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Chase Recon #1: 1-888-270-2127 or 1-888-245-0625 (no longer in service) 1-800-527-7419 [Mon-Fri 7:00AM-10:00PM Sat 8:00AM-5:00PM Sun 9:00AM-5:00PM ET]
Chase Recon #2: 1-888-609-7805 [Mon-Fri 8:00AM-5:00 PM ET]
Chase Business Recon #: 1-800-453-9719 [Mon-Fri 8:00AM-5:00PM ET]

Chase Fraud # 1: 1-877-470-9042  [Mon-Fri 8:00AM-8:00PM ET]
Chase Fraud # 2: 1-800-278-8830
(If you have a fraud alert on your account, recon will instantly transfer you here for verification, so you might as well call directly)

To fax in verification documents:
#1: 888-643-9624
#2: 888-643-9628
#3: 201-328-3289 (according to a rep from this dept, it's quicker than the other listed numbers)

Chase CS #: 1-800-432-3117

To know whether your application is pending or declined:
Call CS 1-888-338-2586 or 1-800-432-3117 and press # or 1. (If it's asking for your full 16 digits account number, it's 1. If it's asking for only your last 4 digits, it's #)
Press 4, then 1, then key in your SSN.
If you hear:
This application is being reviewed. You will be notified in writing of our decision, in approximately 2 weeks
It's pending.
If you hear:
This application is being reviewed. You will be notified in writing, within 7 to 10 business days, of our decision
It's been declined.

Business cards application status: call 800-453-9719.

7-10 day message on the business application line does not mean a denial.

No matter what the status of your app is or what the page said after you hit submit or what Chase emailed you, etc... CALL TODAY! Any "pending" issues can either be addressed once you get your letter in the mail in 2 weeks, or you can JUST CALL TODAY!
And if at first you don't succeed HUCA, HUCA, HUCA etc. If they tell you there's a max of 2 cards per 30 days, HUCA!
PS: If the reason you were declined on a 5/24 card is 5/24, and you are indeed 5/24, YOU WILL NOT GET APPROVED.



Author Topic: Chase Reconsideration  (Read 2791243 times)

Offline nirc

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Re: Chase Reconsideration
« Reply #12400 on: July 28, 2019, 10:47:44 AM »
I believe that message from the automated system usually means declined, but no harm in calling back.

Response came from the recon rep I spoke to.

Offline Ekay

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Re: Chase Reconsideration
« Reply #12401 on: July 28, 2019, 06:52:17 PM »
Closed you down? As in all your accounts or one card?
closed all personal cards and bank account.

Offline TimT

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Re: Chase Reconsideration
« Reply #12402 on: July 28, 2019, 06:54:04 PM »
closed all personal cards and bank account.
If they shut you down calling won’t really help.

Offline Joel

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Re: Chase Reconsideration
« Reply #12403 on: July 28, 2019, 07:02:42 PM »

Offline mdrills

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Re: Chase Reconsideration
« Reply #12404 on: July 29, 2019, 09:45:15 AM »
I got this too last week. I called recon and they just had to verify some stuff on their end (without asking me any questions about my business) and they ended up approving it.  So, I was agree with it being positive.
wait it out or call in?

Offline Joel

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Re: Chase Reconsideration
« Reply #12405 on: July 29, 2019, 10:01:40 AM »
wait it out or call in?
On business apps usually try to wait it out.

Offline sr

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Re: Chase Reconsideration
« Reply #12406 on: August 01, 2019, 12:16:47 PM »
Applied for Biz card - got pending status. Called in and was told it's with verification etc... and to just wait. I asked if I can just shift credit from other Biz card? They checked which card and then instantly shifted it and approved.

Offline nirc

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Re: Chase Reconsideration
« Reply #12407 on: August 01, 2019, 12:28:03 PM »
Applied for business ink cash and was rejected (A. Too much credit and B. Too many recent requests). Called recon and was told they will notify me of a decision in 1-2 weeks. Is this good or bad news?

got rejected after recon. stated same as original decline. any ideas (doubt HUCA biz recon will help a 2nd time)?

