If I understand correctly, if you have a card that covers Israel you can decline CDW+TP, but you have to buy LI. However, if you don't have a card that covers Israel you have to buy CDW+TP, but you do NOT have to buy LI.
For the car I'm looking at (the cheapest automatic in Budget), CDW is $11, TP is $4, and LI is $12.
Does this mean that WMC coverage is only saving you $3 a day, or am I missing something?