Author Topic: BOFA Alaska Airlines Visa Master Thread (Read 570642 times)

moen · « **Reply #3680 on:** June 30, 2015, 05:08:58 PM »

If I close my card without spending the 1k, can BOFA take back the 25k miles because I didn't do the spending?

TimT · « **Reply #3681 on:** June 30, 2015, 05:13:36 PM »

Quote from: moen on June 30, 2015, 05:08:58 PM

If I close my card without spending the 1k, can BOFA take back the 25k miles because I didn't do the spending?

25k miles is upon approval. $100 credit is after $1k spend.

DaveInLA · « **Reply #3682 on:** July 06, 2015, 05:51:26 AM »

Quote from: TimT on June 30, 2015, 05:13:36 PM

25k miles is upon approval. $100 credit is after $1k spend.

Have we figured out a pattern of when the $100 posts? I signed up for 4 cards in early May and hit $1000 spend on 3 of them-- 6/12, 6/18, 6/24. I've received $100 credit on the 6/12 and 6/18 ones on 6/24 but not the 6/24 one. I see the credit doesn't come a certain number of days after meeting spend requirement. Does it come on set times of the month, since I was credited for the 6/12 and 6/18 one together? Statement date for all cards is 7/7.

yyonah · « **Reply #3683 on:** July 19, 2015, 11:45:28 PM »

BOFA's fraud department is a pain to deal with. I had a new Alaska card, and made a couple of purchases in the $100-$200 range with no problem. The next day, I wanted to get a $500 VGC at Stop and Shop for the gas points. I called BOFA before I entered the store, telling them that I was about to spend X at store Y. They took the information, but told me that it might still get rejected. They gave me a phone number to call if it did. Well, it did. I called the number and it took at least 5 minutes to get the transaction approved. A couple of days later, I tried to enroll in online banking, but the system wouldn't let me. When I called, I was told that the person who had allowed my S&S purchase had skipped a step. A few days later, I called Citi about a large purchase I was about to make on another new card, and it went smoothly.

yoss6400 · « **Reply #3684 on:** July 21, 2015, 11:53:28 AM »

boa is not so easy to apply for a sole proprietor applied and they asked for proof of ownership

peace123 · « **Reply #3685 on:** July 21, 2015, 01:50:02 PM »

Quote from: yoss6400 on July 21, 2015, 11:53:28 AM

boa is not so easy to apply for a sole proprietor applied and they asked for proof of ownership

take a pic of restaurant or a gas station and tell them it is YOURS

yoss6400 · « **Reply #3686 on:** July 21, 2015, 01:54:21 PM »

They need state documents

Buruch · « **Reply #3687 on:** July 21, 2015, 01:57:02 PM »

Anyone with recent (3-4 weeks) experience in multiple apps-especially biz, please pm me.

DMYD · « **Reply #3688 on:** July 21, 2015, 01:57:57 PM »

Quote from: Buruch on July 21, 2015, 01:57:02 PM

Anyone with recent (3-4 weeks) experience in multiple apps-especially biz, please pm me.

Never tried Biz but did 2 personal No problems

Buruch · « **Reply #3689 on:** July 21, 2015, 02:03:49 PM »

Quote from: DMYD on July 21, 2015, 01:57:57 PM

Never tried Biz but did 2 personal No problems

What's your history with them?

Freddie · « **Reply #3690 on:** July 21, 2015, 02:12:28 PM »

This card is still going strong as long as you don't try to wriggle out of AF, yes? A simple yes or no from those who have recent and firsthand experience will be appreciated.

DMYD · « **Reply #3691 on:** July 21, 2015, 02:25:15 PM »

Quote from: Buruch on July 21, 2015, 02:03:49 PM

What's your history with them?

Had 4 that I downgraded 6 months ago.

sammy n · « **Reply #3692 on:** July 22, 2015, 09:32:42 AM »

Got 4 cards and closed all of them about a month after I got them. For some reason they didn't close one of them and now I missed the payment of the AF and is overdue with interest because I never checked my online account. Will it be hard to have them take it off my credit report and have them waive the fee and just close the card like I originally did??

PBaruch · « **Reply #3693 on:** July 22, 2015, 10:12:05 AM »

Quote from: sammy n on July 22, 2015, 09:32:42 AM

Got 4 cards and closed all of them about a month after I got them. For some reason they didn't close one of them and now I missed the payment of the AF and is overdue with interest because I never checked my online account. Will it be hard to have them take it off my credit report and have them waive the fee and just close the card like I originally did??

How long has it been since the date of the missed payment? My understanding is that its not reported to the credit bureau for 60 days.

sammy n · « **Reply #3694 on:** July 22, 2015, 10:17:37 AM »

Quote from: PBaruch on July 22, 2015, 10:12:05 AM

How long has it been since the date of the missed payment? My understanding is that its not reported to the credit bureau for 60 days.

I think it may have been longer then that...

DMYD · « **Reply #3695 on:** July 22, 2015, 10:19:30 AM »

Quote from: PBaruch on July 22, 2015, 10:12:05 AM

How long has it been since the date of the missed payment? My understanding is that its not reported to the credit bureau for 60 days.

If you miss your due date by 30 days it gets reported.

TAVI · « **Reply #3696 on:** July 27, 2015, 06:49:01 PM »

did a 3bm few weeks back. got 2 cards approved by calling on day of application.

can't get the 3rd card approved even after numerous HUCAs. several reps seemed willing to approve it, but eventually coming back saying that they can't approve a 3rd card given that they just approved 2 brand new products. this is with high credit score, high income, and no previous cards with BOFA.

booyaa · « **Reply #3697 on:** July 30, 2015, 12:08:11 AM »

So anyone downgrade to no annual fee card recently and had annual fee refunded after it was posted and paid? Is it still automatically refunded after a few weeks of downgrade?

Wife had 4 annual fee posted on 5/30, I downgraded them all to travel rewards today, 60-day mark. Rep said annual fee won't be refunded just because, but I went ahead and downgraded anyway in hopes to get refund automatically. Thoughts?

Also, he said I won't receive the cards for 2 to 4 weeks and product change will take effect then, I wonder if that screws up my chances of getting refund as by then it would be past 60-day mark?

JunkYardUnz · « **Reply #3698 on:** July 30, 2015, 12:22:05 AM »

Quote from: booyaa on July 30, 2015, 12:08:11 AM

So anyone downgrade to no annual fee card recently and had annual fee refunded after it was posted and paid? Is it still automatically refunded after a few weeks of downgrade?

Wife had 4 annual fee posted on 5/30, I downgraded them all to travel rewards today, 60-day mark. Rep said annual fee won't be refunded just because, but I went ahead and downgraded anyway in hopes to get refund automatically. Thoughts?

Also, he said I won't receive the cards for 2 to 4 weeks and product change will take effect then, I wonder if that screws up my chances of getting refund as by then it would be past 60-day mark?

Are you sure that was smart? There are multiple cases reported on the forum that AS has been closing accounting and clawing back miles just for downgrading/closing cards to avoid the annual fee. At this point it's the smartest just to pay it.

micahfriedland · « **Reply #3699 on:** August 03, 2015, 02:09:54 PM »

Hi y'all.

I wanna sign up for 2 personal Alaska cards (these are my first, crazy...). Do you think it'll be fine if I keep them? Also, do I need different FFN for each card?

Thanks in advance.

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Author Topic: BOFA Alaska Airlines Visa Master Thread (Read 570642 times)