DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running!

[rots5]

hey dan, i have been going thru ur links of which cards to use when and i have a q or 2

i have right now
freedom (+chase acct)
sp mwc
explorer
ua club
spg
spg

-ok so gas for this month goes on freedom (and first quater, as well as wtvr is on that quaters list) gr8
-all israel purchases i use sp (for rentals forsure) and even my ua club (no forex fees)
-of course electronic and products that i want to return use my spg
-in restureants use my SP
-but now im a bit confused, my cup of coffee, do i go with my freedom (bec hooked up with my chase acct) or do i use my ua card (bec 1.5 ppd)
-also in grocery (non freedom quater) do i use again my freedom or ua

[bubbles]

Right now freedom also has 5 ppd on dining I believe

[rots5]

Right now freedom also has 5 ppd on dining I believe

but im not sure if its worth it over the 2ble SP points, but either way, thanks, i didnt realize that!

[Saver2000]

but im not sure if its worth it over the 2ble SP points, but either way, thanks, i didnt realize that!

5 UR is more than 2 UR.

[bubbles]

but im not sure if its worth it over the 2ble SP points, but either way, thanks, i didnt realize that!

How would 2 be worth more than 5 ?

[rots5]

oh wow, im sorry, i didnt relize, i thought it was 5% back, not 5 points, lol oops honest mistake (unless thats the same thing, then i really feel stupid..lol)

and yes, im an idiot, sorry every body, i didnt think of it that way, though now im getting somewheres,

:-) 
thanks everyone for the help

also it seems basically its a waste to have my explorer card (except for the sign up bonus and the 2 free club passes)

[bubbles]

NP

5 points are not the same thing as 5%

And in regards to your coffee question for a $2 cup of coffee you would get 13 points with the freedom

[rots5]

NP

5 points are not the same thing as 5%

And in regards to your coffee question for a $2 cup of coffee you would get 13 points with the freedom

Ok thanks. I'm half asleep lol but will ask more Tom to clarify.  Thanks again!

[rots5]

why would i get 13 points with my cup of coffee? isnt 5% of 2$ like 10 cents?

[bubbles]

why would i get 13 points with my cup of coffee? isnt 5% of 2$ like 10 cents?

Go read dans write up again. You get 10 points per transaction + 1.1 ppd so a $2 cup of coffee would be in between 12 and 13 points. That is when dining isn't one of the 5% categories. When it as add an extra 4 points per dollar spent

[rots5]

Go read dans write up again. You get 10 points per transaction + 1.1 ppd so a $2 cup of coffee would be in between 12 and 13 points. That is when dining isn't one of the 5% categories. When it as add an extra 4 points per dollar spent

ok, gotcha, thanks, ya, i will have to re dig that one up, ive read thru a lot of them, but keep getting confused, i see the thread now, im sorry for bothering you, i get i didnt fully understand it.

though i dont get why im supposed to leave all my card s open, for example, i have this explorer card, lets say i want to sign up for a new chase card, - but i sort of maxed out credit v.s. my "annual income" (meaning as to what i write on applications. so why would the bank want to give me more credit  then the money i make annually, would i rather shut it dowen and then reopen a new card?

[bubbles]

No bother, just figure it will be easier for you to read it all layed out nicely in one place rather than having to keep asking

[sky121]

ok, gotcha, thanks, ya, i will have to re dig that one up, ive read thru a lot of them, but keep getting confused, i see the thread now, im sorry for bothering you, i get i didnt fully understand it.

though i dont get why im supposed to leave all my card s open, for example, i have this explorer card, lets say i want to sign up for a new chase card, - but i sort of maxed out credit v.s. my "annual income" (meaning as to what i write on applications. so why would the bank want to give me more credit  then the money i make annually, would i rather shut it dowen and then reopen a new card?

This way if they don't approve you they don't have to give you more credit they can just move it over.

I hear what you're saying but its "safer" to keep the credit you have and move it than to hope you'll get approved.

[TC610]

also it seems basically its a waste to have my explorer card (except for the sign up bonus and the 2 free club passes)

There are better earning UR cards that can transfer to UA miles, and it appears you already have at least 1 of them.

Regarding other uses for the Explorer card, I for one love being able to go through the first class security line, not paying for baggage, and being among the first to board the plane so I won't have to worry about space for my carry-on all for being a cardholder.

[rots5]

There are better earning UR cards that can transfer to UA miles, and it appears you already have at least 1 of them.

Regarding other uses for the Explorer card, I for one love being able to go through the first class security line, not paying for baggage, and being among the first to board the plane so I won't have to worry about space for my carry-on all for being a cardholder.

thats why i have the united club card! :-)   exactly that, lol, this past trip back my wife was preg so we did cut all the lines and boreded the plane first..lol :-)

[meshugener]

Lol lol lol lol lol lol.
Kol hakuvede.

[rots5]

Lol lol lol lol lol lol.
Kol hakuvede.

:-) 

theres no e according to AsherO  but im not makpid to be honest :-)

[meshugener]

Just making you aware that not everything you post deserves to Laugh Out Loudly.
With the exception of your wife's pregnancy, of course.

[rots5]

Just making you aware that not everything you post deserves to Laugh Out Loudly.
With the exception of your wife's pregnancy, of course.

i hear ya mugsy, no worries, 

[Lazer182]

hey Dan i was denied a card cause i approved for a chase amazon right after i got my discover even tho i have good credit. will freezing my experian and reapplying help?