Author Topic: meet "Beam" - a new high APY fdic insured bank  (Read 9598 times)

Offline henche

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #60 on: March 21, 2018, 11:59:42 PM »
I thought so. But if they are fraud, even with FDIC it can take months to get back your money no? Can we have a poll, fraud/legit?

I think the FDIC diligences that.

Offline Yammer

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #61 on: March 22, 2018, 12:16:25 AM »
Just signed up...

Offline Eliyohu

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #62 on: June 24, 2018, 08:54:18 PM »
Anyone else find it strange that the confirmation to join the trial last week was a regular Google form?

Offline Dr Moose

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #63 on: June 24, 2018, 08:56:12 PM »
Anyone else find it strange that the confirmation to join the trial last week was a regular Google form?
Yes, very much so.
Hey there! I am using DansDeals Forums.

Offline ben89

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #64 on: June 24, 2018, 10:23:59 PM »
Anyone else find it strange that the confirmation to join the trial last week was a regular Google form?
yup. Very yeshivish

Offline Lou Bob

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #65 on: June 24, 2018, 11:16:14 PM »
yup. Very yeshivish
post on sybo
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Offline davidrotts63

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #66 on: June 24, 2018, 11:31:05 PM »
What I find strange is that they bumped me from #31 to over #33,000 and they can't seem to fix it, or give me early access...
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Aerial Dag

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #67 on: June 27, 2018, 10:37:05 AM »
By the time Beam goes live 4% APY will be the norm...
There are already savings accounts that offer 2%

Offline luckyluck

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #68 on: September 03, 2018, 04:09:12 PM »
Android app now available

Offline tjak

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #69 on: September 03, 2018, 05:06:56 PM »
Anyone here sign up for this and recommend it? Scared me off a little when they sent that google doc to sign up.

Offline churnbabychurn

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #70 on: September 03, 2018, 05:26:13 PM »
Its per a person per a bank
I always thought per account

Offline Dan

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #71 on: September 03, 2018, 05:30:12 PM »
I always thought per account
Per type of account.

CMIIW, but my understanding would be:

A and B are married and have kids C, D, E, F, G and want $3.5MM insured.

Account 1 is under A's name and has $250K insured.
Account 2 is under B's name and has $250K insured.
Account 3 is a joint account for A and B and has $500K insured.
Account 4 is under A's name and has POD beneficiaries names as C, D, E, F, G and has $1.25MM insured.
Account 4 is under B's name and has POD beneficiaries names as C, D, E, F, G and has $1.25MM insured.

« Last Edit: September 03, 2018, 05:35:01 PM by Dan »
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Offline Dan

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #72 on: September 03, 2018, 05:35:39 PM »
Per type of account.

CMIIW, but my understanding would be:

A and B are married and have kids C, D, E, F, G and want $3.5MM insured.

Account 1 is under A's name and has $250K insured.
Account 2 is under B's name and has $250K insured.
Account 3 is a joint account for A and B and has $500K insured.
Account 4 is under A's name and has POD beneficiaries names as C, D, E, F, G and has $1.25MM insured.
Account 4 is under B's name and has POD beneficiaries names as C, D, E, F, G and has $1.25MM insured.


FDIC seems to agree:
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Offline churnbabychurn

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #73 on: September 03, 2018, 05:49:58 PM »
FDIC seems to agree:

Are different account types recognized? Like can A have both a checking and savings acct at Citi?

Offline Dan

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Re: meet "Beam" - a new high APY fdic insured bank
« Reply #74 on: September 03, 2018, 07:19:23 PM »
Are different account types recognized? Like can A have both a checking and savings acct at Citi?
Savings, checking, and CDs would not add to the $250K coverage.
It goes by ownership type, not account type.
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