Author Topic: Amex F/R Master Thread (Read 1856004 times)

AsherO · « **Reply #340 on:** April 29, 2011, 01:08:20 AM »

Quote from: myb821 on April 28, 2011, 04:26:06 PM

we wish u the best of luck

+1. May Nissan bring you redemption and miracles

fetcher · « **Reply #341 on:** April 29, 2011, 05:48:43 PM »

Quote from: Chaikel on April 28, 2011, 03:01:20 PM

Just got FRed. Only thing I did on the card was Amazon payment, so heads up

How much are you doing? Did you pay off the balance right away? or did you wait until the statement closed?
Best of luck

MOSES · « **Reply #342 on:** April 30, 2011, 10:39:20 PM »

Quote from: myb821 on April 13, 2011, 11:15:58 PM

y cant u provide the ss#

+1
Care to explain?

Chaikel · « **Reply #343 on:** April 30, 2011, 11:31:01 PM »

Quote from: fetcher on April 29, 2011, 05:48:43 PM

How much are you doing? Did you pay off the balance right away? or did you wait until the statement closed?
Best of luck

didn't pay, went to FR before it closed

moshiach1 · « **Reply #344 on:** May 13, 2011, 02:51:45 PM »

basically I applied for the platinum a month ago and I got a letter that they froze my account bec they need to verify my financial info and they need my tax return. Any advice ? bec im worried i make too little and I wrote i make much more on the application. Should i send them my tax return?

Mikeoracle · « **Reply #345 on:** May 13, 2011, 03:02:33 PM »

Quote from: moshiach1 on May 13, 2011, 02:51:45 PM

basically I applied for the platinum a month ago and I got a letter that they froze my account bec they need to verify my financial info and they need my tax return. Any advice ? bec im worried i make too little and I wrote i make much more on the application. Should i send them my tax return?

If you dont send in the forms they very possibly will close your accounts. If you send in the forms usually they will only lower credit limits if they see you make too little. There is no guarantee either way but from others experience that seems to be the case.

If you have a strong feeling that they will close your accounts anyways then it may be best for you to tell them that you want to close the accounts- that way your credit report will show as "account closed by user" which is better than "account closed by issuer".

moshiach1 · « **Reply #346 on:** May 13, 2011, 06:05:35 PM »

Basically i wrote i make 70k a yr and i make much much less. Should i send in my tax return or just tell them im a full time student and show them my bank statements?

Cholentfresser · « **Reply #347 on:** May 13, 2011, 06:10:34 PM »

Quote from: moshiach1 on May 13, 2011, 06:05:35 PM

Basically i wrote i make 70k a yr and i make much much less. Should i send in my tax return or just tell them im a full time student and show them my bank statements?

How is this question different than

Quote from: moshiach1 on May 13, 2011, 02:51:45 PM

basically I applied for the platinum a month ago and I got a letter that they froze my account bec they need to verify my financial info and they need my tax return. Any advice ? bec im worried i make too little and I wrote i make much more on the application. Should i send them my tax return?

??

moshiach1 · « **Reply #348 on:** May 13, 2011, 06:36:17 PM »

Quote from: Cholentfresser on May 13, 2011, 06:10:34 PM

How is this question different than??

Because I wrote that prior to reading the forum, before I wrote should i send it . now im asking whats beter to do 1)send it or 2) dont send it and say im a full time student with no salary and send them bank statements?

moshiach1 · « **Reply #349 on:** May 14, 2011, 11:43:46 PM »

IS 20K ENOUGH FOR THEM TO LET ME KEEP MY AMEX PLATINUM ? ANYONE?? ALSO WILL I GET FRIED OR IN TROUBLE IF I SEND IN MY 4506T IF I WROTE I MAKE MUCH MORE? ?..

Dan · « **Reply #350 on:** May 14, 2011, 11:48:36 PM »

Quote from: moshiach1 on May 14, 2011, 11:43:46 PM

IS 20K ENOUGH FOR THEM TO LET ME KEEP MY AMEX PLATINUM ? ANYONE?? ALSO WILL I GET FRIED OR IN TROUBLE IF I SEND IN MY 4506T IF I WROTE I MAKE MUCH MORE? ?..

