Author Topic: Equifax Sacks 2 Executives, Gets Devious to Stop You from Getting a Credit Freez  (Read 2193 times)

Offline ludmila

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It will keep getting worse for Equifax and the rest of the credit bureaus. I guess this could be the BIG SHORT of the year.If it breaks 90 Ill short EFX and keep a trailing stop.

https://wolfstreet.com/2017/09/17/wells-fargo-recommends-credit-freeze-in-equifax-hack/
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Offline casualchurner

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Trans Union has an option on their site for free enrollment in TrueIdentity which gives a user "the ability to lock and unlock your credit whenever you want".
How is this different than placing an actual "credit freeze" on my credit file?

ETA: From comments upthread, I'm assuming that it's not as effective as an actual freeze. Is that true? If so, why?

Offline ludmila

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Trans Union has an option on their site for free enrollment in TrueIdentity which gives a user "the ability to lock and unlock your credit whenever you want".
How is this different than placing an actual "credit freeze" on my credit file?

ETA: From comments upthread, I'm assuming that it's not as effective as an actual freeze. Is that true? If so, why?
Good question, does anyone know?
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Offline AsherO

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Offline casualchurner

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can't you just fill this out?
https://www.freeze.equifax.com/Freeze/jsp/SFF_PersonalIDInfo.jsp
I think that a separate freeze needs to be placed at each credit bureau.

Offline ludmila

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I think that a separate freeze needs to be placed at each credit bureau.
Correct.
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Offline ADG

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can someone post a link to make the freeze?