Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2477241 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #10140 on: March 27, 2016, 10:34:23 PM »
It seems recently Chase has been more willing to approve cards
Not quite

Offline yoshapman

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Re: Chase Reconsideration
« Reply #10141 on: March 28, 2016, 09:48:46 AM »
Not quite

Really, I've seen a lot more people getting approved for cobranded cards recently, including myself and my wife where we always had trouble before, and she now has 7.

So worth the pull or possible backlash to apply for 2 more co-branded cards when I've gotten 2 in the last 3 months? I only have 4 Chase cards total though.

Offline PETERP

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Re: Chase Reconsideration
« Reply #10142 on: March 28, 2016, 01:46:44 PM »
Really, I've seen a lot more people getting approved for cobranded cards recently, including myself and my wife where we always had trouble before, and she now has 7.

So worth the pull or possible backlash to apply for 2 more co-branded cards when I've gotten 2 in the last 3 months? I only have 4 Chase cards total though.

I tend to agree. Chase was adamant and denying me and recently my first HUCA
 Was successful and the tone of the rep was much more conciliatory. I might try a Marriott God based on that next week

Offline Iz

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Re: Chase Reconsideration
« Reply #10143 on: March 28, 2016, 03:11:07 PM »
BA was denied due to having gotten the bonus a year ago. Different FFN. Any suggestions? Thanks.

Offline mord1

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Re: Chase Reconsideration
« Reply #10144 on: March 28, 2016, 05:06:33 PM »
To everyone who is giving up, I applied for an ink card 2 months ago, huced multiple times, kept getting denied. gave up, lowered my personal CL by 10k. then applied again, did NOT call, waited very patiently, got a denial letter last week, called got rejected, just called again and despite the rep wanting to know why I applied for 12 (I thought it was more) cards in the last 2 years, she approved me! time to move onto some personal before 5/24 kicks in!

Offline David1

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Re: Chase Reconsideration
« Reply #10145 on: March 29, 2016, 12:07:59 AM »
Got reviewing application on United Explorer and Marriott card. Should I Call or wait 7-10 days for decision by mail?

Offline CS91

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Re: Chase Reconsideration
« Reply #10146 on: March 29, 2016, 12:39:04 AM »
Got reviewing application on United Explorer and Marriott card. Should I Call or wait 7-10 days for decision by mail?
If you're getting the 7-10 day message when you call automated system for status, that means declined.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #10147 on: March 29, 2016, 08:11:51 AM »

If you're getting the 7-10 day message when you call automated system for status, that means declined.

-1
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Offline CS91

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Re: Chase Reconsideration
« Reply #10148 on: March 29, 2016, 08:27:47 AM »
-1
That's always what it's meant for me and that's what it says in the Wiki. If I was wrong, my apologies. Guess the Wiki needs updating.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #10149 on: March 29, 2016, 08:31:12 AM »
That's always what it's meant for me and that's what it says in the Wiki. If I was wrong, my apologies. Guess the Wiki needs updating.

I would most definitely not rely on the wiki. I had 2 of those 3 weeks ago. Both were pending. Both were approved after calling. They had not been declined.
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Offline CS91

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Re: Chase Reconsideration
« Reply #10150 on: March 29, 2016, 08:31:52 AM »
I would most definitely not rely on the wiki. I had 2 of those 3 weeks ago. Both were pending. Both were approved after calling. They had not been declined.
Good to know.

Offline David1

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Re: Chase Reconsideration
« Reply #10151 on: March 29, 2016, 09:15:04 AM »
I would most definitely not rely on the wiki. I had 2 of those 3 weeks ago. Both were pending. Both were approved after calling. They had not been declined.
Ok great going to give them a call today.

Offline AJK

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Re: Chase Reconsideration
« Reply #10152 on: March 29, 2016, 09:36:59 AM »
I would most definitely not rely on the wiki. I had 2 of those 3 weeks ago. Both were pending. Both were approved after calling. They had not been declined.
But they likely would have been.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline benjie1305

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Re: Chase Reconsideration
« Reply #10153 on: March 29, 2016, 09:39:29 AM »
But they likely would have been.

I can't confidently say that each one will/would be approved after calling as that is completely subjective but can definitely say that not every "7-10" message means it is declined. They were not for me. They were not for my wife. And those are very recent data points.

Again, they might be for some. Certainly not for all though.
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Offline AJK

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Re: Chase Reconsideration
« Reply #10154 on: March 29, 2016, 09:40:15 AM »
Just got off phone with Biz Recon. They wanted to pull a second bureau to reconsider. First for me. Anyway, I consented and they recommended for approval which takes 24-48. Can call status line then and check to see if approved?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

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Re: Chase Reconsideration
« Reply #10155 on: March 29, 2016, 09:41:09 AM »
I can't confidently say that each one will/would be approved after calling as that is completely subjective but can definitely say that not every "7-10" message means it is declined. They were not for me. They were not for my wife. And those are very recent data points.

Again, they might be for some. Certainly not for all though.
Nope. It means it *will* be declined if left untouched. It's out of review, but not yet officially declined.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline CS91

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Re: Chase Reconsideration
« Reply #10156 on: March 29, 2016, 09:48:53 AM »
Just got off phone with Biz Recon. They wanted to pull a second bureau to reconsider. First for me. Anyway, I consented and they recommended for approval which takes 24-48. Can call status line then and check to see if approved?
If it gets approved, the status line will say it. Though IME, when they recommend for approval, I had to call back a few days later to get it pushed through for official approval.

Offline benjie1305

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Re: Chase Reconsideration
« Reply #10157 on: March 29, 2016, 10:09:36 AM »
Received bonus on Personal Plat last week.  Now hit with PRG AF and want to call for bonus, but have little spend history and don't want to raise questions re PGGM (is that a legit concern?).  Best to just DG/close?

I think this is meant for a different thread.
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Offline Ysturmwind

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Re: Chase Reconsideration
« Reply #10158 on: March 29, 2016, 10:16:23 AM »
Nope. It means it *will* be declined if left untouched. It's out of review, but not yet officially declined.

When you say "if left untouched" what do you mean? To avoid being denied should you call the recon line again to try to push through?

Offline TimT

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Re: Chase Reconsideration
« Reply #10159 on: March 29, 2016, 10:20:09 AM »
When you say "if left untouched" what do you mean? To avoid being denied should you call the recon line again to try to push through?
He means if you leave it status quo. Try to get it approved.