012, 01:25:58 PM »

Quote from: Dan on March 16, 2012, 11:15:38 AM

Guys its FR or FR'd.
They're not making donuts...

well i got fried by them (at least thats the way i feel about it)

josh nyc · « **Reply #1062 on:** March 18, 2012, 07:08:24 PM »

Quote from: dans fan on March 16, 2012, 01:25:58 PM

well i got fried by them (at least thats the way i feel about it)

+1

I was going to write the exact same thing

AsherO · « **Reply #1063 on:** March 18, 2012, 11:14:24 PM »

Quote from: AJK on March 16, 2012, 12:05:56 PM

Ha, "saying" doesn't work at the F/R stage. They want proof. Tax docs or bank account docs.

+1

Saying anything that isn't reflected in the docs they request will multiply your chances of account closure.

lcyitz · « **Reply #1064 on:** March 18, 2012, 11:24:14 PM »

So if I don't have an income and I get an FR ( chas v'sholom) I'm done?

AsherO · « **Reply #1065 on:** March 18, 2012, 11:35:07 PM »

Quote from: lcyitz on March 18, 2012, 11:24:14 PM

So if I don't have an income and I get an FR ( chas v'sholom) I'm done?

Unless you have significant assets and are able to convince them to accept that.

joey89 · « **Reply #1066 on:** March 19, 2012, 05:17:10 AM »

Quote from: AsherO on March 18, 2012, 11:35:07 PM

Unless you have significant assets and are able to convince them to accept that.

-1.
I survived (barely) with none of the above

Drago · « **Reply #1067 on:** March 19, 2012, 07:05:06 AM »

Quote from: joey89 on March 19, 2012, 05:17:10 AM

-1.
I survived (barely) with none of the above

But "barely" is the operative word.

AsherO · « **Reply #1068 on:** March 19, 2012, 07:23:12 AM »

Quote from: Reuven on March 19, 2012, 07:05:06 AM

But "barely" is the operative word.

+1

YMMV on F\R, but it's all about how strict they are with you and which docs you can convince them to accept and then furnish those docs.

AJK · « **Reply #1069 on:** March 19, 2012, 09:05:12 AM »

Quote from: joey89 on March 19, 2012, 05:17:10 AM

-1.
I survived (barely) with none of the above

So you has no reportable income, no assets, you showed them nothing, and you survived?

Name Changed · « **Reply #1070 on:** March 19, 2012, 09:22:13 AM »

Quote from: joey89 on March 19, 2012, 05:17:10 AM

-1.
I survived (barely) with none of the above

Please explain

aj26 · « **Reply #1071 on:** March 19, 2012, 11:04:23 AM »

/can i get a bank of america amex card if I was shut down by amex in an fr?

Name Changed · « **Reply #1072 on:** March 19, 2012, 11:47:33 AM »

Quote from: aj26 on March 19, 2012, 11:04:23 AM

/can i get a bank of america amex card if I was shut down by amex in an fr?

Yes.

But you won't get the Amex Benifets.

aj26 · « **Reply #1073 on:** March 19, 2012, 11:52:34 AM »

like what?
Will i still get the sign up bonus?

dans fan · « **Reply #1074 on:** March 19, 2012, 02:20:11 PM »

Quote from: AsherO on March 19, 2012, 07:23:12 AM

+1

YMMV on F\R, but it's all about how strict they are with you and which docs you can convince them to accept and then furnish those docs.

strict depends on the rep and the reason you got flagged

joey89 · « **Reply #1075 on:** March 20, 2012, 04:20:49 PM »

Quote from: AJK on March 19, 2012, 09:05:12 AM

So you has no reportable income, no assets, you showed them nothing, and you survived?

Correct. with my SPG and my PLAT card intact, had to close PRG and Delta
I did show bank statements but nothing major on that front either

Name Changed · « **Reply #1076 on:** March 20, 2012, 04:25:43 PM »

Quote from: joey89 on March 20, 2012, 04:20:49 PM

Correct. with my SPG and my PLAT card intact, had to close PRG and Delta
I did show bank statements but nothing major on that front either

I would have have a hard time believing that you actually had a financial review.

AJK · « **Reply #1077 on:** March 20, 2012, 04:31:42 PM »

Quote from: joey89 on March 20, 2012, 04:20:49 PM

Correct. with my SPG and my PLAT card intact, had to close PRG and Delta
I did show bank statements but nothing major on that front either

Quote from: AJK on March 19, 2012, 09:05:12 AM

So you has no reportable income, no assets, you showed them nothing, and you survived?

Quote from: joey89 on March 20, 2012, 04:20:49 PM

Correct. with my SPG and my PLAT card intact, had to close PRG and Delta
I did show bank statements but nothing major on that front either

joey89 · « **Reply #1078 on:** March 20, 2012, 04:34:33 PM »

Quote from: Name Changed on March 20, 2012, 04:25:43 PM

I would have have a hard time believing that you actually had a financial review.

I had f/r after putting a $6k charge on my plat. my accounts were frozen for 17 days. Sent in bank statements that had money in and out of the account, but not a high balance. And survived. If you don't want don't believe it
@ajk for the amount I had on my bank statements might as well have been nothing

Name Changed · « **Reply #1079 on:** March 20, 2012, 04:39:58 PM »

Quote from: joey89 on March 20, 2012, 04:34:33 PM

I had f/r after putting a $6k charge on my plat. my accounts were frozen for 17 days. Sent in bank statements that had money in and out of the account, but not a high balance. And survived. If you don't want don't believe it
@ajk for the amount I had on my bank statements might as well have been nothing

I believe you.

You are a lucky fellow.

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Author Topic: Amex F/R Master Thread (Read 1854744 times)