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Application Status:

American Express:
http://www.americanexpress.com/myappstatus

Bank of America:
https://www.bankofamerica.com/application-status/credit-cards/app-status-form.go?request_locale=en_US
Note, status page shows your appIDs, which you can reference when calling recon.

Barclay's:
Business
https://www.barclaycardus.com/apply/cas/applications/search?PARTNERID=BUSINESS
Personal
http://www.myapplicationstatus.com/barclays
Business lending: 866-408-4064


Chase:
Chase: 800-432-3117 (Application status)  Dial:  # > 4 > 1 > SSN
Chase: 888-270-2127 (Application reconsideration)
Chase: 800-453-9719 (Business card reconsideration)
Chase: 888-245-0625 (Credit Analyst reconsideration)
Chase: 888-622-7547 (Chase Executive Office)
Chase: 888-298-5623 (Credit Reallocation - Consumer)
Chase: 800-453-9719 (Credit Reallocation - Business)

Citi:
https://www.accountonline.com/cards/acq/CardApplicationStatus.do

888-201-4523
You will need your appID, can be found in the source code of the page you arrive at after you submit your application, get the source code asap because those confirmation pages tend to timeout/redirect.

BoA:
https://secure.bankofamerica.com/apply-credit-cards/public/application-status/
Credit Department:1-866-695-6598
Reconsideration Department:1-888-503-6091

Discover:
https://www.discovercard.com/checkstatus/

US Bank:
800-947-1444 option 1
Then: 1 for consumer, 2 for business.
Automated app status only works if you have one application, if you have a 2/3bm with US bank, the system will say they can't find your app and transfer you to a CSR.
« Last edited by jose34 on February 20, 2024, 09:02:23 PM »

Author Topic: DansDeals Credit Card Links And FAQ's: Your Support Keeps This Site Running!  (Read 3525279 times)

Offline farmerjoe

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1240 on: January 19, 2012, 05:52:27 PM »
one pull, one inquiry for credit
exactly! nobody said you were gonna get approved!

Offline Yeki89

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1241 on: January 19, 2012, 07:22:26 PM »
one inquiry means both cards are one inquiry, for chase to tell me that im asking for 2 much credit means its not one iquiry

Offline gozalim

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1242 on: January 19, 2012, 07:28:53 PM »
one inquiry means both cards are one inquiry, for chase to tell me that im asking for 2 much credit means its not one iquiry
with chase it's obviously 2 accounts with 2 approvals. and eventually the CR will also show 2 accounts. the point was that when chase makes a credit pull request it will show on your credit report history as 1 pull not 2.

Offline Yeki89

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1243 on: January 19, 2012, 07:31:08 PM »
my misconception

Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1244 on: January 20, 2012, 12:53:19 AM »
Is there a way of using all your credit and still keep the utilization (report that the cb get) low?

i just need to book a bunch of flights for someone and will get paid back tmrw

thanks in advance!

Offline AsherO

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1245 on: January 20, 2012, 12:54:37 AM »
Is there a way of using all your credit and still keep the utilization (report that the cb get) low?

i just need to book a bunch of flights for someone and will get paid back tmrw

thanks in advance!

Got any business cards (with Amex, BofA, Barclays, Chase or Citi)? Also, if you know what date your CC issuer reports to the bureaus (typically around your bill date or cycle date AFAIK), you can just have it paid before then and they won't report the extra spend. Whatever you do, don't go over your limit, that could cause issues.
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Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1246 on: January 20, 2012, 12:56:18 AM »
just reg citi. 2 of them

can i just pay them off right away and will be fine or it will still report a high utilization?


Offline AsherO

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1247 on: January 20, 2012, 12:56:58 AM »
just reg citi. 2 of them

can i just pay them off right away and will be fine or it will still report a high utilization?

Edited my first response, please scroll up to see it.
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Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1248 on: January 20, 2012, 01:00:59 AM »
my statement is in 3 days and it is 0 and 0 minumum payment so if i make the tix tonight it will take time to process anyways no?

Offline AsherO

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1249 on: January 20, 2012, 01:01:49 AM »
my statement is in 3 days and it is 0 and 0 minumum payment so if i make the tix tonight it will take time to process anyways no?

Hard to predict. Want to use my card? :D
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Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1250 on: January 20, 2012, 01:02:47 AM »
lol thanks but im sure my yeshivah would :) im gonna give it a shot worst comes to worst if i pay it off next month will it then fall of my cr?

Offline AsherO

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1251 on: January 20, 2012, 01:06:20 AM »
lol thanks but im sure my yeshivah would :) im gonna give it a shot worst comes to worst if i pay it off next month will it then fall of my cr?

I was kidding, I'm not giving my card number out to people I don't know, sorry.

If you pay your bills in full, and on time, it'll be gone from your CR within 2 months.
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Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1252 on: January 20, 2012, 01:08:34 AM »
O really I thought we would meet up @ tashlich or something :)
thanks for your help

Offline AsherO

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1253 on: January 20, 2012, 01:09:50 AM »
O really I thought we would meet up @ tashlich or something
thanks for your help

Ironic you'd choose that as our meeting place. I lend you my credit card, and the next time we meet it's RH when you're not allowing to handle money and you're emptying your empty pockets, how ideal... What's next? I somehow end up in the water?

:P
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Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1254 on: January 20, 2012, 01:13:34 AM »
Lol but "tashlich" is the smoking lounge throughout the year so.....its a nice place to meet :)

Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1255 on: January 22, 2012, 01:18:32 AM »
In the mail i got a letter saying i was approved for a credit card and on the bottom it says " You have the right to a free copy of your report if you request one within 60 days." from Experian is this legit?
any hard pulls ?
TIA!

Offline Avid Reader

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1256 on: January 22, 2012, 02:09:16 AM »
Which CC issuer?
When you request your own credit report there are no hard pulls.

Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1257 on: January 22, 2012, 09:24:13 AM »
Chase. so is there any fine print that i have to read with Experian like 10-day trial...... or they will just give me a free one time score, witch that's good.

Offline lcyitz

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1258 on: January 22, 2012, 12:39:47 PM »
In the mail i got a letter saying i was approved for a credit card and on the bottom it says " You have the right to a free copy of your report if you request one within 60 days." from Experian is this legit?
any hard pulls ?
TIA!
Chase. so is there any fine print that i have to read with Experian like 10-day trial...... or they will just give me a free one time score, witch that's good.
Anyone got an idea? :)

Offline Saver2000

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Re: DansDeals Credit Card Links And FAQ's.
« Reply #1259 on: January 22, 2012, 12:53:25 PM »
Anyone got an idea? :)

Wow, you really don't stop.
You are entitled to a free report from experian, not score.
There are no strings attached.