Disputing has a low chance of success, unless Barclay's simply ignores the CRA.
The only way to do it is via Barclay. Try a "goodwill letter."
Please explain " goodwill letter" and how to do it! My english skill is not as good as yours or anyone else on dansdeals. I spoke to barclay card rep and supervisor, they said they have ZERO or can't do anything cos all late payment are automatic and they can't remove late payment remark for me and that I have to call the credit bureau. My creditkarma report sahs 60 days late reported to Transunion and Equifax, I was able to speak to Transunion rep on phone to dispute but not Equifax cos it is all automated. Equifax report DOES NOT show any negative remarks & I found nothing thatw as late in Equifax . Weird?
Anyway, I just sent secure message through my barclay account category? other account related inquiry:
Dear Sir/Madam
I see that my credit score dropped by 55 points due to a late/missed payment report on my card ending in ****.. There was a $2.66 charge in June 2017 that is reported late. I didn't intentionally not pay that amount on time. It seems to be an error because I never received email notification of the statement at the time and I also didn't receive mail statement. When I checked my account yesterday, I learnt that there was a payment that was past due and I immediately made the full payment online. I asked the card representative today to turn on mail statement delivery so I do get my monthly statement.
I sincerely request you to get the negative late payment remarks removed from my credit bureau agency.
Thank you
Sincerely
***** *****