Send it in.
They'll place a credit limit on your card, but hopefully they won't cancel your cards.

AsherO · « **Reply #351 on:** May 14, 2011, 11:50:20 PM »

Quote from: moshiach1 on May 14, 2011, 11:43:46 PM

IS 20K ENOUGH FOR THEM TO LET ME KEEP MY AMEX PLATINUM ? ANYONE?? ALSO WILL I GET FRIED OR IN TROUBLE IF I SEND IN MY 4506T IF I WROTE I MAKE MUCH MORE? ?..

Fried?

You have nothing to lose, if you don't send it they'll close your cards. I sent them my 4506-T and I still report higher (albeit 'household') income.

Oh, and please don't SCREAM, it isn't polite...

moshiach1 · « **Reply #352 on:** May 15, 2011, 12:05:54 AM »

Quote from: AsherO on May 14, 2011, 11:50:20 PM

Fried?

You have nothing to lose, if you don't send it they'll close your cards. I sent them my 4506-T and I still report higher (albeit 'household') income.

Oh, and please don't SCREAM, it isn't polite...

]

Sorry I'm just really nervous...thinking about it the whole shabbos. But I just want to make sure 1)I wont get in trouble -it isnt fraud to write 70k while it only shows 20k on 4506t? asher how much higher did u write? 2) am i better off saying i dont have a tax return, my father supports me? 3) am i waisting my time with such a low income that theyll forsure reject me?

myb821 · « **Reply #353 on:** May 15, 2011, 12:12:16 AM »

listen to the advice u were already given and send it in if it shows 20k

Cholentfresser · « **Reply #354 on:** May 15, 2011, 12:17:26 AM »

Quote from: myb821 on May 15, 2011, 12:12:16 AM

listen to the advice u were already given and send it in if it shows 20k

+1
and seriously, CALM DOWN.

moshiach1 · « **Reply #355 on:** May 15, 2011, 12:18:40 AM »

but anyone got experience with writing much more on application than what you really make and sending in 4506t? thats really what id like to know and if so how much did u over state..

AsherO · « **Reply #356 on:** May 15, 2011, 12:18:44 AM »

Quote from: moshiach1 on May 15, 2011, 12:05:54 AM

Sorry I'm just really nervous...thinking about it the whole shabbos. But I just want to make sure 1)I wont get in trouble -it isnt fraud to write 70k while it only shows 20k on 4506t? asher how much higher did u write? 2) am i better off saying i dont have a tax return, my father supports me? 3) am i waisting my time with such a low income that theyll forsure reject me?

1. No risk of Fraud IMO, I wrote like triple what's reported on my tax return.
2. No, especially if your father isn't willing to send a 4506T that'll substantiate the amount you wrote.
3. I don't think so, YMMV.

Quote from: myb821 on May 15, 2011, 12:12:16 AM

listen to the advice u were already given and send it in if it shows 20k

+1

moshiach1 · « **Reply #357 on:** May 15, 2011, 01:45:14 AM »

did anyone ever regret sending in your 4506t?

YudiG · « **Reply #358 on:** May 15, 2011, 08:25:59 AM »

me and my wife got fr'd a couple months back and prempted and closed our accounts cuz we didn't want to send in the tax info...my father then got fr'd - he's at the same address - and passed instatnly after sending in the form...now he was able to add us as addiotnal users on his Plat and they approved us...

are our troubles w/ amex over? should i hold off a bit longer or take advantage of these new offers? should i risk it and try reinstating my old accounts?

thanks!

AsherO · « **Reply #359 on:** May 15, 2011, 08:32:48 AM »

Quote from: YudiG on May 15, 2011, 08:25:59 AM

me and my wife got fr'd a couple months back and prempted and closed our accounts cuz we didn't want to send in the tax info...my father then got fr'd - he's at the same address - and passed instatnly after sending in the form...now he was able to add us as addiotnal users on his Plat and they approved us...

are our troubles w/ amex over? should i hold off a bit longer or take advantage of these new offers? should i risk it and try reinstating my old accounts?

thanks!

What's the risk in trying to reinstate your old accounts? My bet is they'll ask for your 4506-T unless you say your father supports you...

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Author Topic: Amex F/R Master Thread (Read 1856004 times)