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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2398596 times)

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11720 on: February 07, 2018, 07:29:34 PM »
If i got a pre approved offer in the mail ,Do I have better chances to get approved even if I'm over 5/24?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11721 on: February 07, 2018, 07:32:09 PM »


If i got a pre approved offer in the mail ,Do I have better chances to get approved even if I'm over 5/24?
It wouldn't be better chance, it would be A chance.
What card is it for?
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Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11722 on: February 07, 2018, 07:35:20 PM »
It wouldn't be better chance, it would be A chance.
What card is it for?
I know that if you are pre approved and apply in the  branch the chances are you will get approved, even with over 5/24 so i was wondering if that would also higher the chances.

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11723 on: February 07, 2018, 07:35:30 PM »
It wouldn't be better chance, it would be A chance.
What card is it for?
Ink

Offline MrKaplan

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Re: Chase Reconsideration
« Reply #11724 on: February 07, 2018, 08:05:38 PM »
If 5/24 will u be instantly declined?
yes

Offline New guy 2014

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Re: Chase Reconsideration
« Reply #11725 on: February 07, 2018, 09:01:05 PM »
I applied for two business cards with chase and was notified it would take 30 days for a decision. I called up and was able to get one card approved. I did a couple HUCA but am not having success with getting the second card approved. I’ll keep trying to get approved but assuming I don’t get approved is there ANY downside to have a rejected card application?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11726 on: February 07, 2018, 09:04:19 PM »
I applied for two business cards with chase and was notified it would take 30 days for a decision. I called up and was able to get one card approved. I did a couple HUCA but am not having success with getting the second card approved. I’ll keep trying to get approved but assuming I don’t get approved is there ANY downside to have a rejected card application?
No, but don't give up, try transferring credit.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline New guy 2014

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Re: Chase Reconsideration
« Reply #11727 on: February 07, 2018, 09:24:29 PM »
No, but don't give up, try transferring credit.
Thank you. I will try that angle.

Does the rejected application disappear from my record? Or is it something they can always reference? (I understand that it doesn’t appear on my credit report).

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11728 on: February 07, 2018, 09:51:28 PM »


Thank you. I will try that angle.

Does the rejected application disappear from my record? Or is it something they can always reference? (I understand that it doesn’t appear on my credit report).

Are you referring to your record with the bank? I assume it stays.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline New guy 2014

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Re: Chase Reconsideration
« Reply #11729 on: February 07, 2018, 10:40:21 PM »

Are you referring to your record with the bank? I assume it stays.
And that has no negative implications with the bank in any way down the road?

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #11730 on: February 07, 2018, 10:56:52 PM »
I applied for two business cards with chase and was notified it would take 30 days for a decision. I called up and was able to get one card approved. I did a couple HUCA but am not having success with getting the second card approved. I’ll keep trying to get approved but assuming I don’t get approved is there ANY downside to have a rejected card application?
You were over 5/24?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11731 on: February 07, 2018, 10:57:18 PM »
And that has no negative implications with the bank in any way down the road?
Doubtful, but I don't know in certainty
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline New guy 2014

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Re: Chase Reconsideration
« Reply #11732 on: February 07, 2018, 11:38:33 PM »
You were over 5/24?
Nah. Just very honest with revenue so I assume that’s why they were not instantly approved. 

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11733 on: February 07, 2018, 11:39:03 PM »
Nah. Just very honest with revenue so I assume that’s why they were not instantly approved.
Doubtful
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Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11734 on: February 08, 2018, 02:08:08 AM »
Thank you. I will try that angle.

Does the rejected application disappear from my record? Or is it something they can always reference? (I understand that it doesn’t appear on my credit report).

Are you referring to your record with the bank? I assume it stays.
The application should be out of their system 30 days after the most recent letter was sent to you. After that they should only see it as a credit pull, the app is not in their system anymore.
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Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11735 on: February 08, 2018, 02:08:21 AM »
"JS [is] a fetid cesspool of unvarnished linguistic manure, with lots of useless drivel and post-padding." -Moishebatchy

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11736 on: February 08, 2018, 09:23:58 AM »
What is the more strategic method when trying to get them to transfer credit? Is it to ask first thing, or wait for a denial then ask?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline rollingstone

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Re: Chase Reconsideration
« Reply #11737 on: February 08, 2018, 12:00:37 PM »
What is the more strategic method when trying to get them to transfer credit? Is it to ask first thing, or wait for a denial then ask?
Its a negotiating tactic for approval, its obviously best to see if theyll approve you without having to do that.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11738 on: February 08, 2018, 12:07:44 PM »
Its a negotiating tactic for approval, its obviously best to see if theyll approve you without having to do that.
won't be approved, as utilization is high and just got a new card, any one gave experience, and find one way better then the other?
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline mmgfarb

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Re: Chase Reconsideration
« Reply #11739 on: February 08, 2018, 12:10:09 PM »
won't be approved, as utilization is high and just got a new card, any one gave experience, and find one way better then the other?
There's no point in proactively offering it, there's always a chance they'll approve without it, if not, offer to transfer credit.
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