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Author Topic: $6 million annual spend, what's the best cc?  (Read 12976 times)

Offline EMCC

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$6 million annual spend, what's the best cc?
« on: July 20, 2017, 11:55:16 AM »
Asking for a friend that both loves cash back, and loves traveling to Asia in first class.
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Offline David Smith

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Re: $6 million annual spend, what's the best cc?
« Reply #1 on: July 20, 2017, 11:57:19 AM »
Centurion biz, assuming over 5k a swipe.
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Offline moto

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Re: $6 million annual spend, what's the best cc?
« Reply #2 on: July 20, 2017, 11:58:00 AM »
Cash back Spark card from Capital one you can show them documents that you spend alot..... And They will give you a high credit line which will give you 2% cash back

First class to asia Alaska is the best for Cathay Pacific awards.....
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Offline AJK

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Re: $6 million annual spend, what's the best cc?
« Reply #3 on: July 20, 2017, 12:04:15 PM »
Quote from: EMCC on July 20, 2017, 11:55:16 AM
Asking for a friend that both loves cash back, and loves traveling to Asia in first class.

The latter precludes the former, unless he doesn't mind spending $1.25 MM for each F class ticket to Asia.
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Offline EMCC

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Re: $6 million annual spend, what's the best cc?
« Reply #4 on: July 20, 2017, 12:06:09 PM »
Quote from: David Smith on July 20, 2017, 11:57:19 AM
Centurion biz, assuming over 5k a swipe.
Why 5k per swipe? And what's the af?
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Offline TimT

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Re: $6 million annual spend, what's the best cc?
« Reply #5 on: July 20, 2017, 12:28:02 PM »
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Offline Buruch

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Re: $6 million annual spend, what's the best cc?
« Reply #6 on: July 20, 2017, 01:16:37 PM »
5k per swipe 50% bonus is capped at 1,000,000, no? Does platinum have the same cap?
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Offline AJK

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Re: $6 million annual spend, what's the best cc?
« Reply #7 on: July 20, 2017, 01:25:03 PM »
Quote from: EMCC on July 20, 2017, 12:06:09 PM
Why 5k per swipe? And what's the af?

$7,500 initiation fee + $2,500 AF.
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Offline yitrap

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Re: $6 million annual spend, what's the best cc?
« Reply #8 on: July 20, 2017, 01:49:23 PM »
Quote from: Buruch on July 20, 2017, 01:16:37 PM
5k per swipe 50% bonus is capped at 1,000,000, no? Does platinum have the same cap?
Capped for the centurion?
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Offline David Smith

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Re: $6 million annual spend, what's the best cc?
« Reply #9 on: July 20, 2017, 02:06:38 PM »
Quote from: AJK on July 20, 2017, 01:25:03 PM
$7,500 initiation fee + $2,500 AF.
$5k initiation +$2500 AF

[quote name="Buruch" post=1775046 timestamp=1500570997]
5k per swipe 50% bonus is capped at 1,000,000, no? Does platinum have the same cap?
[/quote]
I think so. Yes. Makes sense to have 2 BPs besides the centurion.

Comes out to about 2.25% or more back, plus the benefit of the spending ability a charge card gives you.
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Offline Buruch

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Re: $6 million annual spend, what's the best cc?
« Reply #10 on: July 20, 2017, 02:08:05 PM »
Or just go with EDP and CFU plus biz plat and CSR.
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Offline 12HRS

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Re: $6 million annual spend, what's the best cc?
« Reply #11 on: July 20, 2017, 02:19:22 PM »
Quote from: Buruch on July 20, 2017, 02:08:05 PM
Or just go with EDP and CFU plus biz plat and CSR.

I am guessing someone spending 6m will want a charge card
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Offline yitrap

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Re: $6 million annual spend, what's the best cc?
« Reply #12 on: July 20, 2017, 02:20:56 PM »
Quote from: 12HRS on July 20, 2017, 02:19:22 PM
I am guessing someone spending 6m will want a charge card
Need.
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Offline AJK

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Re: $6 million annual spend, what's the best cc?
« Reply #13 on: July 20, 2017, 02:31:49 PM »
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Offline David Smith

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Re: $6 million annual spend, what's the best cc?
« Reply #14 on: July 20, 2017, 02:36:35 PM »
Quote from: Buruch on July 20, 2017, 02:08:05 PM
biz plat and CSR.

Biz centurion is more valuable than any of these. The AF is easily justifiable when accumulating a large amount of points.

(Not to mention that you don't want all your business expenses running through your personal cards, say nothing of the fact that you probably won't be able to spend $500k/month on a FU or EDP.)
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Offline David Smith

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Re: $6 million annual spend, what's the best cc?
« Reply #15 on: July 20, 2017, 02:41:44 PM »
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Online aygart

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Re: $6 million annual spend, what's the best cc?
« Reply #16 on: July 20, 2017, 02:53:27 PM »
Quote from: David Smith on July 20, 2017, 02:41:44 PM
I probably read this garbage at some point and got confused.
Post coming up soon with all the red arrows.
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Offline ADG

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Re: $6 million annual spend, what's the best cc?
« Reply #17 on: July 20, 2017, 02:58:05 PM »
what business is he in?
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Offline JACKBLUE

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Re: $6 million annual spend, what's the best cc?
« Reply #18 on: July 20, 2017, 02:58:55 PM »
Quote from: ADG on July 20, 2017, 02:58:05 PM
what business is he in?
What business are you in?? ;)
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Offline rr1

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Re: $6 million annual spend, what's the best cc?
« Reply #19 on: July 20, 2017, 04:38:28 PM »
why cen. more than BP get the same 1.5 for 5k+?
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