the guys answering the SMs dont have access to the notes? what is a nusach that ppl have written to them that has gotten them approved?
I got approved today on the phone with reconsideration. I prepared which card I would close to get this approved.
First he put me on hold to review the application. Then he came back and told me the same thing the letter did. Not enough time passed since my last new card.
He added that the new card is also a SW, like I am trying to open.
I told him that I want different cards for diff types of spending. Like a health savings account (do they still have those?) and other specific types of spending I want separated. And, I don't mind closing my united card and moving the 10K CL.
[Actually, since my united has a balance we left 2K in united to keep the card open and moved only 8K to the new SW card. ]
Oh, he said, should I put this through reconsideration? Sure.
Ok, then let me review certain information. He then reviewed the income and home ownership and employment info that was on the application. Then he put me on hold to put the papers through.
Voila! My husband is now the proud (if unknowing) owner of 2 SW cards! [That was actually the hardest part- worrying that the rep would notice the 'male' checked on the application.]