Amex F/R Master Thread

[Jay the PRESIDENT]

What's the worst case scenario if send in low income? 

[AsherO]

i think he was under a minor fr not so much about income more about id and they want tax papers for id

Not according to this post:

i didn't receive my cards yet as i'm overseas, but as soon as i get back i'll check. the thing is the entire time they were reviewing me, i spoke to 4 people, each one i asked what is a "worst case scenario" and they said so long as you send in your 4506T "we won't close your accounts!" - they did say they might apply limits. B"h tho i can now say i'm a survivor!

[Mimi K.]

how is the mb active? during a fr all accounts are suspended

There are different types of F/Rs
When its on an application it doesn't affect the current accounts
thats why I will not reply or send anything in!
the 4056T will be disastrous ! 

Does the address on the app match the address associated with tie other AMEX accounts?
If yes, just ask them to match it.

keep dreaming. 
they already have it from an old starwoods. 
they said it must be signed by a bank manager w/ a phone number that he can be reached for reference
Either way I'm just gonna let it go 

[meshugener]

I'm not dreaming.
I'm telling you, I had the same story with my mother's app (without IRS form though) and I asked them why don't you look up the address of my existing accounts, they looked up, it had a minor difference (the layout of APT #) transferrd to supervisor who cleared it with no problem.

[dans fan]

There are different types of F/Rs
When its on an application it doesn't affect the current accounts
thats why I will not reply or send anything in!
the 4056T will be disastrous ! 
keep dreaming. 
they already have it from an old starwoods. 
they said it must be signed by a bank manager w/ a phone number that he can be reached for reference
Either way I'm just gonna let it go 

thats def not a rule. that may be the case for you

[Mimi K.]

I'm not dreaming.
I'm telling you, I had the same story with my mother's app (without IRS form though) and I asked them why don't you look up the address of my existing accounts, they looked up, it had a minor difference (the layout of APT #) transferrd to supervisor who cleared it with no problem.

I also had a funny apt# but once the ask for the 4056T they won't budge

thats def not a rule. that may be the case for you

I hope you are wrong
That has been my experience but as always YMMV!

[mmermss]

@mimi- u wrote previously amex asked for confirmation of address from bank.  they did that to me to and i mustve sent it 4 different letters from TD and every time i called after they said something else was missing in the letter.  in short everyone in amex says something else should be on letter.
did you send in a letter? if yes what bank bec TD is giving me a hard time giving me letters..they say they dont give letters and they dont sign them,..i got them to stamp it..wasnt good enough for amex.
i have applied for plat and gold around 2 months ago and still dealing with letter of confirmation and a 4056T...nothing is good enough for amex. the only reason why im still trying is bec i got preselected for 100k points on plat and 50k points on gold

[statusmiles]

@mimi- u wrote previously amex asked for confirmation of address from bank.  they did that to me to and i mustve sent it 4 different letters from TD and every time i called after they said something else was missing in the letter.  in short everyone in amex says something else should be on letter.
did you send in a letter? if yes what bank bec TD is giving me a hard time giving me letters..they say they dont give letters and they dont sign them,..i got them to stamp it..wasnt good enough for amex.
i have applied for plat and gold around 2 months ago and still dealing with letter of confirmation and a 4056T...nothing is good enough for amex. the only reason why im still trying is bec i got preselected for 100k points on plat and 50k points on gold

I had a similar experience with the bank letter, everyone you speak to tells you something else. still not resolved

[mmermss]

I had a similar experience with the bank letter, everyone you speak to tells you something else. still not resolved

i kindve told them straight up...u dont know what ur talking about...the guy i spoke to 5 minutes ago said something else.  did anyone ever send in a letter that was accepted? what did it say on it?

[Mimi K.]

@mimi- u wrote previously amex asked for confirmation of address from bank.  they did that to me to and i mustve sent it 4 different letters from TD and every time i called after they said something else was missing in the letter.  in short everyone in amex says something else should be on letter.
did you send in a letter? if yes what bank bec TD is giving me a hard time giving me letters..they say they dont give letters and they dont sign them,..i got them to stamp it..wasnt good enough for amex.
i have applied for plat and gold around 2 months ago and still dealing with letter of confirmation and a 4056T...nothing is good enough for amex. the only reason why im still trying is bec i got preselected for 100k points on plat and 50k points on gold

I had a similar experience with the bank letter, everyone you speak to tells you something else. still not resolved

They want a letter on a bank letterhead stating your address and signed by a bank manager or someone with a direct extension that they can call to verify. 
Most Banks have no idea or no interest in getting involved! 
My suggestion is to write up a draft for the Bank employee to work off!
Good Luck
and as always YMMV!
Most people do not get it right on the first try!
I guess it also depends on which CSR receives the letter!

