Topic Wiki

Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419[Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 3, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 1246314 times)

Offline db23

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2014
  • Posts: 346
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
  • Programs: delta gold, alaska MVP gold ,total rewards diamond,hilton diamond,whyndam diamond,bonvoy gold, hertz president circle, united silver
Re: Chase Reconsideration
« Reply #12330 on: March 19, 2019, 05:10:53 PM »
Usually not

wow i would of figured if there putting the offer directly in your account that they would approve the card despite 5/24?

so there is really no way around 5/24 these days?

anyone 5/24 and had success in getting approved for another card?

Offline Naftuli19

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2018
  • Posts: 1318
  • Total likes: 71
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: I wish all...
Re: Chase Reconsideration
« Reply #12331 on: March 19, 2019, 05:12:23 PM »
wow i would of figured if there putting the offer directly in your account that they would approve the card despite 5/24?

so there is really no way around 5/24 these days?

anyone 5/24 and had success in getting approved for another card?
i get offers all the time never got approved if i was over 5/24,
Sometimes You Will Never Know the True Value of A Moment Until Its Become A Memory...

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2018
  • Posts: 543
  • Total likes: 36
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #12332 on: March 19, 2019, 11:12:20 PM »
wow i would of figured if there putting the offer directly in your account that they would approve the card despite 5/24?

so there is really no way around 5/24 these days?

anyone 5/24 and had success in getting approved for another card?
I did get around 5/24
Was In branch and a fixed apr.
You can check if your offer on your account has a fixed apr.
YMMV

Offline db23

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Apr 2014
  • Posts: 346
  • Total likes: 1
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
  • Programs: delta gold, alaska MVP gold ,total rewards diamond,hilton diamond,whyndam diamond,bonvoy gold, hertz president circle, united silver
Re: Chase Reconsideration
« Reply #12333 on: March 20, 2019, 09:51:40 AM »
I did get around 5/24
Was In branch and a fixed apr.
You can check if your offer on your account has a fixed apr.
YMMV

0% FOR FIRST 15 MONTHS

then it says variable rate of 17.24%

Online shapsam

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Feb 2017
  • Posts: 1938
  • Total likes: 187
  • DansDeals.com Hat Tips 8
    • View Profile
Re: Chase Reconsideration
« Reply #12334 on: March 20, 2019, 10:04:48 AM »
0% FOR FIRST 15 MONTHS

then it says variable rate of 17.24%
That's not fixed.

Offline Naftuli19

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2018
  • Posts: 1318
  • Total likes: 71
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: I wish all...
Re: Chase Reconsideration
« Reply #12335 on: March 20, 2019, 10:28:18 AM »
I did get around 5/24
Was In branch and a fixed apr.
You can check if your offer on your account has a fixed apr.
YMMV
Good for you you did u have an offer? private client?

https://www.dansdeals.com/credit-cards/limited-time-offer-earn-60000-points-chase-sapphire-preferred-card/

"All Chase cards appear to be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months.
Sometimes You Will Never Know the True Value of A Moment Until Its Become A Memory...

Offline Joel2

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: May 2018
  • Posts: 543
  • Total likes: 36
  • DansDeals.com Hat Tips 12
    • View Profile
  • Location: New York
Re: Chase Reconsideration
« Reply #12336 on: March 21, 2019, 07:37:52 AM »
Good for you you did u have an offer? private client?

https://www.dansdeals.com/credit-cards/limited-time-offer-earn-60000-points-chase-sapphire-preferred-card/

"All Chase cards appear to be subject to 5/24 restrictions, meaning that you are not likely to be approved if you have been approved for 5 or more consumer credit cards in the past 24 months.
I'm not CPC. Was in branch.

Offline emak

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1324
  • Total likes: 9
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Chase Reconsideration
« Reply #12337 on: March 24, 2019, 03:07:19 PM »
Applied for UA biz, put my name down as the business as Dan suggests. They denied me until they get proof of business through a form from the county clerk with documentation of the business, or anything like that. I have other business cards and I never had this issue. Any tips?

