Author Topic: increase credit card limit  (Read 6347 times)

Offline S209

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Re: increase credit card limit
« Reply #20 on: September 15, 2023, 01:58:53 PM »
I see when logging into amex under offers “accept credit limit increase” and when clicking on it: “In recognition of your excellent history with American Express, we'd like to extend you an opportunity to increase your credit limit…”

Is this typically a hard or soft pull?
IME a limit increase with Amex is never a hard pull, but it should tell you if it is before you submit your request regardless.

Even opening a new card with Amex generally isn’t a hard pull.
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Offline aryeh1

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Re: increase credit card limit
« Reply #21 on: September 15, 2023, 01:59:59 PM »
IME a limit increase with Amex is never a hard pull, but it should tell you if it is before you submit your request regardless.

Even opening a new card with Amex generally isn’t a hard pull.
Didn't say afaik.

New to me- since when is opening a new card not a hard pull?

Offline S209

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Re: increase credit card limit
« Reply #22 on: September 15, 2023, 02:01:45 PM »
Didn't say afaik.

New to me- since when is opening a new card not a hard pull?
Since forever, if you have cards with Amex they don’t pull again (with some exceptions).
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Offline aryeh1

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Re: increase credit card limit
« Reply #23 on: September 15, 2023, 02:03:20 PM »
Since forever, if you have cards with Amex they don’t pull again (with some exceptions).
Hmm.. used to always pull , usually was experian