Author Topic: BOFA Alaska Airlines Visa Master Thread (Read 570038 times)

mmgfarb · « **Reply #4360 on:** January 01, 2017, 03:26:46 PM »

Can't hurt but it'll probably be flagged as a duplicate, you'll have to call recon.

elimmm · « **Reply #4361 on:** January 09, 2017, 02:19:13 PM »

link in wiki wasnt working
is there a newer link? for 30k?

personal and busi will not get flagged, right?

mmgfarb · « **Reply #4362 on:** January 09, 2017, 02:26:31 PM »

Quote from: elimmm on January 09, 2017, 02:19:13 PM

link in wiki wasnt working
is there a newer link? for 30k?

personal and busi will not get flagged, right?

There's a link for 30k plus $100 for personal and 30k for biz, try DoC I think he has them.
One of each won't get flagged.

Mocha · « **Reply #4363 on:** January 10, 2017, 03:19:59 AM »

If have 1 open personal, should I cancel first before applying for another?
What are chances of getting 2 personal cards?
Possible for 2 personal and 2 biz?

Mocha · « **Reply #4364 on:** January 13, 2017, 12:55:14 AM »

Redbull3 · « **Reply #4365 on:** January 16, 2017, 10:40:36 AM »

Quote from: Mocha on January 10, 2017, 03:19:59 AM

If have 1 open personal, should I cancel first before applying for another?
What are chances of getting 2 personal cards?
Possible for 2 personal and 2 biz?

Don't close imo. Yes you can have more than 1 at a time.

SOS · « **Reply #4366 on:** January 18, 2017, 06:10:56 PM »

Quote from: elimmm on January 09, 2017, 02:19:13 PM

link in wiki wasnt working
is there a newer link? for 30k?

personal and busi will not get flagged, right?

here is a 30k link
https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VACOKD#b

yuguy · « **Reply #4367 on:** January 18, 2017, 06:33:22 PM »

I just went to close a Alaska Personal card which has the annual fee coming due at the close of my upcoming statement. (BOFA sends out notices a few months before they charge it).

I called BOFA for retention - of which there was nothing. In any event, they said that if I wait for the AF to be billed, they won't be able to refund me my AF. New rules from Alaska... DROPR? Sounds sketchy to me. Makes sense and sounds in line with the first year due to open/close (and the bow tie guy) but on the second year? I guess they don't need to prorate anything - legally - but sounds like bad practice.

I closed it to avoid any issues. I've never gotten a retention offer on one of these products anyways.

Redbull3 · « **Reply #4368 on:** January 18, 2017, 06:46:05 PM »

Quote from: yuguy on January 18, 2017, 06:33:22 PM

I just went to close a Alaska Personal card which has the annual fee coming due at the close of my upcoming statement. (BOFA sends out notices a few months before they charge it).

I called BOFA for retention - of which there was nothing. In any event, they said that if I wait for the AF to be billed, they won't be able to refund me my AF. New rules from Alaska... DROPR? Sounds sketchy to me. Makes sense and sounds in line with the first year due to open/close (and the bow tie guy) but on the second year? I guess they don't need to prorate anything - legally - but sounds like bad practice.

I closed it to avoid any issues. I've never gotten a retention offer on one of these products anyways.

DROPR for sure. Just closed one after the AF posted - they even let me close with a balance of 75.

elimmm · « **Reply #4369 on:** January 19, 2017, 05:31:34 PM »

Quote from: SOS on January 18, 2017, 06:10:56 PM

here is a 30k link
https://www.applyonlinenow.com/USCCapp/Ctl/entry?sc=VACOKD#b

got the business link too??
thanks!

refill · « **Reply #4370 on:** January 19, 2017, 05:58:05 PM »

Any idea when the miles post for the 30k + $100? I spent the 1k last month and got the statement credit, but no miles posted to AS account yet.

mmgfarb · « **Reply #4371 on:** January 19, 2017, 05:58:48 PM »

Quote from: refill on January 19, 2017, 05:58:05 PM

Any idea when the miles post for the 30k + $100? I spent the 1k last month and got the statement credit, but no miles posted to AS account yet.

Mine posted on statement close.

yuguy · « **Reply #4372 on:** January 19, 2017, 06:22:10 PM »

Quote from: refill on January 19, 2017, 05:58:05 PM

Any idea when the miles post for the 30k + $100? I spent the 1k last month and got the statement credit, but no miles posted to AS account yet.

Check the statement - you should see the points there + any spend you did on the card... It can take 7 days to hit your AS account.

elimmm · « **Reply #4373 on:** January 24, 2017, 05:34:31 PM »

30k business seems standard
https://www.bankofamerica.com/smallbusiness/credit-cards/products/alaska-airlines-business-credit-card//

also, as per FT, "Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged."

is this a known fact? seems wrong that ppl suggest doing pers and business on same day.

yuguy · « **Reply #4374 on:** January 25, 2017, 08:19:00 AM »

Quote from: elimmm on January 24, 2017, 05:34:31 PM

30k business seems standard
https://www.bankofamerica.com/smallbusiness/credit-cards/products/alaska-airlines-business-credit-card//

also, as per FT, "Credit Enquiries for Personal cards come from BofA. Enquiries for business cards come from FIA. Credit bureaus usually merge enquiries from the same requester made on the same day. Enquiries from BofA and FIA will not be merged."

is this a known fact? seems wrong that ppl suggest doing pers and business on same day.

That is correct. BofA pulls TU (in NY) for the business and EX for personal. Definitely do not merge.

elimmm · « **Reply #4375 on:** January 25, 2017, 01:54:08 PM »

Quote from: yuguy on January 25, 2017, 08:19:00 AM

That is correct. BofA pulls TU (in NY) for the business and EX for personal. Definitely do not merge.

is there still any other advantage of doing business and personal at the same time?

Aaaron · « **Reply #4376 on:** February 03, 2017, 01:40:46 PM »

Trying to close some of my AS cards and transfer CLs, they're insisting it's a pull to do so. Is that accurate? Will those pulls look like a new card app to Chase for purposes of 5/24?

mmgfarb · « **Reply #4377 on:** February 03, 2017, 03:17:30 PM »

Quote from: Aaaron on February 03, 2017, 01:40:46 PM

Trying to close some of my AS cards and transfer CLs, they're insisting it's a pull to do so. Is that accurate? Will those pulls look like a new card app to Chase for purposes of 5/24?

It's YMMV if they can do it without a pull but it won't be a new account just another pull, totally irrelevant for 5/24

Aaaron · « **Reply #4378 on:** February 03, 2017, 03:43:47 PM »

Quote from: mmgfarb on February 03, 2017, 03:17:30 PM

It's YMMV if they can do it without a pull but it won't be a new account just another pull, totally irrelevant for 5/24

Thanks

rileywiles23 · « **Reply #4379 on:** February 04, 2017, 11:01:26 PM »

Quote from: Aaaron on February 03, 2017, 01:40:46 PM

Trying to close some of my AS cards and transfer CLs, they're insisting it's a pull to do so. Is that accurate? Will those pulls look like a new card app to Chase for purposes of 5/24?

I just did it, and was not told anything about a hard pull.

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Author Topic: BOFA Alaska Airlines Visa Master Thread (Read 570038 times)