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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374389 times)

Offline @jack123

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Re: Chase Reconsideration
« Reply #11220 on: January 18, 2017, 06:23:29 PM »
Thanks. I thought some people have had luck (like it says in the wiki for csr)  has that not been the case more recently?
I'm 8/24 according to the agent.

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11221 on: January 18, 2017, 06:30:35 PM »
Thanks. I thought some people have had luck (like it says in the wiki for csr)  has that not been the case more recently?
I'm 8/24 according to the agent.
Never say never.
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline @jack123

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Re: Chase Reconsideration
« Reply #11222 on: January 19, 2017, 10:38:39 AM »
wow theyre really being adamant about this on reserve card. any advice to get around 5/24?

Offline shulem92

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Re: Chase Reconsideration
« Reply #11223 on: January 19, 2017, 11:05:39 AM »
wow theyre really being adamant about this on reserve card. any advice to get around 5/24?
Nope

Offline as2

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Re: Chase Reconsideration
« Reply #11224 on: January 19, 2017, 12:24:02 PM »
Just applied for 2 southwest cards, 1 personal, 1 biz. Got pending approval on both apps telling me it can take up to 30 days. Account was 1/24. Call recon now or wait a bit?
Business was declined. On with recon now...
Memories last forever, make them while you can.

Offline as2

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Re: Chase Reconsideration
« Reply #11225 on: January 19, 2017, 01:15:49 PM »
Business was declined. On with recon now...
Recon doesn't want to allow business card due to age of business and length of consumer history with chase, any options? Obviously I will HUCA
Memories last forever, make them while you can.

Offline maylei

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Re: Chase Reconsideration
« Reply #11226 on: January 19, 2017, 01:40:13 PM »
just applied for CSP got denied :( bec of 5/24 is it smarter to call recon or to go in bank to try to get preapproved for it?

Offline shulem92

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Re: Chase Reconsideration
« Reply #11227 on: January 19, 2017, 01:42:26 PM »
just applied for CSP got denied :( bec of 5/24 is it smarter to call recon or to go in bank to try to get preapproved for it?
No chance at recon. If u happen to be preapproved in branch then Kol hakavod

Offline shulem92

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Re: Chase Reconsideration
« Reply #11228 on: January 19, 2017, 02:58:16 PM »

But don't give people foolish hopes either....

Offline as2

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Re: Chase Reconsideration
« Reply #11229 on: January 20, 2017, 09:54:45 AM »
Applied for SW personal and business while at 1/24 and business was declined. went to recon twice but still declined due to the fact that they have given me the maximum available credit. I asked if I can shift some credit and was told they can't shift from personal to business. Any suggestions? 
Memories last forever, make them while you can.

Offline NYHeel

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Re: Chase Reconsideration
« Reply #11230 on: January 20, 2017, 11:23:58 AM »
I was able to get approved about 3 months ago by getting them to disregard my AU cards and a Target store card. I didn't have to fight hard. They were totally fine with disregarding the AU and target cards. I just applied for my wife and was denied for 5/24. I pulled her credit report from Experian and she has only 3 primary cards and 4 AU cards in the last 24 months. Obviously I'll call one of these days (tried last night at 9:30 and message said they're closed and that they're open until 10:00; whatever?) but is Chase still disregarding AU cards without any issue? 

Offline shulem92

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Re: Chase Reconsideration
« Reply #11231 on: January 20, 2017, 11:27:41 AM »
I was able to get approved about 3 months ago by getting them to disregard my AU cards and a Target store card. I didn't have to fight hard. They were totally fine with disregarding the AU and target cards. I just applied for my wife and was denied for 5/24. I pulled her credit report from Experian and she has only 3 primary cards and 4 AU cards in the last 24 months. Obviously I'll call one of these days (tried last night at 9:30 and message said they're closed and that they're open until 10:00; whatever?) but is Chase still disregarding AU cards without any issue?
Yes

Offline @jack123

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Re: Chase Reconsideration
« Reply #11232 on: January 23, 2017, 08:32:05 AM »
are they being any more flexible on ink preferred then they are on csr or is 5/24 now a really firm denial?

Offline yoss6400

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Re: Chase Reconsideration
« Reply #11233 on: January 23, 2017, 05:27:42 PM »
chase denied for the sapphire reserve because too few credit cards open
is there a easier chance getting approved for the southwest or hyatt etc?
"Credit Cards delaying arguments for 30 Days"

Online mochjas

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Re: Chase Reconsideration
« Reply #11234 on: January 23, 2017, 05:32:04 PM »
chase denied for the sapphire reserve because too few credit cards open
is there a easier chance getting approved for the southwest or hyatt etc?
yes you need less of a Cl for the reserve the minimum CL is 10K

Offline yoss6400

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Re: Chase Reconsideration
« Reply #11235 on: January 23, 2017, 05:33:21 PM »
yes you need less of a Cl for the reserve the minimum CL is 10K

ok that's possible

Thanks
"Credit Cards delaying arguments for 30 Days"

Offline gubevo18

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Re: Chase Reconsideration
« Reply #11236 on: January 23, 2017, 07:17:33 PM »
So anyone have any luck recently getting by 5/24 with CPC? I got a flat no from the rep today

Offline SrulyS

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Re: Chase Reconsideration
« Reply #11237 on: January 23, 2017, 10:39:38 PM »
I helped my friend apply for both Chase Freedom and Chase Unlimited using 2BM. He has been an AU under amex for about 6 months, and has a credit report at about 750 with very little history. Both were declined because of lack of credit history. I called recon and asked just to reconsider the Freedom and they declined again for same reason. Will HUCA help? Would there be any reason for them to change decision? Also is it bad to reconsider multiple times?

I have a similar situation. I helped a friend apply for both SW personal cards. Both were declined because of lack of credit history. His credit report only shows a 6 month old Citi and a 18 month Citi AU.  Multiple HUCA's have been unsuccessful.

Any tips on what to say to get them to reconsider?


Offline Danlover111

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Re: Chase Reconsideration
« Reply #11238 on: January 23, 2017, 11:41:43 PM »
Was declined for ink biz because they can't find the existence of my company (witch of course doesn't exist )they want a copy of my tax returns, any way out?

Offline shulem92

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Re: Chase Reconsideration
« Reply #11239 on: January 23, 2017, 11:45:33 PM »
Was declined for ink biz because they can't find the existence of my company (witch of course doesn't exist )they want a copy of my tax returns, any way out?
U told them sole proprietor? Tell them its less than a year old