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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2374691 times)

Offline vanilla

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Re: Chase Reconsideration
« Reply #11520 on: July 03, 2017, 01:23:43 PM »
Chase recon systems are currently down, possibly until Wednesday. Both personal and business. Figured I'll save someone some time.

Offline vanilla

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Re: Chase Reconsideration
« Reply #11521 on: July 03, 2017, 09:58:16 PM »
It's back up!
I just got off the phone with them.

Offline hew2702

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Re: Chase Reconsideration
« Reply #11522 on: July 05, 2017, 01:30:24 PM »
Just received a letter today that my CSP card was denied for 1) 'Credit profile does not support the credit line requested' and 2) 'Few revolving accounts opened long enough to establish credit history'.

I called the recon line (never done that before) and asked the woman if there was anything I could do. She essentially gave me a hard no because I'd closed a couple other cards before a full year had been up (Barclay and AE Delta). The last couple years I've been using my debit card rather than my credit card (Discover) for purchases so I don't have a lot of recent activity.

Is there anything I can do to help a reconsideration? Or do I need to do more HUCA? I've never had a late payment on any cards I've had and I genuinely plan on keeping the CSP for a while.

Online hide4

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Re: Chase Reconsideration
« Reply #11523 on: July 05, 2017, 05:22:51 PM »
Just received a letter today that my CSP card was denied for 1) 'Credit profile does not support the credit line requested' and 2) 'Few revolving accounts opened long enough to establish credit history'.

I called the recon line (never done that before) and asked the woman if there was anything I could do. She essentially gave me a hard no because I'd closed a couple other cards before a full year had been up (Barclay and AE Delta). The last couple years I've been using my debit card rather than my credit card (Discover) for purchases so I don't have a lot of recent activity.

Is there anything I can do to help a reconsideration? Or do I need to do more HUCA? I've never had a late payment on any cards I've had and I genuinely plan on keeping the CSP for a while.
Huca

Offline EMCC

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Re: Chase Reconsideration
« Reply #11524 on: July 12, 2017, 02:14:09 PM »
I got denied for my third application, due to too many new CC's. All the reps are saying that there is nothing they can do. Is that true?
"Disclaimer: I don't believe everything I write."  - ChaimMoskowitz

Offline as2

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Re: Chase Reconsideration
« Reply #11525 on: July 12, 2017, 02:15:20 PM »
I got denied for my third application, due to too many new CC's. All the reps are saying that there is nothing they can do. Is that true?
Do you have any credit you can transfer?
Memories last forever, make them while you can.

Offline EMCC

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Re: Chase Reconsideration
« Reply #11526 on: July 12, 2017, 02:15:39 PM »
Do you have any credit you can transfer?
Tons of it
"Disclaimer: I don't believe everything I write."  - ChaimMoskowitz

Offline as2

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Re: Chase Reconsideration
« Reply #11527 on: July 12, 2017, 02:19:05 PM »
Tons of it
Well, that's always an option.
Memories last forever, make them while you can.

Offline EMCC

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Re: Chase Reconsideration
« Reply #11528 on: July 12, 2017, 02:42:30 PM »
Well, that's always an option.
Done! Thanks!
"Disclaimer: I don't believe everything I write."  - ChaimMoskowitz

Offline MasterAmex

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Re: Chase Reconsideration
« Reply #11529 on: July 12, 2017, 04:15:49 PM »
5/24 rule is date to date?
I had opened 5 cards in the last 2 years the oldest was opened in July 2015 on credit report is says opened date 7/16/15
By 7//17/17 should be able to apply?

Offline vanilla

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Re: Chase Reconsideration
« Reply #11530 on: July 12, 2017, 06:19:26 PM »
It depends which Bureau. Experian ignores the day of the month so you'll have to wait till next month if the bank will make the inquiry with Experian.

Offline MasterAmex

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Re: Chase Reconsideration
« Reply #11531 on: July 13, 2017, 09:55:04 AM »
It depends which Bureau. Experian ignores the day of the month so you'll have to wait till next month if the bank will make the inquiry with Experian.
Its for a chase application. which credit Bureau do they usually use?
TIA

Offline shmoe joe

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Re: Chase Reconsideration
« Reply #11532 on: July 16, 2017, 10:10:43 PM »
Got a letter from chase that they'll close my account because if wasn't active for some time. Is there anything I could do?
Not sure if this is the right tread, feel free to redirect me if not.
give some love (likes) to a brother!

Offline keemster26

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Re: Chase Reconsideration
« Reply #11533 on: July 17, 2017, 10:52:53 AM »
Got a letter from chase that they'll close my account because if wasn't active for some time. Is there anything I could do?
Not sure if this is the right tread, feel free to redirect me if not.
What  card?

Offline caliheat

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Re: Chase Reconsideration
« Reply #11534 on: July 20, 2017, 10:21:48 AM »
IS the Chase Ink Business subject to the 5/24 rule?

Offline rollingstone

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Re: Chase Reconsideration
« Reply #11535 on: July 20, 2017, 10:54:57 AM »
IS the Chase Ink Business subject to the 5/24 rule?
yes

Offline shmoe joe

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Re: Chase Reconsideration
« Reply #11536 on: July 21, 2017, 04:29:48 PM »
give some love (likes) to a brother!

Offline keemster26

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Re: Chase Reconsideration
« Reply #11537 on: July 22, 2017, 11:43:44 PM »
ink plus
Ask to downgrade to ink cash. That should keep it open

Offline caliheat

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Re: Chase Reconsideration
« Reply #11538 on: July 31, 2017, 04:12:58 PM »
Any way around 5/24 for the Ink Business.
I show 5 cards, September and November 2015..

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11539 on: July 31, 2017, 04:26:45 PM »
Any way around 5/24 for the Ink Business.
I show 5 cards, September and November 2015..
Wait 2 months.
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