Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2470724 times)

Offline sammy n

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2013
  • Posts: 2815
  • Total likes: 21
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10220 on: March 31, 2016, 08:27:16 AM »
Any way to check in 2-3 days time? (Or that's what you figured I meant in the first place..)
The latter. Sry.

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25512
  • Total likes: 738
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: Chase Reconsideration
« Reply #10221 on: March 31, 2016, 10:08:02 AM »
Just got off phone with Biz Recon. They wanted to pull a second bureau to reconsider. First for me. Anyway, I consented and they recommended for approval which takes 24-48. Can call status line then and check to see if approved?
Of course now the status line has no record of any applications for me. So now I have to call recon again to find out status?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline yitrap

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Apr 2014
  • Posts: 3315
  • Total likes: 56
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
Chase Reconsideration
« Reply #10222 on: March 31, 2016, 11:14:25 AM »
Business lending systems are down

Eta, they said to call back later today

Offline GettingReady

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2015
  • Posts: 259
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10223 on: March 31, 2016, 03:05:30 PM »
Hubs: CSP denied 7/15 "since he was an AU on my account and had access to a card." First new CC in 10 years. Cx AU, tried again  3/26. Denied via snail mail. "Too many credit cards opened in the last two years". Eight new cards. FICO 806 on 3/29.  Sigh.

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10224 on: March 31, 2016, 03:08:30 PM »


Hubs: CSP denied 7/15 "since he was an AU on my account and had access to a card." First new CC in 10 years. Cx AU, tried again  3/26. Denied via snail mail. "Too many credit cards opened in the last two years". Eight new cards. FICO 806 on 3/29.  Sigh.

Last year's denial reason was garbage, you probably could've recon-ed it with very little effort. This years reason is much tougher.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline GettingReady

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Dec 2015
  • Posts: 259
  • Total likes: 2
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Reconsideration
« Reply #10225 on: March 31, 2016, 03:41:15 PM »

Last year's denial reason was garbage, you probably could've recon-ed it with very little effort. This years reason is much tougher.

I tried recon on my first card application, the Ink, after doing my homework and it was still an epic fail. Not going to try on this one. I'm crossing Chase off the list. Not about to wait 2 years and lose out on other offers. I don't think their cards aren't valuable enough to offset opportunity cost.

Offline elya

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2396
  • Total likes: 96
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10226 on: March 31, 2016, 06:21:40 PM »
Usually means your approved.
Called a few times to check status, recording said "we will notify you in about 2 weeks" which as per the wiki means pending, however when I called now it changed to "we will notify you in 7-10 business days" which as per the wiki means declined. Any ideas?

Offline rockstarhockstar

  • Dansdeals Gold Elite
  • ***
  • Join Date: Apr 2014
  • Posts: 216
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn Ny
Re: Chase Reconsideration
« Reply #10227 on: March 31, 2016, 07:25:39 PM »
If the page after a business app says "we should have a decision in 7-10 business days" does that say anything about me getting approved or denied?

Offline Buruch

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Dec 2012
  • Posts: 1984
  • Total likes: 39
  • DansDeals.com Hat Tips 3
    • View Profile
Re: Chase Reconsideration
« Reply #10228 on: March 31, 2016, 10:06:00 PM »
That whole thing is outdated.

Offline efflpetzel

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Aug 2012
  • Posts: 2905
  • Total likes: 145
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10229 on: April 01, 2016, 12:36:51 AM »
What does the thirty day message mean

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10230 on: April 01, 2016, 12:42:48 AM »
What does the thirty day message mean
Wait three days to see if the message changes. If it doesn't, call in for verification.
(Some would say not to call at all. Others would say to call right away.)
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline elya

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2015
  • Posts: 2396
  • Total likes: 96
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10231 on: April 01, 2016, 08:22:10 AM »
That whole thing is outdated.
The fact that the message "we will notify within 7-10 business days of our decision" means declined, and "we will notify you in about 2 weeks time" means pending. is 100% correct!

Offline smiles

  • Dansdeals Gold Elite
  • ***
  • Join Date: Sep 2013
  • Posts: 144
  • Total likes: 1
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #10232 on: April 01, 2016, 10:25:56 AM »
It's giving me the 30 days message. I've called in a few times and I keep getting that there's nothing they can do, it needs to go through the process, no way to expedite. Is that true? Any point in continuing to HUCA?

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10233 on: April 01, 2016, 10:31:58 AM »
It's giving me the 30 days message. I've called in a few times and I keep getting that there's nothing they can do, it needs to go through the process, no way to expedite. Is that true? Any point in continuing to HUCA?
Leave it alone and wait.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline avadah

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Sep 2012
  • Posts: 2539
  • Total likes: 38
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Jerusalem
Re: Chase Reconsideration
« Reply #10234 on: April 01, 2016, 11:08:10 AM »
It's giving me the 30 days message. I've called in a few times and I keep getting that there's nothing they can do, it needs to go through the process, no way to expedite. Is that true? Any point in continuing to HUCA?
when I got the 30 day message they said I was declined  automatically  without a pull because  I received  the sign up bonus within  24 mos.

Offline Ysturmwind

  • Dansdeals Gold Elite
  • ***
  • Join Date: May 2014
  • Posts: 190
  • Total likes: 9
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #10235 on: April 02, 2016, 09:53:10 PM »
I applied for 2 cards on 3/28 and they said my application was sent to another dept that I cannot speak to, I was told I would have a decision by Friday. I called today and they said its still pending and could be up to 30 days from my application date. Has anyone dealt with this other dept or had an application take this long?

Offline Aaaron

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2012
  • Posts: 1396
  • Total likes: 39
  • DansDeals.com Hat Tips 3
    • View Profile
  • Location: Baltimore
Re: Chase Reconsideration
« Reply #10236 on: April 02, 2016, 10:03:26 PM »
I applied for 2 cards on 3/28 and they said my application was sent to another dept that I cannot speak to, I was told I would have a decision by Friday. I called today and they said its still pending and could be up to 30 days from my application date. Has anyone dealt with this other dept or had an application take this long?

I'm having that on biz cards.

Offline Hjay

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jan 2016
  • Posts: 1361
  • Total likes: 93
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #10237 on: April 05, 2016, 10:53:07 AM »
See this discussed a lot but no agreement so I'll ask for recent experience… applied on 3/31 for freedom & Hyatt both said 7-10 when I applied & when I call now it says 2 weeks… should I call or let it play it out?

Offline David Smith

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2015
  • Posts: 8134
  • Total likes: 212
  • DansDeals.com Hat Tips 13
    • View Profile
Re: Chase Reconsideration
« Reply #10238 on: April 05, 2016, 11:05:25 AM »
See this discussed a lot but no agreement so I'll ask for recent experience… applied on 3/31 for freedom & Hyatt both said 7-10 when I applied & when I call now it says 2 weeks… should I call or let it play it out?
Let it sit.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline Hershelsdeals

  • Dansdeals Presidential Platinum Elite
  • ********
  • Join Date: Jul 2014
  • Posts: 3590
  • Total likes: 13
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #10239 on: April 05, 2016, 11:13:55 AM »
Applied Thursday for 2 cards, approved one, second got the 2 week msg. My second app got approved today automatically ( without calling)