You have too many active accounts or too much available credit
Too many recent requests for credit or reviews of your credit
Insufficient business credit information on file

Offline sr

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Re: Chase Reconsideration
« Reply #12408 on: August 01, 2019, 12:58:37 PM »
got rejected after recon. stated same as original decline. any ideas (doubt HUCA biz recon will help a 2nd time)?

You have too many active accounts or too much available credit
Too many recent requests for credit or reviews of your credit
Insufficient business credit information on file


Did you ask about moving credit from another biz card? I've had luck with that a few times...

Offline nirc

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Re: Chase Reconsideration
« Reply #12409 on: August 01, 2019, 02:00:45 PM »
Did you ask about moving credit from another biz card? I've had luck with that a few times...

Yes offered to rep when spoke.

However she didn’t reject me outright. All she said was that my app will be forwarded to get reviewed a second time.

Offline Oceanblue

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Re: Chase Reconsideration
« Reply #12410 on: August 02, 2019, 11:51:59 AM »
wait it out or call in?

I'm impatient so I called in to try to get it approved, which it was after 5 minutes on the phone.

Offline chayal101

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Re: Chase Reconsideration
« Reply #12411 on: August 20, 2019, 09:44:15 AM »
Anybody gotten an Ink cc application approved after 1 week+ without calling to talk to rep.? It's giving me the 2 weeks msg but I have a feeling it's denied. Call or wait it out?
Chaya L.

Offline sillypainter

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Re: Chase Reconsideration
« Reply #12412 on: August 20, 2019, 11:07:24 AM »
Anybody gotten an Ink cc application approved after 1 week+ without calling to talk to rep.? It's giving me the 2 weeks msg but I have a feeling it's denied. Call or wait it out?

Never hurts to call.

אין שמחה כהתרת הספיקות.

Offline nirc

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Re: Chase Reconsideration
« Reply #12413 on: August 20, 2019, 11:43:30 AM »
got rejected after recon. stated same as original decline. any ideas (doubt HUCA biz recon will help a 2nd time)?

You have too many active accounts or too much available credit
Too many recent requests for credit or reviews of your credit
Insufficient business credit information on file


spoke to recon for 2nd time and this time they rejected me over the phone. basically told me if have nothing new to add to recon attempt #1 then shouldn't bother to call.

even bother HUCA for recon #3?

Offline nirc

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Re: Chase Reconsideration
« Reply #12414 on: August 20, 2019, 11:44:46 AM »
Anybody gotten an Ink cc application approved after 1 week+ without calling to talk to rep.? It's giving me the 2 weeks msg but I have a feeling it's denied. Call or wait it out?

yes to business preferred. card just showed up 1 day in mail.

Offline yosefsv

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Re: Chase Reconsideration
« Reply #12415 on: August 20, 2019, 01:28:38 PM »
Anybody gotten an Ink cc application approved after 1 week+ without calling to talk to rep.? It's giving me the 2 weeks msg but I have a feeling it's denied. Call or wait it out?
If it would have been denied (or if they need additional info) you would have gotten the 7-10 days message.
If it benefits even just one fellow DDFer, its worth posting it.

Offline yosefsv

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Re: Chase Reconsideration
« Reply #12416 on: August 20, 2019, 01:29:02 PM »
yes to business preferred. card just showed up 1 day in mail.
+1
If it benefits even just one fellow DDFer, its worth posting it.

Offline chayal101

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Re: Chase Reconsideration
« Reply #12417 on: August 20, 2019, 04:10:18 PM »
Chaya L.

Offline chayal101

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Re: Chase Reconsideration
« Reply #12418 on: August 26, 2019, 09:41:54 PM »
I was denied card for 48 month rule, if I was to apply now for a different card, Will Chase use same credit report or pull a new one? Problem is that Im now over 5/24...
Also, is it possible to recon and get approved for a 48 month rule denial, or it's just as strict as 5/24 rule?
« Last Edit: August 26, 2019, 09:46:01 PM by chayal101 »
Chaya L.

Offline Joel

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Re: Chase Reconsideration
« Reply #12419 on: August 27, 2019, 12:19:40 AM »
I was denied card for 48 month rule, if I was to apply now for a different card, Will Chase use same credit report or pull a new one? Problem is that Im now over 5/24...
Also, is it possible to recon and get approved for a 48 month rule denial, or it's just as strict as 5/24 rule?
New pull, No same as 5/24