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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1409574 times)

Offline ah giten

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Re: Chase Reconsideration
« Reply #12255 on: January 16, 2019, 02:57:50 PM »
I have an LLC which has its own ein # sole owner as well. Needed to add my SSN which is the norm for Chase.
Looks like they have gone strict abt business applications.. actually gone crazy

Offline Dan

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Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline Dovdovmoneytree

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Re: Chase Reconsideration
« Reply #12257 on: January 16, 2019, 03:43:59 PM »
Wife denied for United Explorer card. Letter says "too many cards last 24 months". Only has a CSP + one store card. She's AU on my 5 cards. Put in for Recon, said she's denied because the CSP on her name is "too short in history" and "too short payment history" (on her name).

We had a mortgage with Chase for 14+- years (sold house though), have a joint Chase account 7+- yrs, a Chase business acct 3+ yrs(she's authorized on it, although just recently added). Her CR shows length of credit as 18+ yrs, average account 6+ yrs.

Does her denial make sense?? Will it help to keep calling? If yes; what should her argument be? Thanks!

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #12258 on: January 16, 2019, 04:35:19 PM »
Wife denied for United Explorer card. Letter says "too many cards last 24 months". Only has a CSP + one store card. She's AU on my 5 cards. Put in for Recon, said she's denied because the CSP on her name is "too short in history" and "too short payment history" (on her name).

We had a mortgage with Chase for 14+- years (sold house though), have a joint Chase account 7+- yrs, a Chase business acct 3+ yrs(she's authorized on it, although just recently added). Her CR shows length of credit as 18+ yrs, average account 6+ yrs.

Does her denial make sense?? Will it help to keep calling? If yes; what should her argument be? Thanks!
Could have sworn I saw an identical post up thread
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Dovdovmoneytree

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Re: Chase Reconsideration
« Reply #12259 on: January 16, 2019, 04:40:57 PM »
Could have sworn I saw an identical post up thread

You have the time to take jabs but no time to respond? Nothing to add? NP, just stay quiet and allow others who may be interested in helping do so. When you have a question; you want others to answer, correct? Care for your fellow brother.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #12260 on: January 16, 2019, 04:43:01 PM »
You have the time to take jabs but no time to respond? Nothing to add? NP, just stay quiet and allow others who may be interested in helping do so. When you have a question; you want others to answer, correct? Care for your fellow brother.
people aren't inclined to help in these situations
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline Dovdovmoneytree

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Re: Chase Reconsideration
« Reply #12261 on: January 16, 2019, 04:51:08 PM »
people aren't inclined to help in these situations

Not sure what "these situations" mean. Bottom line; if I didn't hurt you; why does it irk you so? Personally; I try to answer any questions I can. And it doesn't drive my wild if s/o reposts something hoping to catch someone's eye who didn't notice the first post. All the best.

Offline davidrotts63

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Re: Chase Reconsideration
« Reply #12262 on: January 16, 2019, 04:53:08 PM »
Not sure what "these situations" mean. Bottom line; if I didn't hurt you; why does it irk you so? Personally; I try to answer any questions I can. And it doesn't drive my wild if s/o reposts something hoping to catch someone's eye who didn't notice the first post. All the best.
It most certainly is annoying, and as a side note I did have in mind to read and see if I can respond to your post when I have time, not everyone is available on demand.
(Quit) pulling out the flowers, and watering the weeds. -Peter Lynch

Offline ah giten

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Online Naftuli19

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Re: Chase Reconsideration
« Reply #12264 on: January 16, 2019, 09:03:54 PM »
What are these supposed to show? We're you referring to me?
I am 2/24 and was denied even I entered my name in the sole proprietorship.
Y were u denied?
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Offline ah giten

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Re: Chase Reconsideration
« Reply #12265 on: January 16, 2019, 09:07:52 PM »
Y were u denied?
They first said too many applications, I clarified it's my second in 24, the then moved over credit from other card. Put me on hold, started interigation abt my business, then said I need to verify my business with tax ID, o said it's sole proprietorship, he said then I need to send on a form from county office, it's called fictitious business statement... And I'll be approved

Offline ah giten

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Re: Chase Reconsideration
« Reply #12266 on: January 17, 2019, 12:03:11 AM »
BTW after doing a bit research a fictitious business statement is like a doing business as... Meaning if the business is different than my name I need this document.
I'll need to educate the chase team I guess.

Online Naftuli19

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Re: Chase Reconsideration
« Reply #12267 on: January 17, 2019, 12:04:09 AM »
BTW after doing a bit research a fictitious business statement is like a doing business as... Meaning if the business is different than my name I need this document.
I'll need to educate the chase team I guess.
That's what HUCA is for.
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Offline ah giten

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Re: Chase Reconsideration
« Reply #12268 on: January 17, 2019, 12:05:38 AM »
That's what HUCA is for.
I actually did huca but the agent repeated what he read on the notes from the previous agent.
And since I knew nothing abt that document I had nothing to argue.
I will huca. Let's hope for the best.

Online Naftuli19

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Re: Chase Reconsideration
« Reply #12269 on: January 17, 2019, 12:06:35 AM »
I actually did huca but the agent repeated what he read on the notes from the previous agent.
And since I knew nothing abt that document I had nothing to argue.
I will huca. Let's hope for the best.
Good luck! report back.
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