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[lcyitz]

Anyone know if citi bank will allow me to consolidate 3 credit limits?

BAZINGA.

[rots5]

wife got her plat card  less than a month ago and i requested the points - around an hr ago  and bam 117+k points posted already :-)

[sruly101]

wife got her plat card  less than a month ago and i requested the points - around an hr ago  and bam 117+k points posted already :-)

wow congrats

[ham]

IIRC Amex insists on pulling even frozen.

Should I freeze, do the chase and citi card, unfreeze, and then do the AMEX cards?

Thanks

[awardticket]

Let us know if you manage to get approved for both!

Will do. Is it harder to get approved for these lines in particular? I already have 25k credit with Chase over 3 cards.

[MEIR613]

Should I freeze, do the chase and citi card, unfreeze, and then do the AMEX cards?

Thanks

IME and I think others also citi doesn't budge when cr are frozen

[leeboy]

Is there a business card for hyatt?

[btab]

Is it bad too have to much credit from a single bank? Like if someone has 10k, 7k, 5k, and 15k all on different card but they are all issues from chase? Would this be a problem?

[leeboy]

Is it bad too have to much credit from a single bank? Like if someone has 10k, 7k, 5k, and 15k all on different card but they are all issues from chase? Would this be a problem?

Dont see why it should. As long as you keep the balance down on every card

[A European]

Dont see why it should. As long as you keep the balance down on every card

and if i have almost no balance on all cards ?

[avremie]

should i ger a amex gold 25k or SPG 25k, which one is worth more?
can i combine the points of a personal amex gold with a bussines amex gold?
thanx

[Fan of Dan]

should i ger a amex gold 25k or SPG 25k, which one is worth more?
can i combine the points of a personal amex gold with a bussines amex gold?
thanx

Why would you wanna combine the points? SPG worth more.

[ari2955]

Is it bad too have to much credit from a single bank? Like if someone has 10k, 7k, 5k, and 15k all on different card but they are all issues from chase? Would this be a problem?

I once read somewhere that banks also look @ total credit lines to income ratio and if u go over a certain % ( lets say ur income is $75k and ur credit lines from all lenders total $100k, then ur credit to income is 135%) then ur considered a higher risk.
anybody ever heard of this?

[btab]

I once read somewhere that banks also look @ total credit lines to income ratio and if u go over a certain % ( lets say ur income is $75k and ur credit lines from all lenders total $100k, then ur credit to income is 135%) then ur considered a higher risk.
anybody ever heard of this?

I have never heard of this. I have been reading around and what I hear is not to have too much credit on one line.

[ham]

IME and I think others also citi doesn't budge when cr are frozen

Is there a master thread or source to learn more about freezing and what banks do not work with it?

Thanks

[mgarfin]

wife got her plat card  less than a month ago and i requested the points - around an hr ago  and bam 117+k points posted already :-)

can u brake that 117k down for me?

plat 25k
++

[PETERP]

Is there a master thread or source to learn more about freezing and what banks do not work with it?

Thanks

Search 

[mmermss]

Is there a master thread or source to learn more about freezing and what banks do not work with it?

Thanks

Not sure if theres a master thread on it but I think it comes out that freezing works with Chase and does not work with Citi and Amex. Not sure about others.

[rots5]

can u brake that 117k down for me?

plat 25k
++

Well 100k targeted offer and then my spending :-)

[Nitantnel]

Not sure if theres a master thread on it but I think it comes out that freezing works with Chase and does not work with Citi and Amex. Not sure about others.

Even with chase it's a YMMV if they would automatically pull from other bureaus or you will need to ask them to do it, in which case it may result in two pulls.