I said what I had to say and obviously some of you know individuals in this business and are sticking up for them. Anyone that wants to know anything about this business go to creditboards.com as they are the experts in this area. No need to believe anything I have said. If you can't spend an hour of your time reading up on this then you deserve to be scammed!!!
The people I know are the ones who don't have the patience to spend the time and end up paying one of the scamming companies, against my advice.
If there was a company that was honest I'd at least have someone to send them to when they inevitably say "I'm not doing this, who can I pay to do it?"
Again, I'm not saying CB isn't the correct way to do this, I'm saying people are lazy.