Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1404028 times)

Offline TimT

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Re: Chase Reconsideration
« Reply #10485 on: August 21, 2016, 10:41:55 PM »
its not about cpc i believe
different thing

Offline duvz

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Re: Chase Reconsideration
« Reply #10486 on: August 22, 2016, 04:02:22 PM »
Applied for the Chase Sapphire Reserve, didn't get instant approval, I called recon and they said it got declined due to too many CC's opened in the last 24 months (they said 8 total). HUCA'd again and the next rep said the same exact thing. Any use in continuing to HUCA for this card? I do not have any Chase branches in my city (Pittsburgh) and the closest one is one hour drive away. TIA.

Offline avadah

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Re: Chase Reconsideration
« Reply #10487 on: August 22, 2016, 04:38:38 PM »
Applied for the Chase Sapphire Reserve, didn't get instant approval, I called recon and they said it got declined due to too many CC's opened in the last 24 months (they said 8 total). HUCA'd again and the next rep said the same exact thing. Any use in continuing to HUCA for this card? I do not have any Chase branches in my city (Pittsburgh) and the closest one is one hour drive away. TIA.
probably  not.

Offline duvz

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Re: Chase Reconsideration
« Reply #10488 on: August 22, 2016, 04:40:43 PM »
probably  not.
That was my self-drawn conclusion as well, thx.

Offline David Smith

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Re: Chase Reconsideration
« Reply #10489 on: August 22, 2016, 05:01:08 PM »
Applied for the Chase Sapphire Reserve, didn't get instant approval, I called recon and they said it got declined due to too many CC's opened in the last 24 months (they said 8 total). HUCA'd again and the next rep said the same exact thing. Any use in continuing to HUCA for this card? I do not have any Chase branches in my city (Pittsburgh) and the closest one is one hour drive away. TIA.
You win some, you lose some. Swallow the loss and apply for a non 5/24 card to combine the pull.
Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline avadah

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Re: Chase Reconsideration
« Reply #10490 on: August 22, 2016, 05:05:03 PM »
You win some, you lose some. Swallow the loss and apply for a non 5/24 card to combine the pull.
such as?

Offline duvz

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Re: Chase Reconsideration
« Reply #10491 on: August 22, 2016, 05:06:29 PM »

Offline David Smith

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Who do you think you are fooling? You think you are going to pull a quick one on your Creator? Good luck with that.
JTZ

Offline bp27

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Re: Chase Reconsideration
« Reply #10493 on: August 22, 2016, 06:12:34 PM »
I just applied for the CSR card and got instant approval (35K CL). I then applied for the Freedom Unlimited and got pending. Called recon, and they said it was because of too much credit line. I moved $20K from the CL on my British Airways card (lowered from 25k to 5k). Was told that it still needs to go through lending for final approval.

What typically happens? I'm new to this. Thanks.

Offline MosheD

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Re: Chase Reconsideration
« Reply #10494 on: August 22, 2016, 09:08:46 PM »
So acc to wiki if you get pending 7-10 it's declined.
So far, I know of two reports today of 7-10 and it was just verification.

Has anyone else had this?
Perhaps Chase changed their system...

Offline keepsmiling123

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Re: Chase Reconsideration
« Reply #10495 on: August 23, 2016, 01:27:11 PM »
So acc to wiki if you get pending 7-10 it's declined.
So far, I know of two reports today of 7-10 and it was just verification.

Has anyone else had this?
Perhaps Chase changed their system...

happened to me once for a southwest card. just wanted to verify it was me applying. another time when applying for IHG, I got the message called recon and was told denied and a few days later received the card :)

Offline htg123

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Re: Chase Reconsideration
« Reply #10496 on: August 24, 2016, 01:06:18 AM »
applied for CSR -got the 7-10 message. gotta wait it out >:(
Im at 2-3/24 but an au on lots of cards which is probly what triggered the pending. credit score 800+....hope all works out

Offline TimT

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Re: Chase Reconsideration
« Reply #10497 on: August 24, 2016, 01:16:56 AM »
applied for CSR -got the 7-10 message. gotta wait it out >:(
Im at 2-3/24 but an au on lots of cards which is probly what triggered the pending. credit score 800+....hope all works out
If the au's are on your report then your over 2-3.

Online SrulyS

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Re: Chase Reconsideration
« Reply #10498 on: August 24, 2016, 01:22:17 AM »
applied for CSR -got the 7-10 message. gotta wait it out >:(
Im at 2-3/24 but an au on lots of cards which is probly what triggered the pending. credit score 800+....hope all works out
In this case I would call and ask them to list how many individual accounts (as opposed to au accounts) are on the report. If they answer 4 or less ask them to reconsider based on that.


Offline Triple Canopy

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Re: Chase Reconsideration
« Reply #10499 on: August 24, 2016, 10:27:29 AM »
I just applied for the CSR card and got instant approval (35K CL). I then applied for the Freedom Unlimited and got pending. Called recon, and they said it was because of too much credit line. I moved $20K from the CL on my British Airways card (lowered from 25k to 5k). Was told that it still needs to go through lending for final approval.

What typically happens? I'm new to this. Thanks.

Just a second pair of eyes, rare for it not to go through.