Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.

Random: see this great article about negotiating tactics with Customer Service Reps.
« Last edited by S209 on May 04, 2018, 03:21:55 PM »

Author Topic: Chase Reconsideration  (Read 1110362 times)

Online myi

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Re: Chase Reconsideration
« Reply #11985 on: June 13, 2018, 08:25:10 AM »
"No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY! "

thats from the wiki. The reddit wiki says

"When do I call reconsideration?

Don't! Wait for a denial to call. If you've followed everything above, you have a good shot at automatic approval, or approval without reconsideration within a week. Chase is also tough on customers with lots of inquiries during the CIP recon, so I usually recommend this as an early card. Other cards seem less strict. Use this chart to determine your next steps. If you do have to call recon, call the Chase Business line: 800-453-9719, open 1pm-10pm Monday to Friday"

https://www.reddit.com/r/churning/comments/844m2m/step_by_step_guide_to_getting_approved_for_chase/

Any thoughts on which approach to use?
I see he seems to strech the point that you have to use your own name when applying for a sole proprietorship as many people make that silly mistake.

   He also points out the rule 1/30 which dan never spoke/wrote about, and the point your bringing up now.
Don't try to be someone else , be who you are because everyone else is taken.

Offline zagguru

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Re: Chase Reconsideration
« Reply #11986 on: June 13, 2018, 08:30:09 AM »
I see he seems to strech the point that you have to use your own name when applying for a sole proprietorship as many people make that silly mistake.

   He also points out the rule 1/30 which dan never spoke/wrote about, and the point your bringing up now.

I didnt want to wait a week for the card, so I ended up just calling and got approved in under a couple of minutes. But I guess if you are willing to wait, it prob makes sense to

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11987 on: June 13, 2018, 09:31:51 AM »
"No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY! "

thats from the wiki. The reddit wiki says

"When do I call reconsideration?

Don't! Wait for a denial to call. If you've followed everything above, you have a good shot at automatic approval, or approval without reconsideration within a week. Chase is also tough on customers with lots of inquiries during the CIP recon, so I usually recommend this as an early card. Other cards seem less strict. Use this chart to determine your next steps. If you do have to call recon, call the Chase Business line: 800-453-9719, open 1pm-10pm Monday to Friday"

https://www.reddit.com/r/churning/comments/844m2m/step_by_step_guide_to_getting_approved_for_chase/

Any thoughts on which approach to use?
I'd never call recon when pending, unless
A. I have a reason to ie 2bm or
B. I'm super impatient.
I wouldn't never recommend calling recon when the AS says 30 days, its practically an invite to decline you.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline zagguru

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Re: Chase Reconsideration
« Reply #11988 on: June 13, 2018, 09:36:21 AM »
I'd never call recon when pending, unless
A. I have a reason to ie 2bm or
B. I'm super impatient.
I wouldn't never recommend calling recon when the AS says 30 days, its practically an invite to decline you.

Yup. I agree. But I was B today

Offline farmbochur

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Re: Chase Reconsideration
« Reply #11989 on: June 29, 2018, 05:25:51 PM »
Getting grilled about why I am an AU on so many cards. I thought Recon is supposed to be a breeze for consumer cards.
Risk is opportunity

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11990 on: June 29, 2018, 05:26:28 PM »
Oh no no no. Definitely not.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

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Re: Chase Reconsideration
« Reply #11991 on: June 29, 2018, 05:27:30 PM »
Getting grilled about why I am an AU on so many cards. I thought Recon is supposed to be a breeze for consumer cards.
You spelled hell wrong.

Offline farmbochur

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Re: Chase Reconsideration
« Reply #11992 on: June 29, 2018, 05:33:03 PM »
Oh well. Didn't even get approved. Sure hope I haven't initiated AA.
Risk is opportunity

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Re: Chase Reconsideration
« Reply #11993 on: June 29, 2018, 05:49:28 PM »
Oh well. Didn't even get approved. Sure hope I haven't initiated AA.
You gave up already?

Offline farmbochur

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Re: Chase Reconsideration
« Reply #11994 on: June 29, 2018, 05:55:33 PM »
You gave up already?
Lol, no. Literally submitted the application an hour ago. Just really didn't like the attitude of the recon rep. Probably should've just huca'd without answering her questions.
Risk is opportunity

Offline yitzyul

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Re: Chase Reconsideration
« Reply #11995 on: July 05, 2018, 02:16:45 PM »
Quote
I wouldn't never recommend calling recon when the AS says 30 days, its practically an invite to decline you.
Why? I just got the 30 day for Ink, am I better off not calling?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11996 on: July 05, 2018, 02:26:38 PM »
Why? I just got the 30 day for Ink, am I better off not calling?
Because they haven't said no yet. And haven't even indicated either way.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline yitzyul

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Re: Chase Reconsideration
« Reply #11997 on: July 05, 2018, 02:27:20 PM »
Because they haven't said no yet. And haven't even indicated either way.
So just wait or call in a few days automated to see what they say?

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #11998 on: July 05, 2018, 02:27:58 PM »
So just wait or call in a few days automated to see what they say?
Can't hurt to call the AS.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

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Re: Chase Reconsideration
« Reply #11999 on: July 05, 2018, 03:17:31 PM »
IME with Ink, if you leave it pending for a few days it's usually approves. Keep checking As though.