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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1189111 times)

Offline davidd75

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Re: Chase Reconsideration
« Reply #12285 on: January 31, 2019, 09:24:20 AM »
so hence my question is it worthwhile to go ahead and lower my credit line limits on personal cards so i can apply for Chase Business cards in the future?  is it my only option?

Offline Dovdovmoneytree

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Re: Chase Reconsideration
« Reply #12286 on: February 07, 2019, 08:38:24 PM »
Does her denial make sense?
 Yes, but you will explain that it's false via your argument above stating she had a mortgage and...

 Will it help to keep calling?
You seem to explain yourself very well why she should be approved that's exactly what you should say to the representative be very clear and state as much possible formation as you could.
  Make sure to put an emphasis on the fact that she's a authorized user on all your card which is causing the application to show as if she had multiple cards in the past.

If yes; what should her argument be? Thanks!

Thanks for your response! For some reason I never got a notification to this response, although I set up to be notified of replies. Just found this browsing thru the thread.

She finally got approved today after several times calling. Went from "too many accounts" to "not long enough history". Tried telling about all the above, it did not work. They only consider revolving accounts. Then they said her revolving usage is too low, only $900, they're looking for a $5000 number. Called back, shifted credit, approved! Thanks for your help.

Offline ludmila

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Re: Chase Reconsideration
« Reply #12287 on: February 08, 2019, 01:50:22 AM »
Thanks for your response! For some reason I never got a notification to this response, although I set up to be notified of replies. Just found this browsing thru the thread.

She finally got approved today after several times calling. Went from "too many accounts" to "not long enough history". Tried telling about all the above, it did not work. They only consider revolving accounts. Then they said her revolving usage is too low, only $900, they're looking for a $5000 number. Called back, shifted credit, approved! Thanks for your help.
Glad it worked out.
I was the Best,still the Best, and will always be the Best.
Pele Good,Maradona Better, George Best.

Offline Joel2

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Re: Chase Reconsideration
« Reply #12288 on: February 12, 2019, 09:49:21 AM »
He applied for CSP
Original msg.
"We need to review your request a little longer"
Automated system.
"We will notify in writing In 2 weeks"

He is currently at 3/24
Has already Freedom from 10/18.

What now? Any recent DP

Offline grodnoking

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Re: Chase Reconsideration
« Reply #12289 on: February 12, 2019, 11:18:55 AM »


He applied for CSP
Original msg.
"We need to review your request a little longer"
Automated system.
"We will notify in writing In 2 weeks"

He is currently at 3/24
Has already Freedom from 10/18.

What now? Any recent DP

Chase is wary of applications close together (3 months), but I've seen them even care if that last chase app was 6 months ago. If denied its likely they'll put that as one of the few reasons for denial. Usually goes together with other reasons.
I'm not who you think I am.

Offline Joel2

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Re: Chase Reconsideration
« Reply #12290 on: February 12, 2019, 12:51:39 PM »

Chase is wary of applications close together (3 months), but I've seen them even care if that last chase app was 6 months ago. If denied its likely they'll put that as one of the few reasons for denial. Usually goes together with other reasons.
Interesting.

Offline MrKaplan

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Re: Chase Reconsideration
« Reply #12291 on: February 12, 2019, 01:20:12 PM »
He applied for CSP
Original msg.
"We need to review your request a little longer"
Automated system.
"We will notify in writing In 2 weeks"

He is currently at 3/24
Has already Freedom from 10/18.

What now? Any recent DP
2 weeks is usually good news

Offline Metro

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Re: Chase Reconsideration
« Reply #12292 on: February 12, 2019, 09:24:19 PM »
Ok guys anyone with advice here..
I signed up for the southwest business card with a legit business I got my 60k bonus points, then I signed up for it again as a sole proprietary with just my social security, but now I got a letter that I wont be getting the bonus rewards and I spoke to a chase rep who told me that since both cards have the same social I cant get the bonus points. Then I spoke to a superviser and he told me that ones you get a bonus on any southwest card, you wont get any bonus not on a business card and not on a personal card. Can anyone advice me on that? Thanks alot

Offline zagguru

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Re: Chase Reconsideration
« Reply #12293 on: February 15, 2019, 06:20:08 AM »
Got denied for too many chase cards recently. I asked how many, they said i was approved for 2 cards in past 8 months with more recent one in June. HUCA said same thing. Should i continue HUCA or ask for supervisor or is this something thats final?

Offline MrKaplan

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Re: Chase Reconsideration
« Reply #12294 on: February 15, 2019, 11:17:49 AM »
Got denied for too many chase cards recently. I asked how many, they said i was approved for 2 cards in past 8 months with more recent one in June. HUCA said same thing. Should i continue HUCA or ask for supervisor or is this something thats final?
what did you apply for?

Offline zagguru

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Re: Chase Reconsideration
« Reply #12295 on: February 15, 2019, 11:32:13 AM »

Offline MrKaplan

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Re: Chase Reconsideration
« Reply #12296 on: February 15, 2019, 12:22:58 PM »
Ink cash.
seems like recently they started getting more strict with business cards.

Offline zagguru

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Re: Chase Reconsideration
« Reply #12297 on: February 15, 2019, 04:23:54 PM »
Got denied for too many chase cards recently. I asked how many, they said i was approved for 2 cards in past 8 months with more recent one in June. HUCA said same thing. Should i continue HUCA or ask for supervisor or is this something thats final?

I ended up HUCAing one last time. I called the business line this time (not sure if that makes a difference). I called and asked if they were willing to move credit and the agent said the notes say that you did not want to move credit, have u changed your mind? So i just went with that and said yes i chanced my mind, even though the last 2 agents denied my request to move over credit. She said hold on and approved my application.

Interesting tho, after she approved, she transfered me to another deprartment to verify my identity. the agent said something about "due to the patriot act we need to verify DOB social and address, please hold. And he came back and said all set you are approved.

Offline ludmila

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Re: Chase Reconsideration
« Reply #12298 on: February 15, 2019, 04:26:45 PM »
I ended up HUCAing one last time. I called the business line this time (not sure if that makes a difference). I called and asked if they were willing to move credit and the agent said the notes say that you did not want to move credit, have u changed your mind? So i just went with that and said yes i chanced my mind, even though the last 2 agents denied my request to move over credit. She said hold on and approved my application.

Interesting tho, after she approved, she transfered me to another deprartment to verify my identity. the agent said something about "due to the patriot act we need to verify DOB social and address, please hold. And he came back and said all set you are approved.
The cards you were approved for last 8 months that the agent mentioned, were they Chase cards?
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Offline zagguru

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Re: Chase Reconsideration
« Reply #12299 on: February 15, 2019, 04:27:17 PM »
The cards you were approved for last 8 months that the agent mentioned, were they Chase cards?

Yea the other 2 ink cards.