i would freeze my EX before applying for Bofa because i rather thy pull TU or EQ though you will have to call for each app and ask them to pull a different CR
Thanks. I was told that in NY they only pull from TU.
Go all of one and then go all of the other
Ha thanks. Before I posted this, I went for just 1 personal and got pending but when I called, they told me it was approved! Then I took your advice and went for 2 more personal in 2 other browsers. Both got pending. When I called, I gave over my social and he just picked one of them to review. Told me it's approved but fraud needs to verify some details. They're closed today, he said just call back tomorrow and it'll still be approved. T
hen I didn't know how to properly ask about the other apps since they're all just under my social, so I said can you see other apps I put in? He said yes, there are two other apps - 1 is pending and 1 was rejected as a duplicate. So first of all the one he just told me was approved was probably the same one that the first rep told me was approved - which means it wasn't really completely approved if fraud still wants me to call them to verify stuff. He "reviewed" the second app (in literally 1 minute) and told me it's rejected because they've extended me enough credit already. He then reactivated the 3rd app and reviewed it (a little longer this time) and told me the same rejection story. After shmoozing he agreed to give me $2500 which would only get me 5000 points. I said no thanks, and that was that.
The dept is closed now (yeah I know, I should have done this earlier, but I wanted the pulls to go in on the same day as other cards in my AOR) so I can't HUCA. But I will try again tomorrow and make sure they don't pull my credit again.
I thought this was supposed to be easy...