Author Topic: Reconsideration!! step by step q:?!  (Read 11320 times)

Offline sawlw

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Reconsideration!! step by step q:?!
« on: June 20, 2011, 10:26:03 AM »
Hi
I applied for 3 chase cards 3 browsers and all are pending......
What's the best, safest,  quickest and proven way  to have them pushed through?
Do I Wait. For an answer in the mail?
Do I call recon 1st?
Do I go straight to credit analyst reconsideration?
Is there any one way better then other to go about it?
TIA

Offline smurf

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Re: Reconsideration!! step by step q:?!
« Reply #1 on: June 20, 2011, 02:00:33 PM »
Hi
I applied for 3 chase cards 3 browsers and all are pending......
What's the best, safest,  quickest and proven way  to have them pushed through?
Do I Wait. For an answer in the mail?
Do I call recon 1st?
Do I go straight to credit analyst reconsideration?
Is there any one way better then other to go about it?
TIA
Do you have the reference numbers?

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #2 on: June 20, 2011, 03:22:18 PM »
Yup

Online AsherO

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Re: Reconsideration!! step by step q:?!
« Reply #3 on: June 20, 2011, 03:28:53 PM »
Yup

It's a combination of art and luck, it's not a hard science IHMO. You may have to call several times. If you have reference numbers, don't wait for the letter to call. Have your arguments lined up (been with chase for years, spend a lot, pay my bill on time, loyal customer, willing to transfer balance from card x, willing to close card y etc. etc.). Call first about the card(s) you want to get approved for the most (e.g. Sapphire 50k to match to 100k). Be nice to the phone reps, and don't give up.

Good luck, please keep us posted on how you fare.
DDF FFB (Forum From Birth)

Offline smurf

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Re: Reconsideration!! step by step q:?!
« Reply #4 on: June 20, 2011, 03:40:19 PM »
It's a combination of art and luck, it's not a hard science IHMO. You may have to call several times. If you have reference numbers, don't wait for the letter to call. Have your arguments lined up (been with chase for years, spend a lot, pay my bill on time, loyal customer, willing to transfer balance from card x, willing to close card y etc. etc.). Call first about the card(s) you want to get approved for the most (e.g. Sapphire 50k to match to 100k). Be nice to the phone reps, and don't give up.

Good luck, please keep us posted on how you fare.
Try to get the first approved just by calling the rest may require sacrifices. Also have a decent excuse why you want each one(Like you prefer the partner rewards program , to separate expenses....)

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #5 on: June 20, 2011, 03:41:23 PM »
Thanx
Do I call recon. dept?
Or do I call credit analyst recon?

Offline myb821

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Re: Reconsideration!! step by step q:?!
« Reply #6 on: June 20, 2011, 03:41:45 PM »
Thanx
Do I call recon. dept?
Or do I call credit analyst recon?
either

Offline irleetnoob

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Re: Reconsideration!! step by step q:?!
« Reply #7 on: June 21, 2011, 01:46:55 PM »
Might be a silly question, but where do we get these "reference numbers" mentioned here? Did it come from the application page when you submitted it?

When you're talking to recon and they mention that they will probably let us know in 2 weeks, do you then ask them if they can approve it sooner? How does that conversation work out? :)

Thanks for the advice! Learning the ropes..

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Re: Reconsideration!! step by step q:?!
« Reply #8 on: June 21, 2011, 02:30:08 PM »
Might be a silly question, but where do we get these "reference numbers" mentioned here? Did it come from the application page when you submitted it?

When you're talking to recon and they mention that they will probably let us know in 2 weeks, do you then ask them if they can approve it sooner? How does that conversation work out? :)

Thanks for the advice! Learning the ropes..

Your AppID can be retrieved from the browser source code of the confirmation page that loads after you submit your application. ('View > Source' or 'View > Page Source' in your browser, then hit ctrl+F to find it).

Calling recon is a YMMV, call a lot, get lucky, and you get approved. There's an art to it, and practice will take you a long way.

DDF FFB (Forum From Birth)

Offline smurf

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Re: Reconsideration!! step by step q:?!
« Reply #9 on: June 21, 2011, 02:45:14 PM »
Your AppID can be retrieved from the browser source code of the confirmation page that loads after you submit your application. ('View > Source' or 'View > Page Source' in your browser, then hit ctrl+F to find it).

Calling recon is a YMMV, call a lot, get lucky, and you get approved. There's an art to it, and practice will take you a long way.
Just called recon twice for a friend once I even spoke to a manager but no luck. I guess there is only so much you can do with only 20 months of credit history.
Is credit analyst a diiferent dept? I don't want to call the same dept a third time.

Offline scwam

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Re: Reconsideration!! step by step q:?!
« Reply #10 on: June 21, 2011, 03:47:34 PM »
You also might want to consider some cards have a minimum credit limit of 5k to be issued. I think this is the case with CO.

Offline smurf

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Re: Reconsideration!! step by step q:?!
« Reply #11 on: June 21, 2011, 03:53:57 PM »
You also might want to consider some cards have a minimum credit limit of 5k to be issued. I think this is the case with CO.
Thats what they told me. Although they couldn't promise that he'd get approved even for a lower limit cc.

Offline joey89

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Re: Reconsideration!! step by step q:?!
« Reply #12 on: June 21, 2011, 04:24:32 PM »
You also might want to consider some cards have a minimum credit limit of 5k to be issued. I think this is the case with CO.
i got the continental with a spending limit under 5K. i just didnt get the one pass plus but i got the 55k bonus

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #13 on: June 21, 2011, 05:18:41 PM »
HELP!!!!
applied  for 3 cards yesterday, all pending
just called recon with my saffire ref.# was told its not working so i risked it, and gave my social......
they only have my hyatt in file! does tht happen, does it make sense? wht do i do? :-[

+ they said they cnt edit the hyatt since its pending!!

Offline myb821

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Re: Reconsideration!! step by step q:?!
« Reply #14 on: June 21, 2011, 05:19:39 PM »
HELP!!!!
applied  for 3 cards yesterday, all pending
just called recon with my saffire ref.# was told its not working so i risked it, and gave my social......
they only have my hyatt in file! does tht happen, does it make sense? wht do i do? :-[
did u do all in same browser

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #15 on: June 21, 2011, 05:20:38 PM »
did u do all in same browser
nope
chrome / opera / IE

Offline myb821

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Re: Reconsideration!! step by step q:?!
« Reply #16 on: June 21, 2011, 05:22:00 PM »
u sure they all got sent

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #17 on: June 21, 2011, 05:22:55 PM »
u sure they all got sent
i have 3 app id's

Offline myb821

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Re: Reconsideration!! step by step q:?!
« Reply #18 on: June 21, 2011, 05:23:10 PM »
so call again

Offline sawlw

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Re: Reconsideration!! step by step q:?!
« Reply #19 on: June 21, 2011, 05:24:15 PM »
so call again

did! was told my ref isnt working, and they only see one app on june 21