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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2409137 times)

Offline elimmm

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Re: Chase Reconsideration
« Reply #12060 on: July 23, 2018, 05:02:01 PM »
True or false: "we can no longer move credit from one card to another"

Offline Z56

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Re: Chase Reconsideration
« Reply #12061 on: July 23, 2018, 05:21:11 PM »
True or false: "we can no longer move credit from one card to another"


PITPACA
“I have nothing in common with lazy people who blame others for their lack of success. Great things come from hard work

Offline CreamofSoup

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Re: Chase Reconsideration
« Reply #12062 on: July 26, 2018, 12:56:46 PM »
Friend's applying for the CSR, when he called the number in the wiki he hear the "declined" message (from the Wiki). He hit "0" to talk to a person who said "not a sufficient amount time has passed for proccessing, you'll hear back from us soon".

Other than HUCA & PITPACA, any suggestions on where he should go from here? Why would the person say that not a sufficient amount of time has passed for processing if the system auto-denied?

Offline ludmila

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Re: Chase Reconsideration
« Reply #12063 on: July 26, 2018, 03:18:29 PM »

PITPACA
PITPACA is short for?  Thanks
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline CreamofSoup

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Re: Chase Reconsideration
« Reply #12064 on: July 26, 2018, 03:21:18 PM »
PITPACA is short for?  Thanks

PUTPACA* = pick up the phone and call again (same as huca, just different)

Offline ludmila

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Re: Chase Reconsideration
« Reply #12065 on: July 26, 2018, 03:22:46 PM »
PUTPACA* = pick up the phone and call again (same as huca, just different)
Got it, thanks, I saw PITPACA which was new to me :)
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline mochjas

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Re: Chase Reconsideration
« Reply #12066 on: July 26, 2018, 03:31:51 PM »
PITPACA is short for?  Thanks
Pain in the pants and call again

Offline ludmila

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Re: Chase Reconsideration
« Reply #12067 on: July 26, 2018, 04:14:15 PM »
Pain in the pants and call again
Thanks again, learned a new one :)
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline avadah

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Re: Chase Reconsideration
« Reply #12068 on: July 26, 2018, 06:45:46 PM »
Did anyone experience this? After I submitted the application  another question about income came up. It then said I need to wait 30 days for an answer. Hours later I still didn't get an email that they received the application and the number to check app status it says I'll get in answer within 30 days. Not the standard 2 weeks or 7 -10 business days.

Offline Dovdovmoneytree

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Re: Chase Reconsideration
« Reply #12069 on: August 07, 2018, 04:44:32 PM »
Applied using the 2BM for Chase United Explorer and Freedom. Approved for United, declined on Freedom. Reason given (by mail) "Too many requests for credit or opened accounts with us". I am only over 5/24 with AU's, otherwise not over 5/24. Should I call Recon?? Or is that risking added scrutiny on my accounts? Thanks!

Offline ckmk47

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Re: Chase Reconsideration
« Reply #12070 on: August 16, 2018, 02:42:40 PM »
Applied for the SW personal.
"We'll let you know our decision by U.S. mail. This could take up to 30 days."
ugh, I was expecting an approval.


So I planned which card to move credit from. "I'm not asking for more credit, you can move $XX from card X."


I called.  She told me I was already approved. Larger credit line than I expected. ;D


Now I'll apply for my hotel card. I know which card's credit line I can transfer if necessary.  ;)
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Offline as2

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Re: Chase Reconsideration
« Reply #12071 on: August 16, 2018, 05:13:46 PM »
Applied for the SW personal.
"We'll let you know our decision by U.S. mail. This could take up to 30 days."
ugh, I was expecting an approval.


So I planned which card to move credit from. "I'm not asking for more credit, you can move $XX from card X."


I called.  She told me I was already approved. Larger credit line than I expected. ;D


Now I'll apply for my hotel card. I know which card's credit line I can transfer if necessary.  ;)
Nice! Always stay optimistic, even chase throws you a bone occasionally.
Memories last forever, make them while you can.

Offline rookie27

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Re: Chase Reconsideration
« Reply #12072 on: August 21, 2018, 11:02:00 PM »
Applied for the Hyatt card got the "we will let you know our decision in writing within 30 days" message. Called recon a day later , rep said that app is still processing and not enough time has passed to see why its pending. Today i missed a call from Chase fraud/verification center. Calling them back tomorrow ....any tips? should i call back? any knowing what they need to verify? TIA

Offline ckmk47

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Re: Chase Reconsideration
« Reply #12073 on: August 21, 2018, 11:37:13 PM »
Applied for the Hyatt card got the "we will let you know our decision in writing within 30 days" message. Called recon a day later , rep said that app is still processing and not enough time has passed to see why its pending. Today i missed a call from Chase fraud/verification center. Calling them back tomorrow ....any tips? should i call back? any knowing what they need to verify? TIA
Sometimes they just review your info with you.
Prepare a reason for wanting the card, although you may not need it. ie."I use the Hyatt frequently and I'm looking forward to the XXX perks of the card. "  "I travel a lot and want a card to put all my travel expenses, separate from my regular expenses."
One of my favorites recon comments: "I'm not asking Chase to increase my credit, you can move credit from card XX, to open this card."
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Offline rookie27

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Re: Chase Reconsideration
« Reply #12074 on: August 22, 2018, 10:43:48 PM »
Sometimes they just review your info with you.
Prepare a reason for wanting the card, although you may not need it. ie."I use the Hyatt frequently and I'm looking forward to the XXX perks of the card. "  "I travel a lot and want a card to put all my travel expenses, separate from my regular expenses."
One of my favorites recon comments: "I'm not asking Chase to increase my credit, you can move credit from card XX, to open this card."
UPDATE They asked me to send in proof of current address in the form of a utility bill (i recently moved). Problem is my utility bills arent under my name....

Offline ckmk47

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Re: Chase Reconsideration
« Reply #12075 on: August 23, 2018, 12:34:41 AM »
UPDATE They asked me to send in proof of current address in the form of a utility bill (i recently moved). Problem is my utility bills arent under my name....
Send it in with a note saying so.
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Offline Hershelsdeals

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Re: Chase Reconsideration
« Reply #12076 on: September 04, 2018, 01:26:33 AM »
What does "you will be notified in writing about our decision within 30 days" Pending? Wiki only has 7-10 or 2 weeks

Offline Davidthebest

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Re: Chase Reconsideration
« Reply #12077 on: September 04, 2018, 02:06:01 AM »
What does "you will be notified in writing about our decision within 30 days" Pending? Wiki only has 7-10 or 2 weeks
I have this same 30 days message for 5 days already ...

Offline ckmk47

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Re: Chase Reconsideration
« Reply #12078 on: September 04, 2018, 03:13:34 AM »
Recently I did 2 apps.  Both got the 30 day message.
Approved for 1, not for the 2nd.
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Offline davidrotts63

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Re: Chase Reconsideration
« Reply #12079 on: September 04, 2018, 09:01:21 AM »
What does "you will be notified in writing about our decision within 30 days" Pending? Wiki only has 7-10 or 2 weeks
It means it hasn't been fully processed.
Usually changes to one of the other ones within 2-3 days
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