Author Topic: increase credit card limit  (Read 2811 times)

Offline kingsfan33

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increase credit card limit
« on: June 24, 2011, 04:54:54 PM »
I need to raise my credit card limit with amex starwood business.

They declined my request to raise from 3k to 12k.

I don't know why, my personal amex starwood has a 40k limit!

Any recommendations?

Offline AsherO

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Re: increase credit card limit
« Reply #1 on: June 26, 2011, 12:11:40 AM »
I need to raise my credit card limit with amex starwood business.

They declined my request to raise from 3k to 12k.

I don't know why, my personal amex starwood has a 40k limit!

Any recommendations?

Ask if you can move over some of the 40k CL.
My barber needs your support, hes a real sweetheart.

https://www.gofundme.com/f/save-our-barber-shop

Offline kingsfan33

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Re: increase credit card limit
« Reply #2 on: July 07, 2011, 12:16:00 AM »
thx, just seeing this. still have not resolved this...

Offline morez

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Re: increase credit card limit
« Reply #3 on: July 08, 2011, 03:54:16 PM »
Hi I'm pretty new to the forums, but I have looked around a lot and learned so much from all of your posts. I would like to sign up for a credit card, and this will be my first. I have searched the forums for an answer to my following question, but have not found what I am looking for, so.. If I do not have a real income (supported by parents), what should I write when they ask for my income? I need to be able to spend at least around $2,000 or so every month, so I guess the "income" has to be high enough to be approved for such a limit. Thanks!

Offline steve L

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Re: increase credit card limit
« Reply #4 on: July 08, 2011, 04:21:56 PM »
I need to raise my credit card limit with amex starwood business.

They declined my request to raise from 3k to 12k.

I don't know why, my personal amex starwood has a 40k limit!

Any recommendations?
bec amex only let you triple your current credit line every 6 months. so 3k then max is 9k

Offline smurf

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Re: increase credit card limit
« Reply #5 on: July 08, 2011, 05:09:29 PM »
bec amex only let you triple your current credit line every 6 months. so 3k then max is 9k
Does that rule apply to business ccs as well?

Offline steve L

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Re: increase credit card limit
« Reply #6 on: July 08, 2011, 05:58:50 PM »
Does that rule apply to business ccs as well?
i dont know but i assume that is a general amex policy

dont want to be too greedy triple what you got know id very good.
i always got instant approval for more credit line

Offline AsherO

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Re: increase credit card limit
« Reply #7 on: July 09, 2011, 10:57:52 PM »
Hi I'm pretty new to the forums, but I have looked around a lot and learned so much from all of your posts. I would like to sign up for a credit card, and this will be my first. I have searched the forums for an answer to my following question, but have not found what I am looking for, so.. If I do not have a real income (supported by parents), what should I write when they ask for my income? I need to be able to spend at least around $2,000 or so every month, so I guess the "income" has to be high enough to be approved for such a limit. Thanks!

What card are you signing up for? With Chase, I'm yet to hear of them asking for verification. Citi/Amex sometimes ask you to verify it (with IRS form 4506-T).

bec amex only let you triple your current credit line every 6 months. so 3k then max is 9k

Where'd you get this info from?
My barber needs your support, hes a real sweetheart.

https://www.gofundme.com/f/save-our-barber-shop

Offline smurf

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Re: increase credit card limit
« Reply #8 on: July 09, 2011, 11:13:46 PM »
@AsherO
I was told the same by the amex credit dept last time I called for an increase.

Offline morez

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Re: increase credit card limit
« Reply #9 on: July 09, 2011, 11:15:19 PM »
I was looking to open the starwood amex

Offline steve L

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Re: increase credit card limit
« Reply #10 on: July 09, 2011, 11:34:49 PM »
@asher0
a cpl csr's told me that when trying to do it for me and my wife

Offline Yup

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Re: increase credit card limit
« Reply #11 on: July 09, 2011, 11:38:45 PM »
Do they do a hard pull on your credit report when you ask for a credit increase?

Offline steve L

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Re: increase credit card limit
« Reply #12 on: July 10, 2011, 12:06:10 AM »
Do they do a hard pull on your credit report when you ask for a credit increase?
i have never had a pull done from that

Offline smurf

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Re: increase credit card limit
« Reply #13 on: July 10, 2011, 01:16:21 AM »
+1
No hard pull

Offline AsherO

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Re: increase credit card limit
« Reply #14 on: July 10, 2011, 01:19:48 AM »
@AsherO
I was told the same by the amex credit dept last time I called for an increase.
+1
No hard pull

Both these policies are new to me, I guess things have changed at Amex since I've been building a CL there.

Just be careful not to get too big a CL, or you risk an F/R.
My barber needs your support, hes a real sweetheart.

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