Offline Shmelly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2011
  • Posts: 1431
  • Total likes: 1
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #12338 on: March 26, 2019, 11:35:35 AM »
All that is false, as long as you apply for a sole proprietorship and give your legal name, and the tax ID field you put in your social security you shouldn't have any problems, regarding your business name it's a sole proprietorship meaning you're running your own business therefore you don't have to file for any messy paperwork or paperwork stating that my business name is Joe...
   
I applied for a biz card as a sole proprietor, but put the business name as MD Enterprises instead of my actual name (initials are MD). Application was denied. You seem to imply that I would've been better off putting my actual legal name, do I understand that correctly?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline Naftuli19

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2018
  • Posts: 1318
  • Total likes: 71
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: I wish all...
Re: Chase Reconsideration
« Reply #12339 on: March 26, 2019, 12:03:41 PM »
I applied for a biz card as a sole proprietor, but put the business name as MD Enterprises instead of my actual name (initials are MD). Application was denied. You seem to imply that I would've been better off putting my actual legal name, do I understand that correctly?
i did that with the ink preferred and got approved over a year ago,

Applied for UA biz, put my name down as the business as Dan suggests. They denied me until they get proof of business through a form from the county clerk with documentation of the business, or anything like that. I have other business cards and I never had this issue. Any tips?
not the 1st person here to have this experience.
Sometimes You Will Never Know the True Value of A Moment Until Its Become A Memory...

Offline Shmelly

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Nov 2011
  • Posts: 1431
  • Total likes: 1
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Chase Reconsideration
« Reply #12340 on: March 28, 2019, 04:46:24 PM »
After not applying for any cards for a few years, I applied for the Ink Preferred and BA Consumer. Both were denied. Recon tells me the Ink can't be approved without submitting documentation from the county clerk, and the BA can't be approved because of too many requests for credit. How do I get around these 2 denials?
You have brains in your head. You have feet in your shoes. You can steer yourself any direction you choose. - Dr. Seuss

Offline ah giten

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Oct 2015
  • Posts: 516
  • Total likes: 11
  • DansDeals.com Hat Tips 2
    • View Profile
Re: Chase Reconsideration
« Reply #12341 on: April 01, 2019, 09:37:04 AM »
Applied for UA biz, put my name down as the business as Dan suggests. They denied me until they get proof of business through a form from the county clerk with documentation of the business, or anything like that. I have other business cards and I never had this issue. Any tips?
Ask for a supervisor and find out the real reason behind this. By me it was just a change of address that ended up bring the issue. But it did take quite a few calls to find out and convincing the agents that the previous agent told me the real reason so I don't need the fictitious business statement.

Offline Naftuli19

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2018
  • Posts: 1318
  • Total likes: 71
  • DansDeals.com Hat Tips 0
  • Gender: Male
    • View Profile
  • Location: NYC
  • Programs: I wish all...
Re: Chase Reconsideration
« Reply #12342 on: April 01, 2019, 10:49:36 AM »
Ask for a supervisor and find out the real reason behind this. By me it was just a change of address that ended up bring the issue. But it did take quite a few calls to find out and convincing the agents that the previous agent told me the real reason so I don't need the fictitious business statement.
Spoke to someone yesterday with same experience i had told him to get a hold of a supervisor and figure out whats going on, he just needed verify is address!
Sometimes You Will Never Know the True Value of A Moment Until Its Become A Memory...

Offline emak

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2013
  • Posts: 1324
  • Total likes: 9
  • DansDeals.com Hat Tips 9
    • View Profile
Re: Chase Reconsideration
« Reply #12343 on: April 02, 2019, 03:32:32 PM »
Spoke to someone yesterday with same experience i had told him to get a hold of a supervisor and figure out whats going on, he just needed verify is address!
Thanks, will try HUCAing for the 5th time

Offline meilich

  • Dansdeals Silver Elite
  • **
  • Join Date: Dec 2014
  • Posts: 63
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: United States
Re: Chase Reconsideration
« Reply #12344 on: April 02, 2019, 11:05:29 PM »
Would applying for 2 chase cards in 1 day be 1 pull or 2?