Author Topic: DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running! (Read 3551454 times)

AJK · « **Reply #5420 on:** October 20, 2013, 02:57:58 AM »

Quote from: yaakov levy on October 17, 2013, 08:33:42 PM

I just sent u a pm.

If I answered every PM like yours, I'd never get to read DDF!

nobiggy · « **Reply #5421 on:** October 20, 2013, 11:23:11 PM »

2 qustions.
1. If I spend on a chase cc 3500/6500 will it be bad for my credit score? How bad
2. How long after I close a card can I reapply and get the bonus?

ilherman · « **Reply #5422 on:** October 20, 2013, 11:28:07 PM »

Quote from: nobiggy on October 20, 2013, 11:23:11 PM

2 qustions.
1. If I spend on a chase cc 3500/6500 will it be bad for my credit score? How bad
2. How long after I close a card can I reapply and get the bonus?

1. It all depends on your total CL however maxing out over 30% of the CL will hurt your score, the less you use the better you are. However if you pay it off before your billing statement closes it shouldn't hurt.
2. Every card haves different rules Amex wont let you get the bonus if you had some cards in the past 12 months, Chase is easier I would say 3-6 months is a not a bad idea.

nobiggy · « **Reply #5423 on:** October 20, 2013, 11:48:33 PM »

Quote from: ilherman on October 20, 2013, 11:28:07 PM

1. It all depends on your total CL however maxing out over 30% of the CL will hurt your score, the less you use the better you are. However if you pay it off before your billing statement closes it shouldn't hurt.
2. Every card haves different rules Amex wont let you get the bonus if you had some cards in the past 12 months, Chase is easier I would say 3-6 months is a not a bad idea.

just one time to use 55% of CL isn't worth it?

ilherman · « **Reply #5424 on:** October 20, 2013, 11:54:18 PM »

Quote from: nobiggy on October 20, 2013, 11:48:33 PM

just one time to use 55% of CL isn't worth it?

As I said, you can use even more the 55% as long you make sure to pay off the bill before the statement closes.

nobiggy · « **Reply #5425 on:** October 20, 2013, 11:57:45 PM »

Quote from: ilherman on October 20, 2013, 11:54:18 PM

As I said, you can use even more the 55% as long you make sure to pay off the bill before the statement closes.

and if I don't It will be really bad news or since I only plan on doing it this one time it won't be so bad. (i have 4 cc and I never spend more than 15% on each)

DovtheBear · « **Reply #5426 on:** October 20, 2013, 11:58:56 PM »

Quote from: nobiggy on October 20, 2013, 11:57:45 PM

and if I don't It will be really bad news or since I only plan on doing it this one time it won't be so bad. (i have 4 cc and I never spend more than 15% on each)

IINM its doesn't hurt long-term. So if you're not planning on applying anytime soon, you should be okay.

Shmulyg · « **Reply #5427 on:** October 21, 2013, 06:36:39 AM »

Quote from: DovtheBear on October 20, 2013, 11:58:56 PM

IINM its doesn't hurt long-term. So if you're not planning on applying anytime soon, you should be okay.

+1

rcarentals · « **Reply #5428 on:** October 21, 2013, 09:44:16 AM »

Quote from: nobiggy on October 20, 2013, 11:48:33 PM

just one time to use 55% of CL isn't worth it?

I think it would hurt for a month but of you paid back to 0% next month it would shoot right back up..

Aaaron · « **Reply #5429 on:** October 21, 2013, 04:09:40 PM »

What's a good 3rd card when applying for Chase Business Ink and Bold?

PETERP · « **Reply #5430 on:** October 21, 2013, 04:19:44 PM »

Quote from: Aaaron on October 21, 2013, 04:09:40 PM

What's a good 3rd card when applying for Chase Business Ink and Bold?

UA Biz

Aaaron · « **Reply #5431 on:** October 21, 2013, 06:34:02 PM »

Quote from: PETERP on October 21, 2013, 04:19:44 PM

UA Biz

Ok, thanks!

DovtheBear · « **Reply #5432 on:** October 22, 2013, 12:07:33 AM »

Quote from: Shmulyg on October 21, 2013, 06:36:39 AM

+1

I have some good mentors.

Saver2000 · « **Reply #5433 on:** October 22, 2013, 04:38:58 PM »

The BOA recon number in the OP doesn't work.
Does anybody have the new number?
Thanx

Dan · « **Reply #5434 on:** October 22, 2013, 04:41:18 PM »

Try
866-530-9829 personal
800-481-8277 business
and let us know.

Saver2000 · « **Reply #5435 on:** October 22, 2013, 04:53:25 PM »

Quote from: Dan on October 22, 2013, 04:41:18 PM

Try
866-530-9829 personal
800-481-8277 business
and let us know.

Personal number is good. Goes to credit analyst.
Thanx

nobiggy · « **Reply #5436 on:** October 23, 2013, 09:51:33 PM »

is there a difference in using 50% of my CL and 90% of my CL. And the statement closes.

Shmulyg · « **Reply #5437 on:** October 23, 2013, 10:06:05 PM »

Quote from: nobiggy on October 23, 2013, 09:51:33 PM

is there a difference in using 50% of my CL and 90% of my CL. And the statement closes.

You bet!

nobiggy · « **Reply #5438 on:** October 23, 2013, 10:27:13 PM »

Quote from: Shmulyg on October 23, 2013, 10:06:05 PM

You bet!

alot of damage?

ilherman · « **Reply #5439 on:** October 23, 2013, 10:30:23 PM »

Quote from: nobiggy on October 23, 2013, 09:51:33 PM

is there a difference in using 50% of my CL and 90% of my CL. And the statement closes.

You mean the statement closes while you didn't pay the bill, correct?

In any case, it shouldn't cause long term damage?

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Author Topic: DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running! (Read 3551454 times)