[statusmiles]

They want a letter on a bank letterhead stating your address and signed by a bank manager or someone with a direct extension that they can call to verify. 
Most Banks have no idea or no interest in getting involved! 
My suggestion is to write up a draft for the Bank employee to work off!
Good Luck
and as always YMMV!
Most people do not get it right on the first try!
I guess it also depends on which CSR receives the letter!

The letter is not clear that you need to send in the original letter head from the bank, it seems to say that you can either mail or fax it in, first i faxed a number of times, then i sent with fedex, each time they had a different glitch and a different story, still working on it.

[mmermss]

They want a letter on a bank letterhead stating your address and signed by a bank manager or someone with a direct extension that they can call to verify. 
Most Banks have no idea or no interest in getting involved! 
My suggestion is to write up a draft for the Bank employee to work off!
Good Luck
and as always YMMV!
Most people do not get it right on the first try!
I guess it also depends on which CSR receives the letter!

i know TD really has no interest. i had to kinda beg them i need the letter.

i would write up a draft if i knew exactly what amex wants...

The letter is not clear that you need to send in the original letter head from the bank, it seems to say that you can either mail or fax it in, first i faxed a number of times, then i sent with fedex, each time they had a different glitch and a different story, still working on it.

how can you fax it in? it wont be the original then...amex told me you cant fax it in.

[Name Changed]

They want a letter on a bank letterhead stating your address and signed by a bank manager or someone with a direct extension that they can call to verify. 
Most Banks have no idea or no interest in getting involved! 
My suggestion is to write up a draft for the Bank employee to work off!
Good Luck
and as always YMMV!
Most people do not get it right on the first try!
I guess it also depends on which CSR receives the letter!

Wells Fargo bank would do it for me, But sovereign did.
I actually needed it twice, both times sovereign was very accommodating, and gave me the letter and a biz card...

After you send it in, you gotta be on top of it and call them ect...

[mmermss]

Wells Fargo bank would do it for me, But sovereign did.
I actually needed it twice, both times sovereign was very accommodating, and gave me the letter and a biz card...

After you send it in, you gotta be on top of it and call them ect...

if i just signed up to chase checking a few weeks ago..do you think chase would give it? or amex would accept it?

[Name Changed]

if i just signed up to chase checking a few weeks ago..do you think chase would give it? or amex would accept it?

Doesnt make a difference how long you had the account open for, all they want it a letter from a Bank confirming your address...

[rcarentals]

missed the call from amex telling me my review was over.. it took them almost 2 weeks.
i sent in the papers on the 3rd day, and they had it suspended till now.
but B"H even tho i got my charge cards lower limited, my starwood preffered business stayed with its limit of 18,700$
again i reported about 6500$ worth of income - and i  got 5k on the plat charge - and 3k on the business gold - 3k on the personal preffered gold. good luck to everyone else!

[Mimi K.]

Wells Fargo bank would do it for me, But sovereign did.
I actually needed it twice, both times sovereign was very accommodating, and gave me the letter and a biz card...

My friend had the opposite experience
Total frustration W/ Sovereign And Success W/ Wells Fargo!
YMMV!

[Name Changed]

My friend had the opposite experience
Total frustration W/ Sovereign And Success W/ Wells Fargo!
YMMV!

Funny!

 I went to the small Sovereign bank in Lakewood. I find that the small bank - they are more accommodating and friendlier
 

[Mimi K.]

The letter is not clear that you need to send in the original letter head from the bank, it seems to say that you can either mail or fax it in, first i faxed a number of times, then i sent with fedex, each time they had a different glitch and a different story, still working on it.

how can you fax it in? it wont be the original then...amex told me you cant fax it in.

I know people who had success with faxing it in but it seems with F/Rs every CSR has a different idea of what is required
I guess if you would send the same one in again you would get a different reason why its no good! 

I thought of something over Shabbos.
What if you would open a Savings or Checking account with Amex themselves?!?
would they give themselves a letter? 
or just check the files or something? 
I get these adverts in statements all the time?
Who knows?!?

[Name Changed]

I know people who had success with faxing it in but it seems with F/Rs every CSR has a different idea of what is required
I guess if you would send the same one in again you would get a different reason why its no good! 

I thought of something over Shabbos.
What if you would open a Savings or Checking account with Amex themselves?!?
would they give themselves a letter? 
or just check the files or something? 
I get these adverts in statements all the time?
Who knows?!?

I actually opened and Amex savings cuz I was having a hard time getting on, they always wanted the 4607 - The one I have to pay for and a letter...

The savings account didnt help anything