Author Topic: Amex F/R Master Thread (Read 1854552 times)

Moshe123 · « **Reply #3080 on:** May 20, 2014, 12:09:41 PM »

Can you cancel a scheduled amex payment made online for that day after they are made?

txtmax4 · « **Reply #3081 on:** May 20, 2014, 12:15:58 PM »

Quote from: daganster on May 20, 2014, 11:42:45 AM

I would take it easy on the spending you don't want to risk another FR.

I got about 30K to spend in two+ months.. I'm affraid I cannot take it too easy... $:-\$

Dr Moose · « **Reply #3082 on:** May 20, 2014, 12:17:25 PM »

tofasta meruba lo tofasta

myb821 · « **Reply #3083 on:** May 20, 2014, 12:18:15 PM »

Quote from: txtmax4 on May 20, 2014, 12:15:58 PM

I got about 30K to spend in two+ months.. I'm affraid I cannot take it too easy... $:-\$

do you now have provable income? can u pass an FR?

big ben · « **Reply #3084 on:** May 20, 2014, 02:03:40 PM »

Amex suspended my account until i send them in a IRS 4506-t form so they can review my financial aid.
Is there a problem that i gave them a grater amount?
If i send them in that form and they see i didn't earn the amount i told them what will happen?
If i'm not sending them in anything will they for sure cancel my account, (the rep. told me they might cancel the account because they have nothing to review)or just set me a spending limit? (I have a preset spending limit).

Dr Moose · « **Reply #3085 on:** May 20, 2014, 02:04:17 PM »

Amex F/R Master Thread

txtmax4 · « **Reply #3086 on:** May 21, 2014, 12:02:19 AM »

Quote from: Dr Moose on May 20, 2014, 12:17:25 PM

tofasta meruba lo tofasta

Say that again. They just approved me for the 4th card...

Quote from: myb821 on May 20, 2014, 12:18:15 PM

do you now have provable income? can u pass an FR?

Not much changed between now and the last time regarding income. Had income both times but nowhere near something "sizable" in their eyes..

I don't see another choice than to go all in with the spending, especially after the new "lifetime" terms, am I mistaken?

rivkao · « **Reply #3087 on:** May 21, 2014, 12:09:06 AM »

Quote from: txtmax4 on May 21, 2014, 12:02:19 AM

I don't see another choice than to go all in with the spending, especially after the new "lifetime" terms, am I mistaken?

Take it easy. Buy. Pay. Buy. Pay. or you'll get the dreaded statement on your account. Where will that get you? You'll lose another two weeks to spend.

Moshe123 · « **Reply #3088 on:** May 21, 2014, 12:37:20 AM »

But isn't the date past May 1?

txtmax4 · « **Reply #3089 on:** May 21, 2014, 01:04:09 AM »

Quote from: Moshe123 on May 21, 2014, 12:37:20 AM

But isn't the date past May 1?

Two are them are business cards.
In addition, I think it goes by application date, not approval.

Ephraimh · « **Reply #3090 on:** May 21, 2014, 11:11:13 AM »

Quote from: big ben on May 20, 2014, 02:03:40 PM

Amex suspended my account until i send them in a IRS 4506-t form so they can review my financial aid.
Is there a problem that i gave them a grater amount?
If i send them in that form and they see i didn't earn the amount i told them what will happen?
If i'm not sending them in anything will they for sure cancel my account, (the rep. told me they might cancel the account because they have nothing to review)or just set me a spending limit? (I have a preset spending limit).

If you have some income they probably won't shut you down,

But if you're ignoring their request they'll definitely shut you down.

nobiggy · « **Reply #3091 on:** May 22, 2014, 10:13:27 AM »

I purchased one vanilla visa GC on my SPG and then buy MO. If I start buying Amex GC. Not too much will I get F/R?

miles lover · « **Reply #3092 on:** May 22, 2014, 10:25:08 AM »

If u show your parents income and you live together with them would that be good enough ? Officially your aloud to put your parents income on your application if they are supporting you. Correct ?

Myccrabbi · « **Reply #3093 on:** May 22, 2014, 12:17:48 PM »

Quote from: miles lover on May 22, 2014, 10:25:08 AM

If u show your parents income and you live together with them would that be good enough ? Officially your aloud to put your parents income on your application if they are supporting you. Correct ?

yes.

txtmax4 · « **Reply #3094 on:** May 22, 2014, 12:21:46 PM »

Just a data point, my calls still get transferred to FR dept but every time they don't know why it is and they transfer me to customer service..

miles lover · « **Reply #3095 on:** May 22, 2014, 05:30:16 PM »

Quote from: Myccrabbi on May 22, 2014, 12:17:48 PM

yes.

was the yes on both questions ? So me as a single with no income on the books shouldn't be scared for an fr since I could send in my parents income ??

YG · « **Reply #3096 on:** May 26, 2014, 10:26:43 PM »

Quote from: SrulyP on September 12, 2013, 01:15:20 PM

I see that one of the reason for f/r is amex gift card purchases. Does this apply to going into CVS and buying a visa/MC/Amex GC for $500, do the CC companies know what I am buying at CVS and will that cause a F/R?
Quote from: Shmulyg on September 12, 2013, 02:32:48 PM
As long as it's done in moderation, no.

Quote from: CountValentine on September 13, 2013, 07:28:47 AM

GC's is not a trigger. How many times do I have to say this?

Machlokess Shmulyg vs. CV

If CV is correct, does this mean it is safe to purchse $6k of AmEx GCs per month with a barclay arrival card through the barclay rewards boost mall for 6 ppd and exmpy them out on AP?
i can purchase the GCs without being logged in to AmEx account, but they will see the name and billing address on the purchasing credit card and it will match an account with AmEx.

Saver2000 · « **Reply #3097 on:** May 26, 2014, 10:36:03 PM »

Quote from: YG on May 26, 2014, 10:26:43 PM

Machlokess Shmulyg vs. CV

If CV is correct, does this mean it is safe to purchse $6k of AmEx GCs per month with a barclay arrival card through the barclay rewards boost mall for 6 ppd and exmpy them out on AP?
i can purchase the GCs without being logged in to AmEx account, but they will see the name and billing address on the purchasing credit card and it will match an account with AmEx.

What does buying gc's on a Barclays cars have to do with an amex FR?

notanonymous · « **Reply #3098 on:** May 26, 2014, 10:41:30 PM »

Quote from: Saver2000 on May 26, 2014, 10:36:03 PM

What does buying gc's on a Barclays cars have to do with an amex FR?

I think the OP was concerned that Amex will cross-reference his Amex gc purchase with the info from his Amex account.

They won't.

YG · « **Reply #3099 on:** May 26, 2014, 10:41:52 PM »

AmEx will know that the GCs are being purchased with a name and address that matches a few AmEx cards, so they will know that their account holder is purchasing large amounts of GCs even though it's not with their card.

Assuming its safe but looking to confirm that it's unheard of. Really do not want an F/R r"l.
Just lost about 50K of credit with chase in Feb A/A

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Author Topic: Amex F/R Master Thread (Read 1854552 times)